Jobs in Ballwin Missouri Remote
2,450 positions found — Page 2
P
Private Client Associate
✦ New
Salary not disclosed
Ready to step into a role where you're more than just a number? We’re working with a highly respected community bank in the West County area for a direct hire Private Banking Associate.
What You’ll Be Doing:
- Delivering white-glove customer service that doesn’t rely on scripts.
- Handling transactions with accuracy and care—think deposits, withdrawals, transfers, and balancing your cash drawer like a pro.
- Spotting potential fraud and taking action (yes, you’ll be a low-key banking detective).
- Opening and maintaining deposit accounts while learning from more seasoned colleagues.
- Asking the right questions to guide customers toward the right products—because you actually listen.
What We’re Looking For:
- High School Diploma or GED required; Associate’s or Bachelor’s degree? Even better.
- Prior banking experience is a big plus (teller, CSR, universal banker, etc.).
- Confidence handling cash and high-volume transactions.
- Clear communicator—both written and verbal.
- Naturally curious and solution-oriented with solid critical thinking chops.
If you're looking for a fresh start (or next step) in banking and want to work somewhere that values people over quotas, this could be your move. Let’s chat. Or apply now to get started.
Bonus: No sales quotas, no massive call centers—just real relationships and real career growth.
Not Specified
P
CDL Driver Local
✦ New 🏢 PODS
Salary not disclosed
$25.50 Hourly
JOB SUMMARY
Responsible for delivery and pickup of containers to and/or from customer locations; provide an effective and incident free delivery or pickup of a container while maintaining excellent rapport with the customer.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Drive and operate a commercial truck with a patented lift mechanism to load and unload containers at customer sites in a safe manner by following all safety rules
Perform and log daily pre and post trip inspections of commercial vehicle and lift
Accept add-on deliveries as required to meet business needs
Use company handheld computer for delivery verification and navigation
Operate a forklift and/or an overhead crane
Clean and inspect containers to ensure they are presentable for delivery to customer
Coordinate rental paperwork and payment with the customer
Communicate with the Driver Lead or Market Manager on customer questions and/or issues; Prepare driver notes as needed
Perform repairs of containers and lifts in the field and at the storage center
Provide backup for storage center functions when needed
Maintain cleanliness of truck cab (keep free from debris inside and outside)
May perform other duties and responsibilities as assigned
MANAGEMENT & SUPERVISORY RESPONSIBILTIES
Typically reports to Management. Direct supervisor job title(s) typically include: Market Manager, Territory Manager
Job is NOT directly responsible for managing other employees (e.g., hiring/termination and/or pay decisions, performance management)
#App3 Pay Range: 25.50-25.50 per_hour, General Benefits:
Our wage ranges are based on paying competitively for our company's size and industry and are one part of the total compensation that may also include incentives, benefits, and other opportunities at PODS. In accordance with New York, Colorado, California, Washington and other applicable laws, PODS is required to provide a reasonable estimate of the compensation range for this role. Individual pay decisions are ultimately based on a number of factors, including qualifications for the role, experience level, skillset, geography, and balancing internal equity. A reasonable estimate of the current wage range is listed below.
JOB QUALIFICATIONS: Education & Experience Requirements
High School diploma or equivalent
CDL Class B License Required
Minimum of 3 months of service with organization as a Driver (or 6 months for re-certification)
Level 2 course completion with passing assessment score
Must maintain a current/valid driver license
Must meet PODS Driver Qualification Standards which include no moving violations during the past three (3) years (insurance requirement)
Must be at least 21 years of age (insurance requirement)
Possess a valid Medical Examiner's Certificate or ability to obtain a minimum of a 1 year certification (DOT requirement)
Hands on experience with electronic equipment and software
Possess math skills sufficient to perform required duties
Or an equivalent combination of education, training or experience
PHYSICAL REQUIREMENTS
Ability to frequently remain in stationary position for driving CMV or operating forklift
Ability to frequently ascend/descend cab of truck and forklift using three points of contact
Ability to frequently move about and position self frequently to operate equipment and deliver containers
Ability to occasionally move boxes weighing up to 50 lbs
Vision requirements include close vision, peripheral vision and ability to adjust focus; strong sense of spatial relations to park vehicle and negotiate tight spaces.
Ability to frequently use hands to write, use computer, operate a motor vehicle, operate equipment, use handheld device, and manipulate documents
Ability to regularly apply up to 40 pounds of pressure using a variety of motions including, but not limited to, pushing, pulling and lifting
Frequently required to read documents and write neatly, legibly and transcribe accurate information
Ability to frequently communicate and exchange information with manager, co-workers and customers
WORKING CONDITIONS
Shift start times may vary; Some additional hours may be required including Saturdays/Sundays; Required to work overtime as needed.
Travel requirements: Within Location Territory
Storage centers may not be climate controlled except for specific areas.
Regularly works around moving mechanical parts and in outside conditions that include inclement weather, heat and humidity. Noise level may be loud at times.
Regular attendance and punctuality required
Subject to pre-employment criminal background check and drug screening as well as random drug screenings in accordance with company policy and DOT regulations
DISCLAIMER
The preceding job description has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job.
DISCLAIMER
The preceding job description has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job.
Equal Opportunity, Affirmative Action Employer
PODS Enterprises, LLC is an Equal Opportunity, Affirmative Action Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.
