Debt Relief Program Meaning Jobs in Usa

Northrop Grumman Aeronautics Systems is seeking a qualified Principal Program Cost Schedule & Control Analyst (Level 3) or Sr. Principal Program Cost Schedule & Control Analyst (Level 4) to join our team of qualified, diverse individuals. This position will be located onsite in Melbourne, FL or Palmdale, CA. An active secret clearance is required to start.

Essential Functions:

This Program Cost Control Analyst position will, under minimal supervision, interface with the program managers, functional management, and cost account managers (CAMs) to provide financial and administrative support and analysis to meet program requirements.

The Program Cost Control Analyst will have experience with Earned Value Management and performance measurement baseline concepts and be able to apply them to multiple contracts for control accounts within an engineering Integrated Product Team (IPT).  This position will be responsible for leading and training other analysts if full level 1 Earned Value contracts.

Earned Value Management (EVM) tasks include:

• Establishing Work Breakdown Structure for execution of budgeted cost of work scheduled

• Assessing and maintaining of objective performance criteria – developing, maintaining, analyzing and justification of estimates to complete

• Supporting internal and external reporting requirements for variance analysis and budgeting baseline

• Maintaining a solid and accurate cost and schedule integration with business partners and program teams

• Analyzing funding, cost risk analysis/assessment and visibility reports - Preparing government cost performance reports and preparation and/or review of Performance measurement variance analysis

Additional responsibilities will include:

Perform analysis & prepare reports in order to ensure that contracts are within negotiated and agreed-upon parameters and government cost control guidelines. Be responsible for supporting the preparation and coordination of the monthly and quarterly financial forecasting and reporting processes. Provide internal reporting requirements to include incorporation of forecast, identification of staffing issues related to baseline/ETC, and execution of corrective action or updates using program reporting tools.  This position will interface with Business Managers and support booking rate files and profitability updates.  Good leadership skills & the ability to work with the Program Office while leading a smaller team are essential.

The successful analyst will possess the following traits and abilities: ability to use financial systems, with understanding of DoD financial rhythms; provide strategic guidance as required; develop and implement solutions of moderate scope and complexity; analyze variances/trends and develop new methods and process techniques; work under very general supervision while completing numerous assignments per schedule and elevating potential issues to ensure proper management focus; exert influence on peers and internal customers; good interpersonal skills while representing the finance team on various projects.

We offer phenomenal learning opportunities, exposure to a wide variety of projects and customers, and a very friendly collaborative workplace. We are looking for self-motivated, proactive, and goal-oriented people to help us grow our services and become even better at what we do. Does this sound like you?

Our Employee Resource Groups (ERGs) provide benefits for the member, our leaders and the company. Our ERGs offer opportunities to be a friend, be active, be a volunteer, be a leader, to be recognized and to be yourself! Every ERG is inclusive of all employees!

At Northrop Grumman, we are innovating-- building the next generation of sophisticated aircraft to protect our country. Our diverse portfolio of programs means there are endless paths to cultivate your career. We are well-known for our inclusive, family environment, as well as our excellent work/life balance. We also offer exceptional benefits/healthcare, a 9/80 schedule, and a great 401K matching program.

Basic Qualifications Level 3:

• Master's degree with 3 years experience or a Bachelor's degree with 5 years of experience in the following areas: business, finance, accounting, program control and/or similar industry related fields.

• Experience with Microsoft Office suite including Excel and PowerPoint

• Experience successfully supporting a monthly financial forecasting rhythm

• Experience with EAC development and analysis

• Experience with MPM and/or Cobra

• Experience with Earned Value Management (EVM)

• Active DOD Secret clearance and Special Program Access required to start

Basic Qualifications Level 4:

• Master's degree with 6 years experience or a Bachelor's degree with 8 years of experience in the following areas: business, finance, accounting, program control and/or similar industry related fields.

