Does Katapult Affect Credit Jobs in Usa

The Credit Analyst is responsible for preparing accurate corporate financial spreads, analyzing financial statements, and underwriting commercial and other credit facilities. This role supports lending and credit leadership by developing detailed credit analysis reports used by lending officers and Credit Committees to evaluate and approve credit requests for domestic and international borrowers. The analyst will also conduct industry analysis and Country Risk analysis when exposure exists.

The position requires a strong understanding of financial analysis, credit policy, and risk assessment. The Credit Analyst is expected to study and follow the institution’s loan policies while performing their responsibilities and will cross-train with credit and finance teams to gain exposure to additional duties and processes within the department.

Principal Duties and Responsibilities:

• Prepare comprehensive credit analysis reports for lending officers and Credit Committees supporting approval or denial of credit facilities for corporations and individuals.
• Assign appropriate NAICS codes to borrower businesses and analyze the industries in which they operate.
• Verify financial reporting requirements to ensure borrower financial information meets internal credit policy standards.
• Spread financial statements and tax returns using internal financial analysis systems.
• Analyze financial ratios and trends to assess the level of risk associated with new, renewed, modified, or refinanced credit requests.
• Review comparative spreads and peer group ratios and develop conclusions regarding borrower performance and industry positioning.
• Run and evaluate credit reference reports, including Tri-Merge credit reports, D&B reports, and other relevant sources.
• Prepare Annual Credit Reviews for existing borrowers.
• Conduct background and compliance checks, including OFAC screening, public records research, and online searches.
• Request and review credit references from other lenders and available financial sources.
• For Commercial Real Estate (CRE) transactions, confirm collateral position by researching county and state records to verify lien priority.
• Prepare written credit memoranda summarizing financial analysis, risk considerations, and recommendations regarding creditworthiness.
• Develop industry and market analysis for borrowers and sectors in which credit exposure exists.
• Prepare Country Risk analysis where international exposure is present.
• Provide preliminary assessments on whether proposed or existing loans fall within established credit policy guidelines.
• Assist senior credit staff and the Chief Credit Officer with analysis, reporting, and departmental initiatives.
• Assist in organizing Credit Committee meetings and prepare meeting minutes when required.
• Prepare credit monitoring and portfolio reports for internal leadership and head-office reporting.
• Cross-train in loan documentation review and finance department functions as assigned.
• Ensure compliance with OFAC regulations, a responsibility shared by all employees.
• Support additional projects or assignments as directed by the Chief Credit Officer.

Minimum Requirements:

• Bachelor’s degree in Accounting, Finance, Statistics, or Mathematics required.
• Minimum of five (5) years of experience in financial spreading and underwriting commercial credit transactions.
• Proficiency in Microsoft Office Suite and financial spreading or credit analysis systems such as CreditLens or similar platforms.
• Strong analytical, research, and problem-solving skills, with the ability to interpret financial data and assess credit risk.
• Excellent written and verbal communication skills with the ability to prepare clear credit memoranda and reports.
• Fluency in both English and Spanish (written and spoken) required.
• The role requires sustained attention to detail, financial analysis, and documentation review, including extended periods of reading, typing, and numerical analysis.

Job Title: Credit Analyst

Location: Milwaukee, WI

Type: Direct Hire

Schedule: Monday - Friday, 8-5

Pay Range: $60k - $70k

Benefits: Yes. Medical, Dental, Vision, PTO, 401(k), Paid holidays

Summary

Connect Search is hiring a Credit Analyst in Milwaukee. This position offers a hybrid work from home schedule of 2 days per week.

Responsibilities

• Review and analyze customer credit applications, financial statements, and credit histories.
• Perform credit checks and assess the risk levels associated with extending credit to customers.
• Evaluate customers' payment behaviors and set credit limits based on their financial stability and business history.
• Approve or deny credit requests based on analysis and company policies.
• Responsible for day-to-day review and release of credit held orders.
• Determine appropriate credit terms and conditions for each customer
• Continuously monitor customers' credit profiles to identify any potential risks.
• Responsible for day-to-day collections of accounts. Follow up on overdue accounts and develop strategies for reducing bad debts.
• Maintain accurate records of customer credit files and updates.
• Prepare regular reports on credit risk, outstanding debts, and customer account status for management.
• Communicate with customers regarding their credit limits, payment terms, and account status.
• Address any inquiries or disputes regarding credit decisions, offering resolutions as needed.

Qualifications

• 2+ years as a Credit Analyst, or in a similar role within finance or accounting.
• Strong knowledge of financial analysis, credit risk management, and reporting tools.
• Proficiency in MS Excel, Word and financial software (experience with ERP systems is a plus).

We are engaged in a search for a Credit Manager with one of our growing real estate clients in Northern VA. This newly created position requires an excellent mix of accounting foundation along with commercial credit experience. This role will be key to support initial and ongoing credit underwriting, training and best practices in a dynamic, entrepreneurial company!

Hybrid role, 4 days in the Northern VA office.

