Leverage Ratio Jobs in Usa
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Unit Description: Central Vermont Medical Center is a community-based hospital in Berlin, VT. Our Medical/Surgical Unit at CVMC is comprised of two units: 2 South (42 beds) and 2 North (9 beds). We are a fast-paced work environment, encountering a diverse patient population with needs ranging from acute management of chronic disease/illness, to orthopedic surgery, to general surgery. Our community is who we care for. As a nurse on our floor, you'll be immersed in a unique culture and environment that fosters teamwork, growth, and excellence in patient care. You'll work alongside experienced nurses, new graduate nurses, licensed nursing assistants, physicians, and other healthcare professionals who are committed to maintaining a supportive and cohesive work environment. We value open communication, respect, and teamwork, creating a positive atmosphere for both personal and professional growth. We strive to maintain supportive nurse to patient ratios, with our normal being 1:4.
On-call: Not required.
Incentives: Position may be eligible for a sign-on bonus of up to $10,000, subject to terms, conditions, and change.
Requirements:
- Current RN licensure recognized by the State of Vermont required.
- Appropriate experience in specific clinical area. Varies by unit.
Our Total Rewards Package includes:
- Health Care (Medical, Dental, Vision)
- Flexible Spending Account
- Retirement Benefits (403b)
- Insurance Benefits (Life, Long-Term, Short-Term)
- Paid time Time Off
Joining our team has its perks:
- We encourage professional growth and development
- We ensure our nurses are truly happy and feel valued
- We offer structured preceptorships and continuing education
- We are committed to great patient ratios
- Our team culture is unlike what you'll find at other hospitals
- We've made significant investments in safe patient handling and mobility equipment
- Nurses truly have a voice here through our shared governance
About the area:
Berlin, VT, located centrally in Vermont, is just minutes from the capital city, Montpelier. Our historical downtown areas feature a wonderful and unique assortment of local shopping opportunities, not to mention the many farmers' markets, pick-your-own-fields and community supported agriculture programs (CSAs).
Within a state that boasts 52 state parks, 800 lakes and over 7,000 miles of rivers and streams, you'll find an abundance of opportunities for hiking, skiing, camping, fishing, sailing, swimming and more.
If you're planning to relocate with your family in tow, Vermont is known for its high-quality public education and its well-established private schools. And whether you've always envisioned living in an old farmhouse or a historic Victorian, or building your dream house with your family, Vermont has plenty of real estate opportunities.
With exciting signing incentives and relocation assistance, moving to Vermont has never been an easier decision.
Unit Description: Central Vermont Medical Center is a community-based hospital in Berlin, VT. Our Medical/Surgical Unit at CVMC is comprised of two units: 2 South (42 beds) and 2 North (9 beds). We are a fast-paced work environment, encountering a diverse patient population with needs ranging from acute management of chronic disease/illness, to orthopedic surgery, to general surgery. Our community is who we care for. As a nurse on our floor, you'll be immersed in a unique culture and environment that fosters teamwork, growth, and excellence in patient care. You'll work alongside experienced nurses, new graduate nurses, licensed nursing assistants, physicians, and other healthcare professionals who are committed to maintaining a supportive and cohesive work environment. We value open communication, respect, and teamwork, creating a positive atmosphere for both personal and professional growth. We strive to maintain supportive nurse to patient ratios, with our normal being 1:4.
On-call: Not required.
Incentives: Position may be eligible for a sign-on bonus of up to $10,000, subject to terms, conditions, and change.
Requirements:
- Current RN licensure recognized by the State of Vermont required.
- Appropriate experience in specific clinical area. Varies by unit.
Our Total Rewards Package includes:
- Health Care (Medical, Dental, Vision)
- Flexible Spending Account
- Retirement Benefits (403b)
- Insurance Benefits (Life, Long-Term, Short-Term)
- Paid time Time Off
Joining our team has its perks:
- We encourage professional growth and development
- We ensure our nurses are truly happy and feel valued
- We offer structured preceptorships and continuing education
- We are committed to great patient ratios
- Our team culture is unlike what you'll find at other hospitals
- We've made significant investments in safe patient handling and mobility equipment
- Nurses truly have a voice here through our shared governance
About the area:
Berlin, VT, located centrally in Vermont, is just minutes from the capital city, Montpelier. Our historical downtown areas feature a wonderful and unique assortment of local shopping opportunities, not to mention the many farmers' markets, pick-your-own-fields and community supported agriculture programs (CSAs).