• Experience with Microsoft Office suite including Excel and PowerPoint

• Experience successfully supporting a monthly financial forecasting rhythm

• Experience with EAC development and analysis

• Experience with MPM and/or Cobra

• Experience with Earned Value Management (EVM)

• Active DOD Secret clearance and Special Program Access required to start

Preferred Qualifications:

• Experience developing CDRLs (IPMR/IPMDAR/CPR/CFSR/CSDR)

Salary ranges will be dependent upon where the position is based and follows our company geographic salary bands aligned with position, as this posting may include multiple locations and provide a variety of salary ranges per location. Specific salary offer for candidate selected will be commensurate with experience and aligned with local geography.

Role: Data Center Capacity Planning – Technical Program Manager (TPM)

Location: Sunnyvale, CA (Onsite)

Role Summary

The Data Center Capacity Planning TPM forecasts, plans, and coordinates data center infrastructure capacity (power, space, cooling, network, and compute) to ensure future demand is met efficiently and reliably.

Key Responsibilities

• Forecast short- and long-term capacity needs for compute, storage, network, power, space, and cooling.
• Develop and maintain capacity models, demand projections, and growth plans for data center infrastructure.
• Lead cross-functional programs with engineering, operations, finance, and supply chain to ensure capacity is delivered on schedule.
• Track utilization metrics and identify risks such as capacity shortages, stranded capacity, or overprovisioning.
• Drive planning cycles for data center expansion, hardware deployment, and infrastructure upgrades.
• Build dashboards and reports for capacity trends, forecasts, and executive updates.
• Define processes and tools to improve forecasting accuracy and infrastructure efficiency.

Required Skills

• Strong program management and cross-team coordination.
• Experience with infrastructure capacity planning (compute, storage, network, power, cooling).
• Data analysis and modeling (Excel, SQL, Python, or similar).
• Understanding of data center architecture and cloud infrastructure.
• Ability to translate technical capacity needs into business planning.

Typical Background

• 5–10+ years in program management, infrastructure planning, or data center operations.
• Experience in hyperscale cloud, colocation, or enterprise data centers.

Build your name in sponsor-side leveraged finance while working on some of the most high-profile, cross-border deals in the market.

You'll get direct exposure to upper-mid and large-cap sponsor transactions that shape the industry. These deals give you faster access to decision-makers, sharper commercial instincts and marketable skills that translate to private equity and private credit.

Working at a fully integrated global platform means you won't be boxed into domestic work. You'll collaborate with European and Asian lenders, gain multi-jurisdictional experience, and build a broader commercial playbook, without having to move offices or start over.

And while the hours are still serious (this is leveraged finance), you'll often find more sustainable rhythms on certain time zones, plus earlier client-facing and deal-running opportunities than many U.S. firms offer. You'll develop faster, with more responsibility and less waiting around the hierarchy.

What you'll do

Advise clients on a wide range of debt finance matters, particularly sponsor-side leveraged finance. You'll work closely with partners and senior lawyers on structuring, negotiating, and executing financing transactions.

Support cross-border matters in coordination with the firm's global offices, delivering high-quality legal analysis and documentation under tight timelines. You'll collaborate with internal teams and contribute to a culture of teamwork, innovation, and client service.

What you'll need

• Juris Doctor (J.D.) from an accredited U.S. law school, with strong academic performance.
• Class year 2019–2022 (preferred) and experience representing sponsors in leveraged finance.
• Admission to the New York Bar (or ability to waive in), along with demonstrated interest in debt finance, an entrepreneurial mindset, and strong teamwork skills.

About the company

A global law firm operating across jurisdictions, sectors, cultures, and languages. The firm emphasizes a collaborative and inclusive culture where diverse perspectives are valued, and all employees have equal access to opportunities.

The firm combines deep legal expertise with commercial intelligence to support clients through critical business moments, from growth and transformation to protection and defence.

Their attorneys work as one global team, giving them exposure to cross-border matters, international colleagues, and sector-specific insights.

Please click the 'Apply' button. Don't worry if your resume isn't up to date. Just send what you have and we'll deal with that later.

Foundry Commercial was created to be a different kind of real estate company. Our motto – “It’s Personal” – rings true in everything we do… we value authentic human experiences. At Foundry Commercial, there is a strong sense of community. From wellness fairs to ugly Christmas sweater parties to company fundraisers, Foundry associates lean in to support one other and the causes that are important to us. We bring a sense of teamwork, collegiality, and diversity to all that we do. At the heart of it all is trust and respect. These two things drive everything else. We have built a place where people truly know each other, celebrate together, learn together, and live life alongside each other.

