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We are looking for a Lead Strategy Analyst to join the Card Analytics team in Charlotte, NC. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting, pricing strategies, acquisition strategy and provide analytics insights for business partners and executive members.
These strategies include, but not limited to, approval/decline, line assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio.
This role will have chance to pull the data, conduct deep analysis and investigation, apply critical thinking skills, draw insights from their work and leverage general business acumen to understand the customer behavior and develop profitable business strategies in a timely and accurate manner. The successful candidate will be able to summarizes their work and communicates effectively to management.
Working with various partners, the role will also have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling, and performance read.
A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.
Key Responsibilities
- Under your manager's limited guidance, you will design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems.
- Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies.
- Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
- Drive profitable business growth via developing strategy optimization framework with full credit-cycle view
- Implement Quality Control processes to ensure data accuracy
- Continually enhance existing processes and reporting through automation, quality control, presentation and insights
- Effectively summarize and present results and insights to management
Qualifications
- Bachelor's Degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science is preferred
- 3-5 years of experience in complex, data-driven problem solving
- Strong SQL, SAS and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus
- Innovative and capable of developing a highly analytical approach to solving problems
- Lending or consumer finance industry experience preferred
Who we Are:
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-time employees with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
- Paid sick leave as determined by state or local ordinance, prorated based on start date
- Paid holidays (7 days per year, based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
- Most Loved Workplace 2022, 2023, and 2024
Staples is business to business. Youβre what binds us together.
Our world class sales and sales support teams work directly with businesses of all sizes to offer products and services to meet our customersβ unique needs. We are committed to understanding our customers and use best-in-class sales tools and technology to find the best solutions. Weβre constantly discovering new ways to reach our goals, taking time to develop our skills and investing in our career growth, so we can enjoy lucrative opportunities and grow our careers both within and beyond sales.??
As a Key Account Executive supporting State, Local, and Education (SLED) clients, you will be at the forefront of driving growth and delivering exceptional value to our customers across the U.S. This position is a vital part of our world-class sales organization, connecting businesses with the products and solutions they need to thrive. Weβre seeking passionate professionals ready to leverage cutting-edge tools, collaborate across functions, and build lasting customer relationships. By joining Staples, youβll have the opportunity to grow your career in a supportive environment that is committed to your success and development.
What Youβll Be Doing:
- Revenue responsibility of $30-40M
- Utilize prescribed selling tools to prioritize activities and drive efficiency, as well as to document customer engagement and information (ex: Prioritized Insights and SFDC)
- Profitably grow book of business by hunting programming and all opportunities across the full account hierarchy.
- Partner with Outside Developers to drive sales through program compliance at all account sites
- Lead Key Account selling team (i.e. category experts, site development, CSM, sales engineers, etc.) to execute account growth plan
- Collaborate with Revenue Management Team on specific opportunities to make discretionary pricing decisions based on knowledge of the account and assessment of future spend potential, as well as pass BPIs based on contract language
- Exhibit high level of business acumen and sales methodologies to discover incremental opportunities and align with the customersβ vision and initiatives (ex: I&D, sustainability, HR), as well as understand competitive landscape
- Expertise of customer industry buying process and ability to support product selection and standardization of products assortments.
- Engage CSM to manage customer experience and complete customer maintenance requests.
- Establishes and maintains business management relationships with the senior executive team members within customer base.
- Experience in Education, State & Local Government beneficial but not a requirement
What You Bring to the Table:
- Strong drive and a desire to win
- Strong aversion to complacency
- Proven ability to view rejection as a learning opportunity and double down on next best actions
- Experience and proven track record of managing programs or business development
- Ability to interface at customerβs most senior levels
- Strong ability to develop and deliver presentations
- Consultative selling, solutions selling, insight selling, negotiation and advanced client management skills
- Ability to set targets, design customer growth plans and work with product category sales team members
- Strong business, financial, operations and technology acumen
- Ability to analyze customer data, business and industry trends to create tailored solutions for customers based upon Staples value proposition
- Ability to function independently with minimal daily supervision
Whatβs Needed- Basic Qualifications:
- Experience and proven track record of managing programs or business development
- Solid knowledge of Office Supplies including facility and breakroom, technology products, business furniture, print and promotional products
- Ability to interface at customerβs most senior levels
- Strong ability to develop and deliver presentations face to face and virtually
- Consultative selling, solutions selling, insight selling, negotiation and advanced client management skills
- Ability design strategic customer growth plans and work with product category sales team members
- Strong business, financial, operations and technology acumen
- Ability to analyze customer data, business and industry trends to create tailored solutions for customers based upon Staples value proposition
- Ability to function independently with minimal daily supervision
- Negotiating: Individual will oversee pricing negotiations for specific sales opportunities.
- Lead Team selling: Individual will be responsible for coordinating and executing account planning processes in conjunction with category experts and customer experience teams.