Within a state that boasts 52 state parks, 800 lakes and over 7,000 miles of rivers and streams, you'll find an abundance of opportunities for hiking, skiing, camping, fishing, sailing, swimming and more.
If you're planning to relocate with your family in tow, Vermont is known for its high-quality public education and its well-established private schools. And whether you've always envisioned living in an old farmhouse or a historic Victorian, or building your dream house with your family, Vermont has plenty of real estate opportunities.
With exciting signing incentives and relocation assistance, moving to Vermont has never been an easier decision.
Unit Description: Central Vermont Medical Center is a community-based hospital in Berlin, VT. Our Medical/Surgical Unit at CVMC is comprised of two units: 2 South (42 beds) and 2 North (9 beds). We are a fast-paced work environment, encountering a diverse patient population with needs ranging from acute management of chronic disease/illness, to orthopedic surgery, to general surgery. Our community is who we care for. As a nurse on our floor, you'll be immersed in a unique culture and environment that fosters teamwork, growth, and excellence in patient care. You'll work alongside experienced nurses, new graduate nurses, licensed nursing assistants, physicians, and other healthcare professionals who are committed to maintaining a supportive and cohesive work environment. We value open communication, respect, and teamwork, creating a positive atmosphere for both personal and professional growth. We strive to maintain supportive nurse to patient ratios, with our normal being 1:4.
On-call: Not required.
Incentives: Position may be eligible for a sign-on bonus of up to $10,000, subject to terms, conditions, and change.
Requirements:
- Current RN licensure recognized by the State of Vermont required.
- Appropriate experience in specific clinical area. Varies by unit.
Our Total Rewards Package includes:
- Health Care (Medical, Dental, Vision)
- Flexible Spending Account
- Retirement Benefits (403b)
- Insurance Benefits (Life, Long-Term, Short-Term)
- Paid time Time Off
Joining our team has its perks:
- We encourage professional growth and development
- We ensure our nurses are truly happy and feel valued
- We offer structured preceptorships and continuing education
- We are committed to great patient ratios
- Our team culture is unlike what you'll find at other hospitals
- We've made significant investments in safe patient handling and mobility equipment
- Nurses truly have a voice here through our shared governance
About the area:
Berlin, VT, located centrally in Vermont, is just minutes from the capital city, Montpelier. Our historical downtown areas feature a wonderful and unique assortment of local shopping opportunities, not to mention the many farmers' markets, pick-your-own-fields and community supported agriculture programs (CSAs).
Within a state that boasts 52 state parks, 800 lakes and over 7,000 miles of rivers and streams, you'll find an abundance of opportunities for hiking, skiing, camping, fishing, sailing, swimming and more.
If you're planning to relocate with your family in tow, Vermont is known for its high-quality public education and its well-established private schools. And whether you've always envisioned living in an old farmhouse or a historic Victorian, or building your dream house with your family, Vermont has plenty of real estate opportunities.
With exciting signing incentives and relocation assistance, moving to Vermont has never been an easier decision.
Unit Description: Central Vermont Medical Center is a community-based hospital in Berlin, VT. Our Medical/Surgical Unit at CVMC is comprised of two units: 2 South (42 beds) and 2 North (9 beds). We are a fast-paced work environment, encountering a diverse patient population with needs ranging from acute management of chronic disease/illness, to orthopedic surgery, to general surgery. Our community is who we care for. As a nurse on our floor, you'll be immersed in a unique culture and environment that fosters teamwork, growth, and excellence in patient care. You'll work alongside experienced nurses, new graduate nurses, licensed nursing assistants, physicians, and other healthcare professionals who are committed to maintaining a supportive and cohesive work environment. We value open communication, respect, and teamwork, creating a positive atmosphere for both personal and professional growth. We strive to maintain supportive nurse to patient ratios, with our normal being 1:4.
On-call: Not required.
Incentives: Position may be eligible for a sign-on bonus of up to $10,000, subject to terms, conditions, and change.
Requirements:
- Current RN licensure recognized by the State of Vermont required.
- Appropriate experience in specific clinical area. Varies by unit.