Manage the company’s credit processes and resources that support initial and ongoing credit underwriting, training, and best practices. Identify, report on, and mitigate the company’s overall portfolio credit risk. Understand and communicate macro industry trends.

Portfolio Credit

• Evaluate, manage, and communicate the credit risk of the portfolio
• Contribute to and maintain credit analysis standards for Credit Committee (CC) & Investment Committee (IC) memos
• Ensure effective and consistent management and execution of quarterly credit reviews (QCR) and enhanced credit reviews (ECR)
• Manage ongoing credit risk assessment including monitoring portfolio for compliance with lease covenants
• Serve as Credit Subject Matter Expert
• Facilitate communication and collaboration on credit matters between portfolio management, CC, IC, and other departments

Transaction Support

• Support the underwriting process on a transactional basis including deal structuring, development and execution of the credit underwriting strategy, and consultation on credit specific legal documentation
• Ensure consistency and accuracy of credit underwriting analysis
• Ad hoc support of pre-LOI credit underwriting

General Duties

• Participant in and serve as the administrator of CC
• Communicate pertinent information proactively to Portfolio Management Leadership
• Prepare quarterly and ad/hoc analysis for lenders and investors
• Enhance company credit related processes, procedures, and capabilities including leveraging use of AI
• Administer and maximize company utilization of Crowe Portfolio Analyzer for Lenders and Salesforce for portfolio credit reporting and credit risk management
• Training/Recruiting support as directed by PM team

This role comes with a generous incentive bonus, excellent benefits, free lunch program in a 4 day in office hybrid setting.

For immediate consideration, please email your MS Word version of your resume to:

Director of Credit & Collections

Location: Blue Bell, PA

Compensation: $120,000–$140,000 + 15% bonus

Schedule: Onsite 4 days/week

Position Overview:

A well-established distribution company is seeking a hands-on Director of Credit & Collections to lead and optimize its credit function. This role is a key member of the finance team, responsible for overseeing credit, collections, and account onboarding while driving process improvements and building a high-performing team. The ideal candidate brings strong experience in distribution and a deep understanding of lien laws within a fast-paced, operational environment.

Key Responsibilities:

• Lead, mentor, and develop a credit team supporting account onboarding, collections, and national accounts
• Oversee credit approvals, collections processes, and resolution of outstanding receivables and credits
• Develop and execute strategies to reduce aged receivables and mitigate risk
• Establish and enforce credit policies, procedures, and best practices
• Partner cross-functionally with Sales, Operations, and Finance to balance growth and risk
• Remain actively involved in day-to-day operations as a hands-on leader
• Ensure compliance with lien laws and applicable regulations
• Drive implementation and optimization of credit/collections systems and tools

Qualifications:

• 10+ years of progressive credit and collections leadership experience
• Prior experience within distribution, construction, or related industries strongly preferred
• Proven hands-on leadership experience building and improving team performance
• Strong knowledge of lien laws in a commercial setting
• Experience with credit/collections platforms (e.g., Billtrust or similar) preferred
• Bachelor's degree in Finance, Accounting, Business, or related field required
• Strong analytical, organizational, and communication skills
• Demonstrated ability to drive process improvements and deliver results

What Success Looks Like:

• Develop and execute a long-term strategy for the credit function
• Optimize team structure, performance, and scalability
• Build robust, transparent reporting on credit performance
• Improve and streamline processes across the credit lifecycle
• Significantly reduce aged receivables and improve collections outcomes
• Foster accountability and cross-functional collaboration

Benefits:

• Competitive compensation + bonus
• Comprehensive medical, dental, and vision coverage
• 401(k) with company match
• Generous PTO, holidays, and sick time
• Disability and life insurance
• Tuition reimbursement and career growth opportunities

This is a temporary position. The FLEX Manager, Credit Card Acquisitions, will support the U.S. Credit Card team to grow Chase cobranded credit cards, by coordinating and executing marketing campaign launches and calendars across Marriott digital channels, including website, mobile, email, paid media, and hotel properties. This role will collaborate closely and frequently with internal stakeholders, bank partners, and external agencies to optimize campaign performance and reach credit card sign-up goals. This position reports to the Sr. Director of Card Acquisitions.

Education and Experience Required

• Bachelor's degree in Marketing, Business, Hospitality or related field; or equivalent experience.
• 2+ years of professional experience
• Strong project management skills and exceptional attention to detail
• Excellent written and verbal communication skills

Experience Preferred

• Background in consumer marketing and campaign execution
• Experience with cross-functional teams, complex organizations and high-impact projects
• Strong relationship management skills (experience working with external partners is a plus)
• Ability to work independently while maintaining a team-first mindset, contributing effectively to both individual tasks and collaborative goals