Debt Capital Markets Associate, Development and Investments

The Debt Capital Markets Associate plays a central role in supporting Foundry’s Development and Investment strategy by sourcing, evaluating, and executing debt financing for ground‑up development and value‑add investments. This position blends financial analysis, lender relationship management, and transaction execution to ensure the firm secures optimal financing across its portfolio.

Primary Responsibilities:

• Debt Sourcing, Negotiation and Transaction Execution
• Identify, cultivate, and maintain relationships with banks, debt funds, life companies and alternative lenders.
• Maintain lender contact lists and prepare offering materials for debt placement.
• Lead the sourcing of acquisition loans, refinancing, and construction financing and negotiating term sheets including pricing, proceeds and structure.
• Lead loan closing process including full loan document negotiation collaborating with internal and external teams including legal, accounting, asset management and limited partners.
• Build and maintain pro formas, development budgets, and capital stack scenarios to analyze loan sizing, coverage ratios, sensitivity cases, and return impacts under various financing structures.
• Existing Portfolio Oversight and Risk Management
• Collaborate with asset management to maintain a forward view on strategies for dispositions, refinancing's and extensions.
• Proactive covenant monitoring and timely reporting.
• Effective problem solving in evaluating the potential impact of issues on loan compliance and business plan execution.
• Serve as in-house expert when evaluating loan modifications and restructuring needs, with a focus on minimizing risks and avoiding potential paydowns.
• Market Intelligence & Relationship Management
• Track market activity, lending appetite, and pricing trends across construction, bridge, and permanent financing.
• Prepare weekly financing update for the broader D&I team on pipeline status, market trends, and serve as subject matter expert on debt strategy.
• Leverage knowledge of current market conditions to inform new underwriting of financing terms and structure in new acquisitions and developments.
• Maintain internal databases of lender terms and deal structures.

Qualifications:

• 5+ years of experience in commercial real estate finance, debt brokerage, lending, or capital markets.
• Strong financial modeling skills with proficiency in Excel and familiarity with development underwriting.
• Understanding of CRE debt products including construction loans, bridge loans, mezzanine debt, and preferred equity.
• Excellent communication abilities for interacting with lenders, internal teams, and external partners.
• Detail‑oriented and highly organized with the ability to manage multiple transactions simultaneously.

Foundry Commercial is an Equal Opportunity Employer

Foundry Commercial is an equal opportunity employer and makes employment decisions on the basis of merit. We want to have the best available person in every job. It is the policy of Foundry Commercial to grant equal employment opportunities to all qualified persons without regard to race, color, creed, sex, religion, age, national origin, marital status, sexual orientation, citizenship, physical or mental disability that does not prohibit performance of essential job functions, veteran's status, or any other conditions or identifications against which discrimination is prohibited.

POSITION SPECIFICATION

VP, PORTFOLIO MANAGER, REAL ESTATE DEBT

Shine Associates, LLC has been retained to search, identify, and recruit a VP, Portfolio Manager, Real Estate debton behalf of our client (Company’). This position will be based in the San Francisco, CA office.

CONFIDENTIALITY

Shine Associates, LLC has been exclusively retained on this assignment. Information contained in this position specification as well as any other information concerning our client provided or verbally discussed is confidential. All materials and discussions are to be utilized for the sole purpose of a candidate’s personal review of the career opportunity.

CLIENT DESCRIPTION

Our client is a 100% employee-owned investment advisor based in Seattle, Washington. Founded in 1978, the firm offers its clients a wide range of real estate debt and equity, fixed income and stock strategies. As of September 30, 2025, the Company manages over $8.8 billion in assets.

As an investment manager to union trusts, the Company believes that strategy decisions must balance return opportunities with prudent risk considerations. The firm recognizes that the capital entrusted to its management represents its clients’ benefit obligations. The Company strives to provide superior risk-adjusted returns across all investment strategies.