If there are any questions pertaining to this job posting, please contact PODS Recruiting Team at
JOB SUMMARY
Responsible for delivery and pickup of containers to and/or from customer locations; provide an effective and incident free delivery or pickup of a container while maintaining excellent rapport with the customer.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Drive and operate a commercial truck with a patented lift mechanism to load and unload containers at customer sites in a safe manner by following all safety rules
Perform and log daily pre and post trip inspections of commercial vehicle and lift
Accept add-on deliveries as required to meet business needs
Use company handheld computer for delivery verification and navigation
Operate a forklift and/or an overhead crane
Clean and inspect containers to ensure they are presentable for delivery to customer
Coordinate rental paperwork and payment with the customer
Communicate with the Driver Lead or Market Manager on customer questions and/or issues; Prepare driver notes as needed
Perform repairs of containers and lifts in the field and at the storage center
Provide backup for storage center functions when needed
Maintain cleanliness of truck cab (keep free from debris inside and outside)
May perform other duties and responsibilities as assigned
MANAGEMENT & SUPERVISORY RESPONSIBILTIES
Typically reports to Management. Direct supervisor job title(s) typically include: Market Manager, Territory Manager
Job is NOT directly responsible for managing other employees (e.g., hiring/termination and/or pay decisions, performance management)
#App3 Pay Range: 25.50-25.50 per_hour, General Benefits:
- Medical, dental, and vision insurance
- Employer-paid life insurance and disability coverage
- 401(k) retirement plan with employer match
- Paid time off (vacation, sick leave, personal days)
- Paid holidays
- Parental leave / family leave
- Bonus eligibility / incentive pay
- Professional development / training reimbursement
- Employee assistance program (EAP)
- Commuter benefits / transit subsidies (if available)
- Other fringe benefits (e.g. wellness credits)
Our wage ranges are based on paying competitively for our company's size and industry and are one part of the total compensation that may also include incentives, benefits, and other opportunities at PODS. In accordance with New York, Colorado, California, Washington and other applicable laws, PODS is required to provide a reasonable estimate of the compensation range for this role. Individual pay decisions are ultimately based on a number of factors, including qualifications for the role, experience level, skillset, geography, and balancing internal equity. A reasonable estimate of the current wage range is listed below.
JOB QUALIFICATIONS: Education & Experience Requirements
High School diploma or equivalent
CDL Class B License Required
Minimum of 3 months of service with organization as a Driver (or 6 months for re-certification)
Level 2 course completion with passing assessment score
Must maintain a current/valid driver license
Must meet PODS Driver Qualification Standards which include no moving violations during the past three (3) years (insurance requirement)
Must be at least 21 years of age (insurance requirement)
Possess a valid Medical Examiner's Certificate or ability to obtain a minimum of a 1 year certification (DOT requirement)
Hands on experience with electronic equipment and software
Possess math skills sufficient to perform required duties
Or an equivalent combination of education, training or experience
PHYSICAL REQUIREMENTS
Ability to frequently remain in stationary position for driving CMV or operating forklift
Ability to frequently ascend/descend cab of truck and forklift using three points of contact
Ability to frequently move about and position self frequently to operate equipment and deliver containers
Ability to occasionally move boxes weighing up to 50 lbs
Vision requirements include close vision, peripheral vision and ability to adjust focus; strong sense of spatial relations to park vehicle and negotiate tight spaces.
Ability to frequently use hands to write, use computer, operate a motor vehicle, operate equipment, use handheld device, and manipulate documents
Ability to regularly apply up to 40 pounds of pressure using a variety of motions including, but not limited to, pushing, pulling and lifting
Frequently required to read documents and write neatly, legibly and transcribe accurate information
Ability to frequently communicate and exchange information with manager, co-workers and customers
WORKING CONDITIONS
Shift start times may vary; Some additional hours may be required including Saturdays/Sundays; Required to work overtime as needed.
Travel requirements: Within Location Territory
Storage centers may not be climate controlled except for specific areas.
Regularly works around moving mechanical parts and in outside conditions that include inclement weather, heat and humidity. Noise level may be loud at times.
Regular attendance and punctuality required
Subject to pre-employment criminal background check and drug screening as well as random drug screenings in accordance with company policy and DOT regulations
DISCLAIMER
The preceding job description has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job.
DISCLAIMER
The preceding job description has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this job.
Equal Opportunity, Affirmative Action Employer
PODS Enterprises, LLC is an Equal Opportunity, Affirmative Action Employer. We will not discriminate unlawfully against qualified applicants or employees with respect to any term or condition of employment based on race, color, national origin, ancestry, sex, sexual orientation, age, religion, physical or mental disability, marital status, place of birth, military service status, or other basis protected by law.
If there are any questions pertaining to this job posting, please contact PODS Recruiting Team at
Not Specified
Warehouse Worker
✦ New 🏢 DHL
Salary not disclosed
****Job Description
**: As a Warehouse Worker at DHL, you will perform a variety of tasks essential to the smooth operation of the warehouse.
Your responsibilities will include picking and packing orders, handling inventory, and maintaining a clean and organized workspace.
You will need to operate various types of machinery, including forklifts and pallet jacks, to move heavy items safely.
This role requires physical endurance, attention to detail, and the ability to work as part of a team in a fast-paced environment.
Ensuring that all safety protocols are followed is a critical aspect of this position.