Our Total Rewards Package includes:
- Health Care (Medical, Dental, Vision)
- Flexible Spending Account
- Retirement Benefits (403b)
- Insurance Benefits (Life, Long-Term, Short-Term)
- Paid time Time Off
Joining our team has its perks:
- We encourage professional growth and development
- We ensure our nurses are truly happy and feel valued
- We offer structured preceptorships and continuing education
- We are committed to great patient ratios
- Our team culture is unlike what you'll find at other hospitals
- We've made significant investments in safe patient handling and mobility equipment
- Nurses truly have a voice here through our shared governance
About the area:
Berlin, VT, located centrally in Vermont, is just minutes from the capital city, Montpelier. Our historical downtown areas feature a wonderful and unique assortment of local shopping opportunities, not to mention the many farmers' markets, pick-your-own-fields and community supported agriculture programs (CSAs).
Within a state that boasts 52 state parks, 800 lakes and over 7,000 miles of rivers and streams, you'll find an abundance of opportunities for hiking, skiing, camping, fishing, sailing, swimming and more.
If you're planning to relocate with your family in tow, Vermont is known for its high-quality public education and its well-established private schools. And whether you've always envisioned living in an old farmhouse or a historic Victorian, or building your dream house with your family, Vermont has plenty of real estate opportunities.
With exciting signing incentives and relocation assistance, moving to Vermont has never been an easier decision.
Work Schedule:
- Day (7a to 7p) and Night (7p-7A)
- Shifts: Three 12-hour shifts each week
- One major or minor holiday for winter and summer holidays
At Duke Health, we're driven by a commitment to compassionate care that changes the lives of patients, their loved ones, and the greater community. No matter where your talents lie, join us and discover how we can advance health together.
- Registered Nurse (Experienced RN)
Duke University Health System Float Pool – Critical Care
Float among various Critical Care Units at Duke University Hospital, Duke Regional Hospital, and Duke Raleigh Hospital, a Campus of Duke University Hospital
Duke University Health System seeks to hire an experienced Registered Nurse who will embrace our mission of Advancing Health Together. Our team is active in delivering exemplary care for each patient to ensure an excellent patient experience, every time. Our Duke Health culture commitments are: Put People First, Be Clear and Empower, and Adapt to Improve.
The Critical Care Nursing Float Pool team provides patient care and support for a variety of patients on our Critical Care units. Nurses in this department would work as a part of a multidisciplinary team and have the opportunity to participate in rounds on their patients.
ICU nurse to patient ratios are 1:1 or 1:2 based on acuity and the units are staffed with a charge nurse and Health Unit Coordinator 24/7. According to Health System needs, may also float to intermediate/stepdown areas throughout the hospital with a 1:3-1:6 ratio based on acuity.
Ideal candidates will have a passion for teamwork, demonstrate accountability and have an appreciation for family-center care.
What you will do:
In the Float Pool, it is embedded in our staff to “rise to the challenge and adapt to situations.” Due to the extensive training received in each area, our staff continue to be clinical experts, offering a broad skill set and range of knowledge throughout the various patient populations. Unlike other health systems in the area, Duke offers the same benefits to Float Pool staff as unit dedicated staff. The float pool offers a dynamic opportunity for a wide range of experiences in order to build your career.
As a Clinical Nurse II in Duke University Health System, you will plan and provide professional nursing care for patients in accordance with the medical and nursing plans of care and established policies and procedures. Provide nursing services to patients and families in accordance with the scope of the RN as defined by the North Carolina Board of Nursing.
- Plan, provide, supervise and document professional nursing care utilizing the nursing process for patients in accordance with physician orders and established policies and procedures. Use professional nursing judgment to individualize the plan of care based on assessment of the patient's baseline needs and response to care.
- Delegate tasks and supervise the activities of other licensed and unlicensed care providers.
- Assist other nursing personnel in the delivery of nursing care.
- Monitor and initiate corrective action to maintain the environment of care including equipment and material resources.
- Participate in own professional development by maintaining required competencies, identifying learning needs and seeking appropriate assistance or educational offerings.
- Act as preceptor and support the development of other staff and formal learners.
- Participate in the identification of clinical or operational performance improvement opportunities and in performance improvement activities.
- Adheres to all rules and regulations of all applicable local, state and federal agencies and accrediting bodies.
- Perform other related duties incidental to the work described herein.
What you can expect:
- Multitask in myriad ways – document assessments, plan of care, interventions, evaluation and re-evaluation of patient status, assess nursing needs of acute and chronically ill patients, independently seek out resources and work collaboratively. Educate patients and families in accordance with the nursing plan of care. Relationship management with patients, families, visitors, healthcare team, physicians, administrators, leadership and others.