VP, PORTFOLIO MANAGER, REAL ESTATE DEBT

The VP, Portfolio Manager, Real Estate Debt will play a critical role in assisting the Senior Portfolio Manager (“SPM”) in management of all aspects of the principal debt funds. This includes working with the SPM to analyze prospective new loans, products, and markets as well as plan for strategic positioning of the portfolio. This senior position will collaborate with the other members of the real estate debt team, including production, accounting and transactions, to ensure the SPM’s portfolio and investment objectives are achieved.

KEY RESPONSIBILITIES

Servicing and Workouts

• Identify and review impaired loans and lead in the negotiations for necessary restructuring with the approval and oversight of the SPM.
• Coordinate the foreclosure and deed in lieu process with the Borrower, legal counsel and internal departments.
• Manage the internal approval and documentation process for any debt restructurings
• Supervise servicing of all loans in the two principal funds, and any debt separate accounts.
• Administer all construction and land loans by approving draws, change orders, CC&Rs, easements, and partial release requests.
• With the SPM, assist accounting and compliance to resolve all audit requests and action items.

Fund Management

• Join Client Services and SPM in client & consultant calls.
• Assist SPM in maintaining the 12-month cash flow projections to track cash available for new investments.
• Assist with training and supervision of analysts and loan production staff.

Loan Production

• Provide input to the SPM on new potential loan transactions related to underwriting, structure and pricing.
• Assist the SPM in managing the underwriting and credit memo process for recommending new lending proposals to credit committee.

Loan Closing

• Assist the SPM in managing the legal aspects of a loan closing by negotiating the loan documents, signing documents for the funds, and determining needed post-close conditions. Work closely with the transactions team and accounting.

QUALIFICATIONS AND EXPERIENCE

• Bachelor’s degree in Finance, Economics, Accounting, or related field. MBA preferred.
• 10+ years of experience in commercial real estate, investment banking, private equity, or asset management.
• Expertise in loan workouts and debt restructuring.
• Strong proficiency in financial modeling, valuation techniques, loan sizing, and Excel.
• Experience with all major property types and markets.
• Excellent analytical, problem-solving, and quantitative skills.
• Strong written and verbal communication skills.
• Ability to present complex information clearly.
• Detail-oriented, organized, and able to manage multiple projects under tight deadlines.

WORKING CONDITIONS

Normal office environment with domestic travel as required for due diligence, property inspections and meetings with investment partners, clients, and borrowers. Extended hours may be required to meet transaction or client deadlines.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. The Comapny believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. This position description is designed to outline primary duties, qualifications, and job scope, but not limit our employees nor the organization to just the work identified. It is our expectation that each employee will offer their services wherever and whenever necessary to ensure the success of the company.

COMPENSATION & BENEFITS

The annual salary for this role is expected to be approximately $175,000-$225,000. Additional bonus can be earned and will be determined based on performance. In addition, this role may be eligible for a variety of financial, wellbeing, and health / welfare benefits.

CONTACT INFORMATION

Shine Associates, LLC

45 School Street, Suite 301

Boston, MA 02108

Shine, Principal

Shine Associates, LLC

(2

Hillary H. Shine, Principal

Shine Associates, LLC

(2

Lilly Beck, Director

Shine Associates, LLC

(978) 855-8454

Chandlee Gustafson, Senior Associate

Shine Associates, LLC

(978) 201-3100

We’re looking for a Debt Asset Management Associate to support a growing portfolio of commercial real estate and private credit debt. This role offers hands-on experience in asset oversight, portfolio monitoring, and deal support.

Responsibilities:

• Assist in managing a portfolio of commercial debt investments, including performing and non-performing loans.
• Monitor financials, covenant compliance, and portfolio performance.
• Support underwriting, restructurings, and value-add strategies.
• Prepare reports and presentations for senior leadership and investment committees.

Qualifications:

• 2-5 years of experience in real estate or private credit debt, asset management, or structured finance.
• Strong financial modeling and analytical skills.
• Familiarity with structured debt (bridge, mezzanine, preferred equity) is a plus.
• Detail-oriented, proactive, and strong communicator.