Not Specified
B
Truck Lead Gutter Installer
✦ New
Salary not disclosed
Truck Lead Position
We truly believe in investing in our employees and creating a work culture unlike any other. We also offer huge opportunities for growth.
This is an experienced position, and the ultimate candidate will have at least 2+ years of skilled gutter and/or exterior construction experience. A positive attitude is a must, as well as the ability to properly, and comfortably interact with clients and other employees. You will be groomed for leadership in the field, to be part of a family, and to grow with an established brand.
Truck Lead Requirements:- 2+ years of experience in gutter installation including both K-style & half round gutters
- A positive attitude
- Excellent communication skills
- Ability to work outdoors in all weather conditions/seasons
- Interest in growing with the company
- Willingness to work overtime
- Be a team player
- A desire to establish a positive work culture
- OSHA certification and/or ladder safety training preferred
- Previous experience specifically related to gutter services and installation, and a passion for all things gutters!
- Construction/Gutters: 2+ years (or proven proficiency)
- Ability to give and receive constructive feedback
- Must be 18 or older
- Must have a valid driver's license
The Brothers That Just Do Gutters is a rapidly growing, locally owned, and operated franchise with multiple locations across the country. Our mission is to \"Reinvent Contractor Service\" by providing a great place to work and delivering 5-star service every step of the way from initial phone inquiry, home visit, inspection and estimate, scheduling, timeliness, installation, follow-up, and ongoing support and service. We want to do what's right for our employees, customers, and communities. Apply today!
Compensation: $26.00 - $30.00 per hour
Join Our Team at The Brothers that just do Gutters
The Brothers that just do Gutters is a full-service rain gutter and gutter guard franchise, specializing in the installation, repair, and maintenance of seamless gutters, gutter guards, specialty gutters, and more. With over 100 franchise locations across the United States, we are rapidly growing and continuously seeking driven individuals to join our team.
We are a performance-based company dedicated to providing clear career paths for individuals with goals and aspirations. We fully invest in our team members, believing that creating a comfortable and supportive work environment is key to success.
Don't settle for a fixer-upper career. Join us and build something great.
Not Specified
Housekeeper
✦ New
Salary not disclosed
Housekeeper
Job Category: Housekeeping/Laundry
Requisition Number: HOUSE034567
Full-Time
NHC HealthCare Maryland Heights
Maryland Heights, MO 63043, USA
DescriptionFull time or Part Time Housekeeper at Great SNF in Maryland Heights
NHC HealthCare Maryland Heights is looking for a FULL TIME or PART TIME Housekeeper to join our team working days or evenings who is able to deal tactfully and effectively with patients, families, fellow employees and visitors. The qualified applicant for this position must be able to be on feet 7-8 hours a day, lift heavy objects and work with standard cleaning chemicals. Duties include:
- cleaning patient bathrooms
- emptying garbage cans
- cleaning patient rooms, hallways, walls, furniture and equipment
- following established cleaning schedules
- other duties as assigned
NHC HealthCare Maryland Heights is proud to be named Best Nursing Homes 2020 by Newsweek!! We are conveniently located off Interstate 70!
National HealthCare Corporation is recognized nationwide as an innovator in the delivery of quality long-term care. Our goal is to provide a full range of extended care services, designed to maximize the well-being and independence of patients of all ages. We are dedicated to meeting patient needs through an interdisciplinary approach combining compassionate care with cost-effective health care services.
NHC Maryland Heights offers competitive compensation package for Full time employment including dental, vision, disability insurance, uniforms, 401 (k) with generous company match, and more.
We offer competitive rates and benefits for Part time employment including dental, vision, disability insurance, uniforms, 401 (k) with generous company match, and more.
Requirements:
- Must be able to read and understand Standard English
- Must be flexible, be a team player, and have a positive attitude
- Must enjoy working with geriatric and other healthcare patients
The NHC environment is one of encouragement and challenge... innovation and improvement... teamwork and collaboration... and honesty and integrity. All NHC employees are committed as partners, not only to the health of our patients, but to the well-being of the communities we serve.
If you are interested in working for a leader in senior care and share NHC's values of honesty and integrity, please apply today.
EOE
Not Specified
Repartidor con DoorDash- Horario flexible
✦ New 🏢 Doordash
Salary not disclosed
¿Por qué entregar con DoorDash?
DoorDash es el líder número uno de la categoría en entregas de comida, retiro de comida y entregas de tiendas de conveniencia en EE. UU., con la confianza de millones de clientes todos los días. Como Dasher, tendrás múltiples oportunidades de ganancias y podrás trabajar cuando te convenga. Ya sea que busques un trabajo adicional o a tiempo completo, entregar con DoorDash te brinda la oportunidad de ganar dinero extra bajo tus propios términos.
- Varias formas de ganar:ya sea que entregues comidas, comestibles u órdenes minoristas, DoorDash ofrece diversas oportunidades de ganancias para que maximices tu tiempo.
- Flexibilidad total:haz dashes cuando te convenga. Establece tus propios horarios y trabaja tanto o tan poco como quieras.
- Sabes cuánto ganarás:un modelo de pago claro y conciso te permite conocer el monto mínimo que ganarás antes de aceptar cualquier oferta.
- Flujo de dinero instantáneo:recibe el pago el mismo día que haces un dash con DoorDash Crimson*, sin tarifas de depósito ni esperas.