Execute Marketing Campaigns for Chase Cobrand Credit Cards

• Support acquisitions marketing efforts for Chase cobrand credit cards, across internal and external channels, including web, mobile, e-mail, paid media, advertising, Direct Mail, PR and on property
• Develop marketing briefs utilizing Adobe Workfront and manage campaign calendars and deliverable due dates
• Manage ad-hoc marketing projects as needed, including supporting new card launches or card enhancements
• Coordinate and collaborate with external bank partner, agencies, and internal stakeholders, to execute marketing strategy and initiative prioritization
• Track performance of key initiatives and maintain reporting

Technology and Capabilities Innovations

• Support technology innovations that improve efficiency and customer experience and engagement
• Work with internal teams, agencies and bank partners to coordinate and execute ongoing testing roadmap
• Support digital placement optimizations and expansion, throughout the customer journey
• Manage creative timelines and bank approvals
• Coordinate audience targeting efforts with internal stakeholders
• Partner with internal stakeholders to maintain offer setups, determine priorities, schedules, plans and necessary resources to ensure completion of any projects on schedule
• Monitor and evaluate competitive landscape, emerging technologies and market movement

Media / Advertising / PR

• Support awareness and acquisitions marketing efforts, executing multi-million dollar marketing plan
• Coordinate media and PR roadmap and manage calendar deliverables
• Assist in creative development and work with internal teams, bank partners, and agencies to coordinate creative logistics, reviews, and deployment

Additional Responsibilities

• Monitor, evaluate, and ensure flawless end-to-end customer experience across multiple channels and touchpoints using Adobe Analytics and internal reporting
• Leverage customer insights to inform and optimize program messaging and refine customer experience
• Monitor and evaluate competitive landscape, industry trends, developments including those in payments, credit cards, emerging technology, and loyalty marketing
• Inform and/or update leaders on relevant information in a timely manner
• Manage time effectively and present ideas, expectations and information in a clear and persuasive manner

Use problem solving methodology for decision making

The pay range for this position is $44.90 to $57.93 per hour.

FLEX opportunities offer coverage for medical, dental, vision, health care flexible spending account, dependent care flexible spending account, life insurance, disability insurance, accident insurance, adoption expense reimbursements, paid parental leave, 401(k) plan, stock purchase plan, discounts at Marriott properties, commuter benefits, employee assistance plan, and childcare discounts. Benefits are subject to terms and conditions, which may include rules regarding eligibility, enrollment, waiting period, contribution, benefit limits, election changes, benefit exclusions, and others.

Marriott HQ is committed to a hybrid work environment that enables associates to Be connected. Headquarters-based positions are considered hybrid, for candidates within a commuting distance to Bethesda, MD.

Marriott International is an equal opportunity employer. We believe in hiring a diverse workforce and sustaining an inclusive, people-first culture. We are committed to non-discrimination on any protected basis, such as disability and veteran status, or any other basis covered under applicable law.

Sterling Search Partners is assisting a client locally who is looking for a Credit Manager to support team leadership and manage overflow within their Accounts Receivable function.

Role Overview

This position owns the company's accounts receivable function and oversees the credit department. The primary goal is to reduce DSO and create a consistent, predictable collections cycle. This is a hands-on leadership role with direct involvement in credit and collections at both branch and customer levels.

Key Responsibilities

• Lead and develop the credit/collections team, including assessment, training, and performance improvement
• Strengthen team capabilities in credit evaluation, limit setting, and collections strategy
• Partner with branch managers and sales teams to improve credit policy understanding and compliance
• Serve as liaison between credit, operations, and customers
• Implement process improvements and automation to increase efficiency
• Track performance metrics and report on progress (DSO, collections flow, team development)
• Build relationships with key stakeholders early to drive alignment and trust

Preferred Qualifications

• Strong credit & collections experience (construction industry preferred)
• Knowledge of NTOs, lien filings, and lien waivers (AL/GA/FL) required
• Excellent communication, critical thinking, and leadership skills
• Ability to balance customer relationships with firm collection practices
• Experience developing credit policies and procedures

Top-Tier Bank in Midtown, Manhattan is seeking a Credit Administration Analyst for a full-time position!

Responsibilities:

• Responsible for facilitating the credit operations and loan closing processes, and preparing credit control reporting on a regular basis.
• Review credit applications, credit approvals, and loan documentation to facilitate relationship manager input and update customer and deal information in the system, and the closing process.
• Coordinate with credit departments and the operations department
• Responsible for overall credit administration and operations in support of a commercial real estate team.

Qualifications:

• Bachelor's Degree
• 1-4 years experience working at a commercial bank in a credit based position
• Mandarin or Cantonese fluency is a must

Top-Tier Bank in Midtown, Manhattan is seeking a Credit Administration Associate for a full-time position!

Responsibilities:

• Responsible for facilitating the credit operations and loan closing processes, and preparing credit control reporting on a regular basis.
• Review credit applications, credit approvals, and loan documentation to facilitate relationship manager input and update customer and deal information in the system, and the closing process.
• Coordinate with credit departments and the operations department
• Responsible for overall credit administration and operations in support of a commercial real estate team.

Qualifications:

• Bachelor's Degree
• 1-4 years experience working at a commercial bank in a credit based position
• Prior CRE experience is a big plus