What we will provide:
- Float Pool RN Premium of $5.00 per hour
- Paid Training: One week of hospital orientation along with 5 clinical shifts
- PTO accrual
- Nursing Specialty Certification Bonus
- Career Ladder Advancement
- Employee Referral Program
- - Up to $25,000 Nurse Loan Forgiveness - ALL full time (at least 0.75 FTE) RN positions are eligible.
- - Relocation assistance available for Nurses relocating greater than 50 miles to Durham, NC.
- - Employees’ Retirement Plan, a traditional defined benefit pension plan designed to provide you with a guaranteed monthly income at your retirement, paid for entirely by Duke and fully vested after five years of service.
- - Duke Faculty and Staff 403(b) Retirement Plan - team members may elect to have a portion of each paycheck deducted and contributed to a plan administered by Fidelity.
- - Opportunities for a Lifetime. Duke University Health System is committed to providing robust learning and development from Office of Continuing Education.
What you will need:
- Graduation from an accredited Bachelor’s Degree in Nursing (or higher) OR Associate's Degree in Nursing OR Nursing Diploma program.
- Twelve months of appropriate clinical experience is required for Experienced Registered Nurses.
***All registered nurses without a Bachelor's degree in Nursing (or higher) will be required to enroll in an appropriate BSN program within two years of their start date and to complete the program within seven years of their start date.
Licensure and Certification Required:
- Current registration with North Carolina State Board of Nursing as a registered professional nurse OR current compact RN licensure to practice in the state of North Carolina required.
- BLS, ACLS, NIH, CPI Certification required
To learn more about the Duke Registered Nurse Float Pool, Visit:
Duke is an Equal Opportunity Employer committed to providing employment opportunity without regard to an individual's age, color, disability, gender, gender expression, gender identity, genetic information, national origin, race, religion, sex (including pregnancy and pregnancy related conditions), sexual orientation or military status.
Duke aspires to create a community built on collaboration, innovation, creativity, and belonging. Our collective success depends on the robust exchange of ideas—an exchange that is best when the rich diversity of our perspectives, backgrounds, and experiences flourishes. To achieve this exchange, it is essential that all members of the community feel secure and welcome, that the contributions of all individuals are respected, and that all voices are heard. All members of our community have a responsibility to uphold these values.
Essential Physical Job Functions:
Certain jobs at Duke University and Duke University Health System may include essential job functions that require specific physical and/or mental abilities. Additional information and provision for requests for reasonable accommodation will be provided by each hiring department.
- 12 months experience for Gig A Position
- 8 hours per Month Commitment
- No Holiday or Weekend Commitment
At Duke Health, we're driven by a commitment to compassionate care that changes the lives of patients, their loved ones, and the greater community. No matter where your talents lie, join us and discover how we can advance health together.
About Duke University Hospital
Pursue your passion for caring with Duke University Hospital in Durham, North Carolina, which is consistently ranked among the best in the United States. The largest of Duke Health's four hospitals with 1062 patient beds, it features comprehensive diagnostic and therapeutic facilities, including a regional emergency/trauma center, an endo-surgery center, and more.
Registered Nurse (Experienced RN) – Gig Nursing
Duke University Health System
Located in Various Medical Units at Duke University Hospital, Duke Regional Hospital, and Duke Raleigh Hospital, a Campus of Duke University Hospital
Duke University Health System seeks to hire an experienced Registered Nurse who will embrace our mission of Advancing Health Together. Our team is active in delivering exemplary care for each patient to ensure an excellent patient experience, every time.
The Gig Nursing team provides patient care, support and cares for a variety of patients. Nurses would work as a part of a multidisciplinary team and have the opportunity to participate in rounds on their patients.
Highlights:
- Flexible Scheduling: Work when you want!
- No weekend or holiday commitment!
- Three tiers of pay, based on commitment level and experience.
- Eligible for daily pay! No need to wait for pay day!
- Eligible for shift differentials
- Supportive Team: Be a part of a collaborative team that values your input, with access to ongoing support and training.
Qualifications:
- Graduation from an accredited Bachelor’s Degree in Nursing, Associate’s Degree in Nursing, or Nursing Diploma Program
- Twelve months of appropriate clinical nursing experience is required in the area of expertise.