- Comienzo rápido y sencillo:regístrate en minutos y sal a hacer dashes rápidamente.**
- Proceso simple:solo recoge, entrega y cobra. Ten tu día de pago siempre en el bolsillo.
Requisitos básicos
- Mayor de 18 años*** (mayor de 21 para las entregas de alcohol)
- Cualquier auto, ciclomotor o bicicleta (en algunas ciudades)
- Número de licencia de conducir
- Número del seguro social (solo en EE. UU.)
- Acceso consistente a un teléfono inteligente
Cómo registrarse
- Haz clic en “Registrarse y postularse ahora” y completa el proceso de registro.
- Descarga la aplicación Dasher de DoorDash y comienza a hacer dashes.
*Sujeto a los requisitos de elegibilidad y a una verificación de identidad exitosa. La cuenta de depósito DoorDash Crimson es establecida por Starion Bank, miembro de la FDIC. La tarjeta de débito Visa® DoorDash Crimson es emitida por Starion Bank.
**Sujeto a elegibilidad.
***Debes ser mayor de 19 años en Arizona, California, Colorado, Delaware, Florida, Georgia, Idaho, Kentucky, Montana, Nueva Jersey, Nuevo Mexico, Texas, Utah y Virginia del Oeste.
Información adicional
Hacer dashes con DoorDash es una gran oportunidad de obtener ganancias para cualquier persona que busque un trabajo de entregas a medio tiempo, estacional, flexible, los fines de semana, después de la escuela, temporario o estable. Entrega con DoorDash y gana dinero extra mientras te conviertes en tu propio jefe. Haz dashes cuando más te convenga. Regístrate hoy.
Remote working/work at home options are available for this role.
Not Specified
Hybrid eAcute Registered Nurse - Medical Oncology - Full Time - Night Shift
✦ New
Salary not disclosed
Description
:Overview of Unit/Department
Expand your healthcare knowledge and experience while maintaining your skills at the bedside. Consider joining our team in a hybrid position in a cross training role which includes both bedside nursing shifts and an opportunity to grow new skills as a virtual nurse. Our Virtual Nursing Command Center is full of advanced technology that gives our patients an extra level of monitoring from admission to discharge. Our virtual nurses are centrally located in the Virtual Command Center at Cox South. They use this technology to support our bedside RNs with tasks to make lighten their workload as well as monitor patient’s vital signs, assist with admissions and discharges, and collaborate with our virtual physicians, pharmacists, respiratory therapists, and Early Intervention Team! If you are on the search for a new way to expand your nursing knowledge come and give Virtual Nursing a go!
Additional Information About the Position for Qualified Candidates
•Up to $6,00.00 Sign-On Bonus
• Up to 40 hours of front-loaded Paid Time Off
• Up to $3,000 Relocation bonus
• $1.00 Certification pay
• $1.00 BSN pay
• Career Ladder Bonus eligible up to $5,000.00
Job Summary
The Medical-Surgical nurse is responsible for managing the care of the adult or geriatric patient experiencing general medical conditions or general surgical procedures. The nurse must be able to assess patient condition, administer medications, change dressings, monitor vital signs, keep records and provide patients and families with support and education. The Medical-Surgical nurse maintains a wide array of medical care knowledge in order to care for a diverse group of patients. The hybrid virtual eAcute nurse will work at least one shift per pay period as an eAcute Virtual Med surg nurse and the remainder of shifts as a bedside nurse. The eAcute Virtual Med-Surg nurse is a pivotal member of the healthcare team to assist with managing the care of the adult or geriatric patient experiencing general medical conditions or general surgical procedures. The virtual nurse will assist with tasks such completing the admission and discharge process, care plan development and maintenance, patient education, medication and discharge teaching, care coordination, mentoring of new nurses, and implementation of evidence-based care. The virtual eAcute nurse assists the primary bedside nurse with nursing tasks not required to be done in person as well as real-time quality and patient safety surveillance. The eAcute Virtual Med-Surg nurse maintains a wide array of medical care knowledge in order to care for a diverse group of patients. Virtual training begins after successful 12-week orientation period as bedside nurse.Education: ▪ Required: Graduate of an accredited nursing program or NLN approved program ▪ Preferred: Bachelor’s Degree in Nursing
Experience: ▪ Required: At least two years’ nursing experience ▪ Preferred: Preceptor and Charge nurse experience
Skills: ▪ Accountable and responsible for own safe clinical practice ▪ Basic computer skills and knowledge ▪ Excellent customer service skills ▪ Thrives in rapidly changing environment ▪ Self-motivated ▪ Excellent verbal and written communication skills ▪ Demonstrate effective leadership abilities ▪ Exhibits valuable time management skills ▪ Strong critical thinking/problem solving skills. ▪ Flexibility and ability to work in a multi-tasking environment.
Licensure/Certification/Registration: ▪ Required: RN license active in the state of Missouri
Remote working/work at home options are available for this role.
:Overview of Unit/Department
Expand your healthcare knowledge and experience while maintaining your skills at the bedside. Consider joining our team in a hybrid position in a cross training role which includes both bedside nursing shifts and an opportunity to grow new skills as a virtual nurse. Our Virtual Nursing Command Center is full of advanced technology that gives our patients an extra level of monitoring from admission to discharge. Our virtual nurses are centrally located in the Virtual Command Center at Cox South. They use this technology to support our bedside RNs with tasks to make lighten their workload as well as monitor patient’s vital signs, assist with admissions and discharges, and collaborate with our virtual physicians, pharmacists, respiratory therapists, and Early Intervention Team! If you are on the search for a new way to expand your nursing knowledge come and give Virtual Nursing a go!