Highlights:

• Exposure to portfolio strategy and senior-level decision-making.
• Opportunity to gain broad hands-on experience in debt asset management within a collaborative team.

This role involves supporting the decision-making process for valuing transactions and direct execution for fund investments. A majority of the candidate's time will be spent managing through the deal life cycle including origination, underwriting, due diligence, and closing. Past underwriting, valuation, and risk analysis experience is also required as the role mandates the ability to evaluate transactions.

Role & Responsibilities

• Underwrite and close high yield real estate debt investments including pre-development land loans, bridge loans, and construction loans across all asset classes.
• Interface with potential borrowers and clients to screen, negotiate and structure new opportunities.
• Collect, analyze, summarize, and organize all diligence materials provided on multiple transactions simultaneously, including entity documents, 3rd party reports, financials, title, entity/property searches, and construction review.
• Oversee and coordinate the due diligence of each transaction including credit underwriting, analysis of third-party reports, and oversight of transaction structuring and documentation.
• Work closely with outside legal counsel to negotiate and structure term sheets, loan documents, and other applicable legal documentation.

Desired Skills & Experience

• Approximately 1-5 years of real estate experience, preferably structuring equity or debt transactions
• Self-starter attitude with ability to act independently as well as think outside of the box
• Strong underwriting and modeling experience
• Natural leadership ability, poise, and professional demeanor
• Strong network of contacts throughout the real estate industry
• Bachelor Degree required, preferably with Finance or Real Estate focus

Relief Sales Manager for Greater Indianapolis, IN

Hiring Immediately

The Relief Sales Manager is responsible for up-selling and fulfillment/replenishment, focusing on execution and merchandising. This person will be accountable for retention and penetration of large format customers by geography and handling on-premise customers. Supporting Keurig Dr Pepper brands like 7UP, Snapple, Core, Bai and other fan favorites to retail stores within the assigned territory.

Shift and Schedule

• Full-time
• 6:00 am until work is finished
• 5 scheduled shifts per week
• Weekends required (days off fall during the week)
• Flexibility to work overtime as needed

Position Responsibilities

• Sell Keurig Dr Pepper brands to maximize growth, share growth, distribution, and to obtain specific volume objectives by providing a seamless experience to customers in the absence of an Account Manager.
• Contact key personnel in assigned accounts pre-selling products, promotions, displays, point-of sale material, beverage section revamps, and service requirements.
• Develop and implement beverage shelf re-allocations designed to maximize the sales of Keurig Dr Pepper brands.
• Participate in the installation of revamped beverage sections, displays and placement of point of sale material according to company merchandising standards.
• Stock and merchandise Keurig Dr Pepper brands in the allocated beverage section, including racks and secondary displays.
• Assist in the sale, placement, and changing of vendors in chain store accounts; check regularly for proper mechanical operation, cleanliness, selection and product availability.
• Maintain accurate sales records for all assigned accounts, including special reports on promotional activity, competitive sales and space allocations.
• Maintain adequate amounts of back stock in each account to ensure product availability for in-store stocking and merchandising.

• Pay starting at $22.95 per hour. The employee will move to a higher rate of $24.14 per hour in the quarter after their 6 month anniversary.
• Benefits, subject to eligibility: Medical, Dental and Vision, Paid Time Off, 401(k) program with employer match, Child & Elder Care, Adoption Benefits, Paid Parental Leave, Fertility Benefits, Employee Resource Groups, Breastmilk Shipping Services, Dependent Scholarship Program, Education Assistance, Employee Assistance Program, Personalized Wellness Platform, and Mileage Reimbursement (50-100 mi/wk)

• 1 year of customer service experience in a retail environment or a sales position with accountability for sales targets/up-selling.
• Ability to lift, push, and pull a minimum of 50 pounds repeatedly.
• Possession of a valid driver's license.
• Proof of vehicle insurance
• Access to a dependable and reliable vehicle.