- Current American Health Association BLS
- American Heart Association ACLS within 6 months
What to expect:
- Three locations in the Raleigh/Durham area- Duke University Hospital, Duke Regional Hospital, and Duke Raleigh Hospital
- Variety- float to specialty areas within your specialty, including but not limited to:
- - Emergency Services
- Medical/Surgical
- Critical Care
- Cardiac Services
- Oncology
- Opportunities to expand your nursing skill set.
- Most assignments are determined within two hours of shift start time.
- Gig shifts are subject to cancellation based on flex down order.
- Nurse: Patient ratio in adult medical and surgical areas averages 1:3 through 1:6 dependent on acuity.
- Nurse: Patient ratio in adult ICU is typically 1:2
- Support staff, including Nursing care Assistants and Health Unit Coordinators, 24/7
What you will do:
Due to the extensive training received in each area, our staff continue to be clinical experts, offering a broad skillset and range of knowledge throughout the various patient populations.
As a Clinical Nurse II in Duke University Health System, you will plan and provide professional nursing care for patients in accordance with the medical and nursing plans of care and established policies and procedures. Provide nursing services to patients and families in accordance with the scope of the RN as defined by the North Carolina Board of Nursing.
- Plan, provide, supervise, and document professional nursing care utilizing the nursing process for patients in accordance with physician orders and established policies and procedures. Use professional nursing judgment to individualize the plan of care based on assessment of the patient's baseline needs and response to care.
- Delegate tasks and supervise the activities of other licensed and unlicensed care providers.
- Assist other nursing personnel in the delivery of nursing care and act as team leader or charge nurse for a group of patients or an entire unit as assigned.
- Monitor and initiate corrective action to maintain the environment of care, including equipment and material resources.
- Participate in own professional development by maintaining required competencies, identifying learning needs and seeking appropriate assistance or educational offerings.
- Act as a preceptor and support the development of other staff and formal learners.
- Participate in the identification of clinical or operational performance improvement opportunities and in performance improvement activities.
- Perform other related duties incidental to the work described herein.
What you can expect:
- Multitask in myriad ways – document assessments, plan of care, interventions, evaluation and re-evaluation of patient status, assess nursing needs of acute and chronically ill patients, independently seek out resources, and work collaboratively. Educate patients and families in accordance with the nursing plan of care. Relationship management with patients, families, visitors, healthcare team, physicians, administrators, leadership, and others.
What you will need:
- Graduation from an accredited Bachelor’s Degree in Nursing (or higher) OR Associate's Degree in Nursing OR Nursing Diploma program.
- Twelve months of appropriate clinical experience is required for Experienced Registered Nurses.
- All registered nurses without a Bachelor's degree in Nursing (or higher) will be required to enroll in an appropriate BSN program within two years of their start date and to complete the program within seven years of their start date.
Licensure and Certification Required:
- Current registration with the North Carolina State Board of Nursing as a registered professional nurse OR current compact RN licensure to practice in the state of North Carolina required.
- BLS Certification required
To learn more about the Duke Registered Nurse Float Pool, Visit:
Duke is an Equal Opportunity Employer committed to providing employment opportunity without regard to an individual's age, color, disability, gender, gender expression, gender identity, genetic information, national origin, race, religion, sex (including pregnancy and pregnancy related conditions), sexual orientation or military status.
Duke aspires to create a community built on collaboration, innovation, creativity, and belonging. Our collective success depends on the robust exchange of ideas—an exchange that is best when the rich diversity of our perspectives, backgrounds, and experiences flourishes. To achieve this exchange, it is essential that all members of the community feel secure and welcome, that the contributions of all individuals are respected, and that all voices are heard. All members of our community have a responsibility to uphold these values.
Essential Physical Job Functions:
Certain jobs at Duke University and Duke University Health System may include essential job functions that require specific physical and/or mental abilities. Additional information and provision for requests for reasonable accommodation will be provided by each hiring department.
American Traveler is seeking a travel nurse RN ICU - Intensive Care Unit for a travel nursing job in Prestonburg, Kentucky.
Job Description & Requirements
- Specialty: ICU - Intensive Care Unit
- Discipline: RN
- Start Date: ASAP
- Duration: 13 weeks
- 36 hours per week
- Shift: 12 hours, nights
- Employment Type: Travel
Assignment Overview
- Shift: Nights, 3x12hrs
- Hours: 36 hrs/wk
- Start Date: Feb 23, 2026
- Length: 13 weeks
- Openings: 1
Description
American Traveler is seeking an experienced RN for an ICU position requiring a KY or compact license, with ACLS, BLS, and NIH certification.