- Adaptable to change
Whatβs Needed - Preferred Qualifications:
- Bachelorβs degree or relevant experience
- Experience working with Govβt and Education Coops
- Proficient in Microsoft Office and other basic software tools
- Worked cross-functionally in a large, complex company
- Prior account management and prospective experience with Fortune 1000 accounts
- Had responsibility for a sales budget and track record of exceeding quota
- Managed a complex deal shaping from start to finish
- Experience with business-to-business sales process
- Had responsibility to retain and grow accounts
We Offer:
- Inclusive culture with associate-led Business Resource Groups
- Flexible PTO (22 days) and Holiday Schedule (7 observed paid holidays)
- Online and Retail Discounts, Company Match 401(k), Physical and Mental Health Wellness programs, and more!
- Base salary $62,000 - $86,000 plus commissions
Staples is an Equal Opportunity Employer who values the diversity of our people, products, and services.
The salary range represents the expected compensation for this role at the time of posting. The specific base pay may be influenced by a variety of factors to include the candidate's experience, skill set, education, geography, business considerations, and internal equity.Β In addition to base pay, this role may be eligible for bonuses, or other forms of variable compensation.?Β
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, disability, or any other basis protected by federal, state, or local law
At Staples, βinclusionβ is an action word. It represents what we do to ensure that all employees feel valued and supported to contribute to their fullest potential. When we operate inclusively, diversity naturally follows. This is why we work hard to foster an inclusive culture, as we seek employees with unique and varied perspectives and areas of expertise. The result is a better workplace and innovative thinking that helps us exceed our customersβ expectations β through the power of the people behind our iconic brand. Staples is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, or any other basis protected by federal, state, or local law.Lead Analyst, Credit Card Strategy and Analytics
Location: Charlotte, NC (Hybrid schedule)
OneMain Financial is looking for a Lead Strategy Analyst to join our Card Analytics team in Charlotte, NC or Wilmington, DE. This is an exciting opportunity to develop risk management strategies and provide analytics insights to mitigate losses as well as enable future growth of our credit card portfolio.
In the Role
- Working with various partners the role will have responsibilities of reporting, strategy implementation, strategy validation, and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis, and modeling.
- A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.
- Under manager guidance, design, recommend, document, and execute targeting optimization using multiple disparate data sources.
- Utilize data query tools (SQL, SAS, Python) and analytical software to develop, test, and execute new strategies.
- Implement quality control processes to ensure data accuracy.
- Continually enhance existing processes and reporting through automation, quality control, presentation, and insights.
- Effectively summarize and present results and insights to management.
- Innovative and capable of developing a highly analytical approach to solving problems
Requirements
- Bachelor's degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science and 3+ years of related experience required.
- SQL knowledge highly preferred
- SAS experience preferred
- Strong Excel/MS Office skills required
- 3+ years of experience in a complex, data-driven problem-solving environment
- Lending or consumer finance industry experience preferred
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days' vacation per year)
- Paid sick leave as determined by state or local ordinance, prorated based on start date
- Paid holidays (11 days per year, based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
We're on the hunt for curious, motivated individuals to test and review online money-making opportunities featured on FinanceBuzz. If you enjoy discovering new platforms and sharing your experience, this flexible gig could be perfect for you.
Responsibilities:
Explore and try various side hustle options (cashback sites, survey apps, etc.)
Document and report your experience with each platform
Track potential earnings and ease of use
Share insights to help improve user recommendations
Requirements:
Basic tech skills and a stable internet connection
Comfortable navigating apps and websites
Ability to work independently
No prior experience required
Benefits:
Set your own schedule β work anytime, from anywhere
Try real ways to earn money online
Get paid to share honest feedback
Ideal for side-income seekers, students, or remote workers
Start exploring side hustle opportunities here.
Remote working/work at home options are available for this role.
This position is for individuals who want to develop a side income stream while still working full time. You will test different small-scale remote opportunities, learn what works, and grow what produces results.
Youβll use the resources provided to guide you, but your path is self-driven. Over time, you might focus more on the hustles that bring the highest returns.
Responsibilities:
Review and apply different side-hustle ideas tailored for people with full jobs
Execute tasks, manage projects or gigs you select
Keep a simple record of your time vs. earnings
Iterate and improve your approach as you go
Requirements:
Stable full-time job or core commitment
Access to internet and device for remote work
Willingness to test ideas and adapt
Organization, follow-through, and consistency
Bonus Skills:
Ability to analyze which hustles are viable
Comfort with trial and error
Some prior side-gig experience (but not required)
Benefits:
Fully remote
Flexible hours
Potential to grow side income steadily
No micromanagement
Remote working/work at home options are available for this role.
Weβre offering a role for someone who wants to lead their own side-income project in their spare time. Youβll explore various proven side hustles, select the ones that fit your lifestyle, and run them like mini projects.
Youβll get curated content to guide your decisions. The goal is to find manageable, sustainable income streams that donβt interfere with your full-time role.
Responsibilities:
Evaluate side-hustle options and pick those you believe you can execute
Plan and carry out your selected projects or tasks
Track metricsβtime invested, return, conversion rates
Refine your focus toward the best-performing hustles
Requirements:
Employed full time or committed to another primary role
Basic skills for remote work (internet, device)
Project mindset: set goals, measure outcomes, adjust
Persistence and consistency
Strong Traits:
Analytical
Willing to adapt
Growth-oriented
Benefits:
No fixed schedule
Remote and flexible
Ability to scale your side work over time
Tools and guidance included