Keurig Dr Pepper (NASDAQ: KDP) is a leading beverage company in North America, with a portfolio of more than 125 owned, licensed and partner brands and powerful distribution capabilities to provide a beverage for every need, anytime, anywhere. We operate with a differentiated business model and world-class brand portfolio, powered by a talented and engaged team that is anchored in our values. We work with big, exciting beverage brands and the #1 single-serve coffee brewing system in North America at KDP, and we have fun doing it!
Together, we have built a leading beverage company in North America offering hot and cold beverages together at scale. Whatever your area of expertise, at KDP you can be a part of a team that's proud of its brands, partnerships, innovation, and growth. Will you join us?
We strive to be an employer of choice, providing a culture and opportunities that empower our team of ~29,000 employees to grow and develop. We offer robust benefits to support your health and wellness as well as your personal and financial well-being. We also provide employee programs designed to enhance your professional growth and development, while ensuring you feel valued, inspired and appreciated at work.
Keurig Dr Pepper is an equal opportunity employer and recruits qualified applicants and advances in employment its employees without regard to race, color, religion, gender, sexual orientation, gender identity, gender expression, age, disability or association with a person with a disability, medical condition, genetic information, ethnic or national origin, marital status, veteran status, or any other status protected by law.

A.I. Disclosure:
KDP uses artificial intelligence to assist with initial resume screening and candidate matching. This technology helps us efficiently identify candidates whose qualifications align with our open roles. If you prefer not to have your application processed using artificial intelligence, you may opt out by emailing your resume and qualifications directly to in lieu of clicking Apply. Please include the job title and location or Job ID # in the email subject line.

Logistics Warehouse Supervisor | Night Shift Vacation Relief

Position Summary:

Responsible for the day-to-day operation of receiving, selection and loading of product and maintaining productivity level for hourly members. Role model and demonstrate the company's core values of respect, honesty, integrity, diversity, inclusion and safety of others.

Responsibilities:

• Communicate with fellow supervisors and Manager on daily operational activities
• Manage and promote safety and sanitation in all areas
• Plan production/staffing need on a daily, weekly, period basis
• Work hand in hand with all other areas to maximize productivity and performance
• Monitor and meet all order accuracy requirements/expectations
• Conduct meetings with hourly associates
• Oversee the personnel records for all associates
• Help develop and train hourly associates
• Generate distribution/service center productivity reports regarding labor standards, and accounts for all labor hours, adhering to budget requirements and works toward obtaining objectives and divisional goals
• Supervise and coach direct reports in the performance of their duties; completes performance reviews and provides feedback to direct reports
• Must be able to perform the essential functions of this position with or without reasonable accommodation

Minimum Position Qualifications:

• Two or more years of leadership experience
• Highly motivated, energetic and capable to address issues with a strong sense of urgency
• Strong analytical skills, with the ability to report and recommend solutions to challenges
• Strong communication skills both verbal and written
• Proficiency in computer software (MS Word and Excel, especially)

Desired Previous Job Experience:

• 2-5 years supervisory experience
• High School or greater educational (degree preferred)

FlexCare is joining the Optum organization, which is a global organization that delivers care, aided by technology to help millions of people live healthier lives.

The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best.

Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities.

Come make an impact on the communities we serve as you help us advance health equity on a global scale.

Are you a compassionate RN ready to make a difference? Join FlexCare's innovative team delivering IV therapy to patients with neurological, rheumatologic, gastroenterological, and immunological conditions.
***** This opportunity will work on-site at our FlexCare Infusion Center locations in Kirkland and Bellevue WA, must have some availability or flexibility to work as needed Monday-Friday, 8am-4pm
*****Provide direct IV care for pediatric and adult patientsMonitor and respond to infusion reactions under NP supervisionCommunicate with providers and document clinical assessmentsSupport order entry, lab review, and protocol updatesEnsure accurate, timely documentation and participate in quality assuranceYou'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Active RN license in your state of residence~ Familiarity with EMR, Microsoft Office, HIPAA, OSHA, and INS standards~ Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc.

In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).

The hourly pay for this role will range from $28.94 to $51.63 per hour based on full-time employment.

We comply with all minimum wage laws as applicable.At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone.

Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes.

We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes
- an enterprise priority reflected in our mission.UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.UnitedHealth Group is a drug
- free workplace.