Details
- Work in a combined ICU/CCU unit within a hospital setting
- Assigned to care for intensive and critical care patients with a 1:2 nurse-to-patient ratio
- Utilizes the Meditech EMR system
- Night shift position from 19:00 to 07:30
- Schedules alternate between 36 and 48 hour workweeks
- Orientation provided bi-weekly
Requirements
- Active KY or compact RN license required
- Minimum of 2 years current ICU experience
- Certifications required: BLS (AHA only), ACLS (AHA only), and NIH Stroke Scale certification
- Must reside at least 100 miles from facility to be eligible
- Meditech EMR experience preferred
Additional Information
- Travel pairs are not permitted
- Responsibilities include caring for critically ill patients in an ICU setting
- Unit staffing ratios may fluctuate based on census or staffing needs
- Internal orientation occurs bi-weekly
American Traveler Job ID #P-665203. Pay package is based on 12 hour shifts and 36 hours per week (subject to confirmation) with tax-free stipend amount to be determined. Posted job title: Travel RN - ICU
About American Traveler
With over 25 years of experience, American Traveler has established a reputation for outstanding customer service. Our team ensures a smooth, worry-free experience for those starting on or expanding their travel nursing and allied careers.
With thousands of travel nursing and allied jobs nationwide, our attentive and approachable recruiters find positions that align perfectly with your career aspirations and personal requirements.
American Traveler offers exceptional benefits, including premium medical, dental, vision and life insurance beginning day one of your assignment, generous 401(k) match, substantial housing stipends, and more. Additionally, with 24/7 support and access to our in-house clinicians, you are assured confidence and comfort throughout your assignment.
With our team behind you, you can relax and enjoy a rewarding travel career.
The Credit Analyst is responsible for preparing accurate corporate financial spreads, analyzing financial statements, and underwriting commercial and other credit facilities. This role supports lending and credit leadership by developing detailed credit analysis reports used by lending officers and Credit Committees to evaluate and approve credit requests for domestic and international borrowers. The analyst will also conduct industry analysis and Country Risk analysis when exposure exists.
The position requires a strong understanding of financial analysis, credit policy, and risk assessment. The Credit Analyst is expected to study and follow the institution’s loan policies while performing their responsibilities and will cross-train with credit and finance teams to gain exposure to additional duties and processes within the department.
Principal Duties and Responsibilities:
- Prepare comprehensive credit analysis reports for lending officers and Credit Committees supporting approval or denial of credit facilities for corporations and individuals.
- Assign appropriate NAICS codes to borrower businesses and analyze the industries in which they operate.
- Verify financial reporting requirements to ensure borrower financial information meets internal credit policy standards.
- Spread financial statements and tax returns using internal financial analysis systems.
- Analyze financial ratios and trends to assess the level of risk associated with new, renewed, modified, or refinanced credit requests.
- Review comparative spreads and peer group ratios and develop conclusions regarding borrower performance and industry positioning.
- Run and evaluate credit reference reports, including Tri-Merge credit reports, D&B reports, and other relevant sources.
- Prepare Annual Credit Reviews for existing borrowers.
- Conduct background and compliance checks, including OFAC screening, public records research, and online searches.
- Request and review credit references from other lenders and available financial sources.
- For Commercial Real Estate (CRE) transactions, confirm collateral position by researching county and state records to verify lien priority.
- Prepare written credit memoranda summarizing financial analysis, risk considerations, and recommendations regarding creditworthiness.
- Develop industry and market analysis for borrowers and sectors in which credit exposure exists.
- Prepare Country Risk analysis where international exposure is present.
- Provide preliminary assessments on whether proposed or existing loans fall within established credit policy guidelines.
- Assist senior credit staff and the Chief Credit Officer with analysis, reporting, and departmental initiatives.
- Assist in organizing Credit Committee meetings and prepare meeting minutes when required.
- Prepare credit monitoring and portfolio reports for internal leadership and head-office reporting.
- Cross-train in loan documentation review and finance department functions as assigned.
- Ensure compliance with OFAC regulations, a responsibility shared by all employees.
- Support additional projects or assignments as directed by the Chief Credit Officer.
Minimum Requirements:
- Bachelor’s degree in Accounting, Finance, Statistics, or Mathematics required.
- Minimum of five (5) years of experience in financial spreading and underwriting commercial credit transactions.