Additional Information About the Position for Qualified Candidates
•Up to $6,00.00 Sign-On Bonus
• Up to 40 hours of front-loaded Paid Time Off
• Up to $3,000 Relocation bonus
• $1.00 Certification pay
• $1.00 BSN pay
• Career Ladder Bonus eligible up to $5,000.00
Job Summary
The Medical-Surgical nurse is responsible for managing the care of the adult or geriatric patient experiencing general medical conditions or general surgical procedures. The nurse must be able to assess patient condition, administer medications, change dressings, monitor vital signs, keep records and provide patients and families with support and education. The Medical-Surgical nurse maintains a wide array of medical care knowledge in order to care for a diverse group of patients. The hybrid virtual eAcute nurse will work at least one shift per pay period as an eAcute Virtual Med surg nurse and the remainder of shifts as a bedside nurse. The eAcute Virtual Med-Surg nurse is a pivotal member of the healthcare team to assist with managing the care of the adult or geriatric patient experiencing general medical conditions or general surgical procedures. The virtual nurse will assist with tasks such completing the admission and discharge process, care plan development and maintenance, patient education, medication and discharge teaching, care coordination, mentoring of new nurses, and implementation of evidence-based care. The virtual eAcute nurse assists the primary bedside nurse with nursing tasks not required to be done in person as well as real-time quality and patient safety surveillance. The eAcute Virtual Med-Surg nurse maintains a wide array of medical care knowledge in order to care for a diverse group of patients. Virtual training begins after successful 12-week orientation period as bedside nurse.Education: ▪ Required: Graduate of an accredited nursing program or NLN approved program ▪ Preferred: Bachelor’s Degree in Nursing
Experience: ▪ Required: At least two years’ nursing experience ▪ Preferred: Preceptor and Charge nurse experience
Skills: ▪ Accountable and responsible for own safe clinical practice ▪ Basic computer skills and knowledge ▪ Excellent customer service skills ▪ Thrives in rapidly changing environment ▪ Self-motivated ▪ Excellent verbal and written communication skills ▪ Demonstrate effective leadership abilities ▪ Exhibits valuable time management skills ▪ Strong critical thinking/problem solving skills. ▪ Flexibility and ability to work in a multi-tasking environment.
Licensure/Certification/Registration: ▪ Required: RN license active in the state of Missouri
Remote working/work at home options are available for this role.
permanent
Underwriting Consultant - Remote.
✦ New
Salary not disclosed
Life Insurance Signature / Authority Limits $5M Signature / $7.5M Authority PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
Job Summary Builds relationships with Financial Advisors and internal partners.
Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.
Primary Duties & Responsibilities Field & Client Experience.​Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.Responsible for prescreen inquiries.
Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.​Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs​.Uses advanced skills to review applications and adheres to underwriting standards.​Solves complex problems and escalations.Advanced level of experience with NM product types and changesModels change agility while maintaining mortality and morbidity expectations.Demonstrates continuous learning through the early adoption of new ways of underwriting.Proficient with Reinsurance programs and able to determine where to best place a case.Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made.Provides active case and requirement management and provides customized service with guidance.Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement.Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers.Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)Collaborates with medical directors and technical staff.Responsible for adherence to procedures and regulatory processes​.Understands and meets all quality, service, and production goals​.Partners with Underwriting Support for case management.Cross-Functional leadership.Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives.Collaborates and designs P3 curriculum with L&D/Tech Team​.
Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review.Minimum of 5 years of underwriting experience.Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules.Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.Proficient in computer skills and using various software packages.Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.A high degree of organization and the ability to establish priorities and meet deadlines.Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees.Displays agility to manage multiple tasks​ and adapt in a changing work environment.
#LI-Remote or LI-Hybrid Compensation Range: Pay Range
- Start: $76,650.00 Pay Range
- End: $142,350.00 Geographic Specific Pay Structure: Structure 110: $84,350.00 USD
- $156,650.00 USD Structure 115: $88,130.00 USD
- $163,670.00 USD We believe in fairness and transparency.
It’s why we share the salary range for most of our roles.
However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process.
The standard pay structure is listed but if you’re living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do.
Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce.
We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
Skills Change Adaptability (NM)
- Advanced, Information Optimization (NM)
- Advanced, Customer Support (NM)
- Advanced, Underwriting Ecosystem (NM)
- Advanced, Customer Centricity (NM)
- Intermediate, Insurance Acumen (NM)
- Advanced, Technology Adaptation (NM)
- Advanced (Inactive), Information Gathering (NM)
- Advanced, Attention to Detail (NM)
- Advanced, Training, Educating & Awareness (NM)
- Intermediate, Adaptive Communication (NM)
- Advanced, Consulting (NM)
- Advanced, Data Application (NM)
- Advanced, Decision Making (NM)
- Advanced, Negotiation & Managing Objection (NM)
- Advanced, Mortality, Morbidity, & Risk Analysis (NM)
- Advanced, Learning Agility (NM)
- Advanced (Inactive), Underwriting Practices (NM)
- Advanced, Reasoning (NM)
- Advanced FIND YOUR FUTURE We’re excited about the potential people bring to Northwestern Mutual.