- Proficiency in Microsoft Office Suite and financial spreading or credit analysis systems such as CreditLens or similar platforms.
- Strong analytical, research, and problem-solving skills, with the ability to interpret financial data and assess credit risk.
- Excellent written and verbal communication skills with the ability to prepare clear credit memoranda and reports.
- Fluency in both English and Spanish (written and spoken) required.
- The role requires sustained attention to detail, financial analysis, and documentation review, including extended periods of reading, typing, and numerical analysis.
Apply
Description
At American Packaging Corporation (APC), you'll find the packaging career you've been looking for. With competitive salaries, excellent benefits, 401(k) plans and tuition reimbursement programs, we nurture our employees while advancing and promoting diversity and inclusion. As the leading flexible packaging converter in North America for over a century, APC's longstanding success is fueled from the inside out. We're constantly seeking to improve our internal operations and were named a "Best of the Best" in the Best workplaces in the America's awards for 12 years in a row. It's how and why we engage the best and brightest talent to continue propelling our shared success into the future.
LOCATION: DeForest, WI
SHIFT: Rotating 1st and 2nd (2 week rotation)
SUMMARY: Assist in daily operations of the Rotogravure press.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:
- Participates in training, embrace concepts of and actively practice the STOP Safety Program fundamentals to aid American Packaging Corporation's efforts to achieve a zero-accident rate.
- Retrieves all necessary set up information/specifications/guidelines and follows instructions on the job jacket.
- Completes all machine changeover/set-up processes minimizing machine downtime and meeting or exceeding set-up standard requirements. Develop set up procedure documentation as required.
- Correctly completes daily production sheets, process condition sheets, waste logs, final release forms, ink paperwork and quality inspection logs. Ensure job order information (size, construction, print position, packing instructions, adhesive structures, proper substrates being used) corresponds with the product being manufactured.
- Safely, efficiently and effectively assists with the assigned production machinery equipment monitoring quality, production and waste adhering to all customer specifications.
- Ensures immediate work area and work areas for which Machine Operator has responsibility are free of clutter and debris. Perform all cleaning/sanitation responsibilities, safely using all required cleaning solutions and protective equipment.
- Removes rolls from rewind, hangs rolls on rewind, makes up doctor blades, preps print carriages, brings correct inks and lacquers to the press, configures ink ratios, disposes of ink, solvents and lacquers, maintains ink viscosities and cuts cores.
- Ability to operate the viscosity control system.
- Ensures all required on-line quality data is properly documented.
- Monitors all quality requirements as outlined by company procedure and specification. Completes necessary sheets for quality checks.
- Actively participates in safety programs and completes required safety observations. Understands and follows plant safety rules.
- Attends and participates in all scheduled meetings (Continuous Quality Improvement, safety, special projects, departmental, etc.).
- Able to work all scheduled shifts and required overtime hours.
- Trains new employees as necessary.
- Other duties as assigned.
Requirements
QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
High school diploma or equivalent required. Previous manufacturing experience preferred.
LANGUAGE SKILLS
Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
REASONING ABILITY
Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
PHYSICAL DEMANDS
The physical demands described here are representatives of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to use hands to finger, handle, or feel and talk or hear. The employee frequently is required to sit and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. This position may require manual lifting not to exceed 50 lbs - reference your department-specific JHA (job hazard analysis) for departmental lifting restrictions.
WORK ENVIRONMENT
While performing the duties of this job, the employee is regularly exposed to fumes or airborne particles. The employee is frequently exposed to moving mechanical parts. The employee is occasionally exposed to toxic or caustic chemicals and risk of electrical shock. The noise level in the work environment is usually loud.
American Packaging Corporation is committed to equal opportunity for all, without regard to race, religion, color, national origin, citizenship, sex, sexual orientation, gender identity, age, veteran status, disability, genetic information, or any other protected characteristic. American Packaging Corporation will make reasonable accommodations for known physical or mental limitations of otherwise qualified employees and applicants with disabilities unless the accommodation would impose an undue hardship on the operation of our business. If you are interested in applying for an employment opportunity and need special assistance or an accommodation to apply for a posted position, please contact our Human Resources department at .
Description
Ready for more than just a job? Build a career with purpose. At Lactalis in the USA, we're committed to providing meaningful opportunities for our people to learn, grow, and thrive-whether you're just starting your journey with us or looking to take the next step in your career. From day one, we offer the tools and support to help you succeed.
As the world leader in dairy, Lactalis is a family-owned company with over 85,000 pragmatic and ambitious professionals across the globe. Each day, we're proud to produce award-winning dairy products that bring people together.
In the US, we proudly offer an unrivaled house of beloved brands, including Galbani Italian cheeses and ricotta, President specialty cheeses and butters, Kraft natural and grated cheeses, Breakstone's cottage cheese, Cracker Barrel, Black Diamond cheddar, and Parmalat milk. Our yogurt portfolio includes siggi's, Stonyfield Organic, Brown Cow, Oui, Yoplait, Go-Gurt, :ratio, Green Mountain Creamery, and Mountain High, along with a growing family of ethnic favorites like Karoun, Gopi, and Arz.
At Lactalis, we live by our core values-Ambition, Engagement, and Simplicity. We foster a workplace where innovation thrives, diverse perspectives are celebrated, and everyone's unique background and ideas are valued.
Even if you don't meet every qualification, we encourage you to apply. We want to hear about your PASSION, your STORY, and how your EXPERTISE can help us shape the future of dairy.
Requirements
From your PASSION to ours
Midwest Yogurt, part of the Lactalis family of companies, is currently hiring a Trade Manager, Foodservice based in Minneapolis, MN or Buffalo, NY preferably.
The Trade Manager for our Foodservice business at Lactalis Midwest Yogurt, Inc. (Yoplait, GoGurt, Oui, Ratio, Mountain High) is the financial engine behind our entire Foodservice commercial operation. This leader is responsible for the overall strategic design, financial modeling, governance, and control of all trade promotional funding and spending across every Foodservice channel of business. This includes managing trade spend for National Broadliners (e.g., Sysco, US Foods), National Chains, Power Regional Distributors, Buying Groups (UniPro), FMCs/GPOs, and all highly regulated channels (WIC, K-12). The primary objective is to maximize the Return on Investment (ROI) of every trade dollar, ensure forecasting accuracy, and instill best-in-class trade compliance and deduction management practices across the sales organization.
From your EXPERTISE to ours
Key responsibilities for this position include:
Trade Investment Strategy & Planning: Own the annual and quarterly trade budget for the entire Foodservice P&L. Design, model, and recommend optimal trade structures by channel (Broadline, Chain, Regional, FMC, GPO, WIC/K-12) to align with commercial objectives and maximize net revenue.
Trade Governance & Compliance: Establish, document, and enforce company policies for all trade spending. Serve as the gatekeeper for all exceptions, ensuring that programs align with legal requirements, internal controls, and trade reporting standards.
Trade System Ownership: Oversee the end-to-end functionality and data integrity of the Trade Management system. Drive continuous improvement in trade planning, forecasting, and reporting capabilities across the organization.
Deduction Management & Leakage Control: Lead the cross-functional effort to minimize unauthorized deductions and trade leakage. Work closely with Finance and Sales to validate, investigate, and resolve all claims from distributors and customers in a timely manner.
Commercial Performance & ROI Analysis: Conduct robust post-contract analysis on major programs and promotions, providing the Vice President of Sales and executive leadership with actionable insights on where to reallocate funds to drive higher ROI and profitable growth.
From your STORY to ours
Qualified applicants will contribute the following:
- Education: Bachelor's degree in Business, Finance or a related field, MBA preferred
- Experience: 7+ years in Trade Management, Sales Finance, or Financial Planning & Analysis (FP&A), with significant experience in a high-volume, promotional industry (Foodservice, CPG, or related Food Manufacturing).
- Technical Skills (preferred): Expert-level Excel modeling and hands-on experience as a power user of a major TPM platform (e.g., Vistex, SAP, BluePlanner, Blacksmith).
- Financial Acumen: Deep understanding of the P&L from Gross Sales to Operating Income, with proven success in managing and influencing trade spend to drive bottom-line results.
At Lactalis, we offer a comprehensive Total Rewards Program with a variety of affordable benefits and coverage options. We support insurance costs significantly, contribute generously to retirement plans, and offer Paid Time Off from day one. We are committed to your professional growth, providing training and development opportunities, including Education Reimbursement. Join us and grow your career.
Lactalis is an equal employment opportunity employer. We will not discriminate against applicants with regard to any legally-recognized basis including, but not limited to: veteran status, race, color, religion, sex, national origin, age, marital status, sexual orientation, and physical or mental disabilities. Further, any division of the Company that is an Affirmative Action Employer will comply with all related legal obligations to ours