You can grow your career here while enjoying first-class perks, benefits, and our commitment to a culture of belonging.
Flexible work schedulesConcierge serviceComprehensive benefitsEmployee resource groupsPandoLogic.
Keywords: Underwriting Consultant, Location: Franklin, WI
- 53132
Remote working/work at home options are available for this role.
PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
Job Summary Builds relationships with Financial Advisors and internal partners.
Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.
Primary Duties & Responsibilities Field & Client Experience.​Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.Responsible for prescreen inquiries.
Underwriting Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.​Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs​.Uses advanced skills to review applications and adheres to underwriting standards.​Solves complex problems and escalations.Advanced level of experience with NM product types and changesModels change agility while maintaining mortality and morbidity expectations.Demonstrates continuous learning through the early adoption of new ways of underwriting.Proficient with Reinsurance programs and able to determine where to best place a case.Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made.Provides active case and requirement management and provides customized service with guidance.Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement.Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers.Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)Collaborates with medical directors and technical staff.Responsible for adherence to procedures and regulatory processes​.Understands and meets all quality, service, and production goals​.Partners with Underwriting Support for case management.Cross-Functional leadership.Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives.Collaborates and designs P3 curriculum with L&D/Tech Team​.
Qualifications A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review.Minimum of 5 years of underwriting experience.Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules.Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.Proficient in computer skills and using various software packages.Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.A high degree of organization and the ability to establish priorities and meet deadlines.Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees.Displays agility to manage multiple tasks​ and adapt in a changing work environment.
#LI-Remote or LI-Hybrid Compensation Range: Pay Range
- Start: $76,650.00 Pay Range
- End: $142,350.00 Geographic Specific Pay Structure: Structure 110: $84,350.00 USD
- $156,650.00 USD Structure 115: $88,130.00 USD
- $163,670.00 USD We believe in fairness and transparency.
It’s why we share the salary range for most of our roles.
However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process.
The standard pay structure is listed but if you’re living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do.
Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce.
We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
Skills Change Adaptability (NM)
- Advanced, Information Optimization (NM)
- Advanced, Customer Support (NM)
- Advanced, Underwriting Ecosystem (NM)
- Advanced, Customer Centricity (NM)
- Intermediate, Insurance Acumen (NM)
- Advanced, Technology Adaptation (NM)
- Advanced (Inactive), Information Gathering (NM)
- Advanced, Attention to Detail (NM)
- Advanced, Training, Educating & Awareness (NM)
- Intermediate, Adaptive Communication (NM)
- Advanced, Consulting (NM)
- Advanced, Data Application (NM)
- Advanced, Decision Making (NM)
- Advanced, Negotiation & Managing Objection (NM)
- Advanced, Mortality, Morbidity, & Risk Analysis (NM)
- Advanced, Learning Agility (NM)
- Advanced (Inactive), Underwriting Practices (NM)
- Advanced, Reasoning (NM)
- Advanced FIND YOUR FUTURE We’re excited about the potential people bring to Northwestern Mutual.
You can grow your career here while enjoying first-class perks, benefits, and our commitment to a culture of belonging.
Flexible work schedulesConcierge serviceComprehensive benefitsEmployee resource groupsPandoLogic.
Keywords: Underwriting Consultant, Location: Franklin, WI
- 53132
Remote working/work at home options are available for this role.
permanent
Life Claims Specialist (NRF) - Remote
✦ New 🏢 Northwestern Mutual
Salary not disclosed
**This position is open to remote anywhere in the US, however, must be able to work Central Time Zone hours
** What You'll Do Make fair, accurate, timely and quality claims decisions on life insurance claims up to allowable signature limit.
May work on cases exceeding this limit with prior approval and second signatures.
Examines claim information obtained, including, but not limited to, beneficiary data, policy values, and policy status; and analyzes information received during the claim review process, including but not limited to, death certificates, claim forms, assignment forms, divorce decree, estate, and trust documentation.
With empathy, deliver personalized experience for beneficiaries and field members by assisting with educating on settlement options available, which varies by policy type.
Communicate verbally and construct letters and emails to beneficiaries, field members, and third parties in response to inquiries and/or regarding outstanding requirements, claim status updates, and claims decisions as part of the overall claim handling process.
Manage phone and transactional responsibilities while adhering to strict confidentiality and privacy standards.
Research and evaluate solutions to situations that arise and resolve concerns on an “as-needed†basis which oftentimes includes deviating from procedures.
Maintain organization, accuracy, and timeliness in individual case management system; capture and document claim related information accurately and/or refer tasks as appropriate.
Maintain production and claims quality standards.
Embrace new technology and serve as an advocate by educating beneficiaries and field representatives.
Supports digital savvy capabilities in self and others and adapts to changing environments and new situations effectively and positively.
Work effectively with unstructured teams, situations, or environment.
Participate in team meetings, projects and committee work as appropriate, including development of process improvements.
Assist with special projects and initiatives, as needed to support the business.
What You Will Bring to the Role Bachelor’s degree or equivalent combination of education and work experience.
Previous experience with life insurance desirable.
Must be technically savvy with the ability to toggle between multiple applications and/or computer monitors simultaneously.
Exhibits empathy and strong client focus and customer service skills.
Able to analyze complex information and asks thoughtful questions to understand the situation.
Demonstrated ability to work with a high degree of accuracy in handling detailed technical work.
High degree of self-motivation with proven initiative in accepting responsibility for work results and in contributing cooperatively to group goals.
Skilled at developing and maintaining effective working relationships with a positive, confident attitude; exhibits objectivity and openness to others’ views.
Strong organizational skills, with demonstrated ability to independently set priorities and to meet deadlines.
Proven ability to maintain strict confidentiality and exercise tact and diplomacy with field/clients and beneficiaries.
Skills You Have Analytical Thinking: Organizes and compares various aspects of a situation to comprehend and identify key or underlying complex issues through the use of quantitative data and analysis; leverages strong business acumen, problem solving, and interpersonal skills to think critically about situations from multiple perspectives and consistently seeks ways to improve processes.
Attention to Detail: Focuses on specific details to spot and correct errors in advance of them being found and surpass quality expectations.
Performs work with thorough proofreading for presentation, content, accuracy, and overall quality.
Change Adaptability: Becomes adaptable in response to continual changes; shows an openness to new ways of working, new methods, work-in-progress improvements and changes and seamlessly navigates the changing business environment and adjusts behavior as appropriate to the situation.
Claims Acumen: Applies the knowledge of claims philosophy, contracts, and policies and procedures for filing claims, assessing claims for accuracy and completeness, verifying eligibility, and adjudicating claims based on established criteria to handle complex, contestable, sensitive, and large benefit amount claims.
Evaluates medical, financial, and occupational information and reviews to determine if insured meets contractual provisions while taking the state regulations or other relevant contractual information into consideration to make informed decisions.
Analyzes insurance claims to determine the validity/risk of the claim, and the extent of coverage.
Customer Centricity: Applies a customer first mindset to design and continuously improve solutions, systems, processes, and services that support enterprise strategy, impact critical business outcomes, and drive organizational success.
Decision Making: Makes timely, data-driven decisions by understanding the probability of success, identifying risks, gathering business requirements, and developing value statements.
Insurance Acumen: Applies knowledge of insurance concepts, policies, regulations, and industry practices to solution challenges.
Understands insurance principles, such as underwriting, claims philosophy, and risk.
#LI
- Remote This position has been classified as an Associated Person under NMIS guidelines and requires fingerprinting and completion of required form.Non-Registered Fingerprinted
- FINRA Compensation Range: Pay Range
- Start: $49,560.00 Pay Range
- End: $92,040.00 Geographic Specific Pay Structure: Structure 110: $54,530.00 USD
- $101,270.00 USD Structure 115: $56,980.00 USD
- $105,820.00 USD We believe in fairness and transparency.
It’s why we share the salary range for most of our roles.
However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process.
The standard pay structure is listed but if you’re living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do.
Get started now! Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce.
We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
Skills Information Gathering (NM)
- Intermediate, Problem Management (NM)
- Intermediate, Prioritization (NM)
- Intermediate, Statutes & Regulation (NM)
- Beginner, Insurance Contract Management (NM)
- Intermediate, Empathetic Communication (NM)
- Intermediate, Insurance Acumen (NM)
- Beginner, Annuity Acumen (NM)
- Beginner, Customer Centricity (NM)
- Intermediate, Analytical Thinking (NM)
- Intermediate, Learning Agility (NM)
- Intermediate (Inactive), Adaptive Communication (NM)
- Intermediate, Decision Making (NM)
- Intermediate, Attention to Detail (NM)
- Intermediate, Claims Acumen (NM)
- Intermediate, Change Adaptability (NM)
- Intermediate, Data Application (NM)
- Intermediate FIND YOUR FUTURE We’re excited about the potential people bring to Northwestern Mutual.
You can grow your career here while enjoying first-class perks, benefits, and our commitment to a culture of belonging.
Flexible work schedulesConcierge serviceComprehensive benefitsEmployee resource groupsPandoLogic.
Keywords: Insurance Examiner, Location: Franklin, WI
- 53132
Remote working/work at home options are available for this role.
permanent
Integration/Test Engineering: Remote
✦ New 🏢 Raytheon
$75,800 - 144,200
US-CA-GOLETA-H01 ~ 6380 Hollister Ave ~ BLDG H01 Position Role Type:
Citizen, U.Person, or Immigration Status Requirements:
S. government issued security clearance is required prior to start date. S. citizens are eligible for a security clearance Security Clearance Type:
Secret Security Clearance Status:
Active and existing security clearance required on day 1
At Raytheon, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat. Raytheon is seeking a talented and motivated Senior Systems Integration and Test II Engineer to join our team within the Systems Engineering and Test Capabilities (SETC) Discipline, supporting various Electronic Warfare (EW) and Radar Warning Receiver (RWR) Systems. This role offers a unique opportunity to work across the full lifecycle of the product, from concept to deployment.
Every day will bring new challenges, requiring you to collaborate across disciplines to troubleshoot issues, perform data analysis, and implement solutions. The Systems Integration & Test II Engineer provides comprehensive systems engineering and integration test support by assessing program needs, planning and coordinating test activities, developing schedules, and executing test efforts from project initiation through system transition. The role involves addressing a wide range of technical challenges that require thorough information gathering, detailed analysis, and investigative problem‑solving to identify root causes and determine effective resolutions.
The following responsibilities are expected though not limited to for a Senior Systems Integration & Test II Engineer (EW)
Generate test plans/procedures for assessing Electronic Warfare (EW) system performance
Execute in-house and off-site test activities for system demonstrations and/or system sell-off.
Brief senior program management and engineering leadership.
Test EW hardware and software builds.
Typically requires a degree in Science, Technology, Engineering or Mathematics (STEM) discipline (preferably Systems Engineering, Electrical Engineering, Software Engineering or Physics) and a minimum of 2 years of prior relevant experience
S. government issued Secret security clearance is required prior to start date. S. citizens are eligible for a security clearance
Experience writing requirements for EW/Radar system test events
Experience leading system test equipment and special test equipment development activities
Experience troubleshooting, testing, and integrating EW/Radar system test equipment
Experience modeling the performance of EW/Radar systems
Experience with integration of mixed signal modules into the next higher assembly
Experience with security requirements related to government testing
Familiarity with Model-Based Systems Engineering (Cameo Enterprise Architecture), specifically using SysML. Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. Relocation Eligible – relocation assistance available for this position
As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.
RTX considers several factors when extending an offer, including but not limited to, the role, function and associated responsibilities, a candidate’s work experience, location, education/training, and key skills.
Hired applicants may be eligible for benefits, including but not limited to, medical, dental, vision, life insurance, short-term disability, long-term disability, 401(k) match, flexible spending accounts, flexible work schedules, employee assistance program, Employee Scholar Program, parental leave, paid time off, and holidays. Specific benefits are dependent upon the specific business unit as well as whether or not the position is covered by a collective-bargaining agreement.
Hired applicants may be eligible for annual short-term and/or long-term incentive compensation programs depending on the level of the position and whether or not it is covered by a collective-bargaining agreement. Payments under these annual programs are not guaranteed and are dependent upon a variety of factors including, but not limited to, individual performance, business unit performance, and/or the company’s performance.
S. territory, the appropriate pay structure and benefits will apply.
RTX anticipates the application window closing approximately 40 days from the date the notice was posted. However, factors such as candidate flow and business necessity may require RTX to shorten or extend the application window.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.
Privacy Policy and Terms:
Click on this link to read the Policy and Terms
Remote working/work at home options are available for this role.
Citizen, U.Person, or Immigration Status Requirements:
S. government issued security clearance is required prior to start date. S. citizens are eligible for a security clearance Security Clearance Type:
Secret Security Clearance Status:
Active and existing security clearance required on day 1
At Raytheon, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat. Raytheon is seeking a talented and motivated Senior Systems Integration and Test II Engineer to join our team within the Systems Engineering and Test Capabilities (SETC) Discipline, supporting various Electronic Warfare (EW) and Radar Warning Receiver (RWR) Systems. This role offers a unique opportunity to work across the full lifecycle of the product, from concept to deployment.
Every day will bring new challenges, requiring you to collaborate across disciplines to troubleshoot issues, perform data analysis, and implement solutions. The Systems Integration & Test II Engineer provides comprehensive systems engineering and integration test support by assessing program needs, planning and coordinating test activities, developing schedules, and executing test efforts from project initiation through system transition. The role involves addressing a wide range of technical challenges that require thorough information gathering, detailed analysis, and investigative problem‑solving to identify root causes and determine effective resolutions.
The following responsibilities are expected though not limited to for a Senior Systems Integration & Test II Engineer (EW)
Generate test plans/procedures for assessing Electronic Warfare (EW) system performance
Execute in-house and off-site test activities for system demonstrations and/or system sell-off.
Brief senior program management and engineering leadership.
Test EW hardware and software builds.
Typically requires a degree in Science, Technology, Engineering or Mathematics (STEM) discipline (preferably Systems Engineering, Electrical Engineering, Software Engineering or Physics) and a minimum of 2 years of prior relevant experience
S. government issued Secret security clearance is required prior to start date. S. citizens are eligible for a security clearance
Experience writing requirements for EW/Radar system test events
Experience leading system test equipment and special test equipment development activities
Experience troubleshooting, testing, and integrating EW/Radar system test equipment
Experience modeling the performance of EW/Radar systems
Experience with integration of mixed signal modules into the next higher assembly
Experience with security requirements related to government testing
Familiarity with Model-Based Systems Engineering (Cameo Enterprise Architecture), specifically using SysML. Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. Relocation Eligible – relocation assistance available for this position
As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.
RTX considers several factors when extending an offer, including but not limited to, the role, function and associated responsibilities, a candidate’s work experience, location, education/training, and key skills.
Hired applicants may be eligible for benefits, including but not limited to, medical, dental, vision, life insurance, short-term disability, long-term disability, 401(k) match, flexible spending accounts, flexible work schedules, employee assistance program, Employee Scholar Program, parental leave, paid time off, and holidays. Specific benefits are dependent upon the specific business unit as well as whether or not the position is covered by a collective-bargaining agreement.
Hired applicants may be eligible for annual short-term and/or long-term incentive compensation programs depending on the level of the position and whether or not it is covered by a collective-bargaining agreement. Payments under these annual programs are not guaranteed and are dependent upon a variety of factors including, but not limited to, individual performance, business unit performance, and/or the company’s performance.
S. territory, the appropriate pay structure and benefits will apply.
RTX anticipates the application window closing approximately 40 days from the date the notice was posted. However, factors such as candidate flow and business necessity may require RTX to shorten or extend the application window.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.
Privacy Policy and Terms:
Click on this link to read the Policy and Terms
Remote working/work at home options are available for this role.
permanent
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