Tower Loan Jobs in Usa

Simple Home Loans | Miami Lakes, FL (In-Office)

Simple Home Loans is seeking an experienced Mortgage Loan Processor to join our growing team in Miami Lakes.

This position requires prior experience processing loans within a mortgage brokerage environment. Candidates with retail bank–only processing experience will not be considered.

We are a high-performing mortgage brokerage with a strong track record and a streamlined operations structure. The ideal candidate understands wholesale lending, multiple investor submissions, and the urgency required to move files efficiently from submission to Clear to Close.

• Review and prepare complete loan files prior to submission
• Submit loans to appropriate wholesale lenders
• Manage underwriting conditions through Clear to Close
• Communicate directly with borrowers to collect documentation
• Coordinate with title companies, insurance agents, and third parties
• Ensure compliance and accuracy throughout the loan lifecycle
• Collaborate closely with Sales and Operations teams

• Minimum 2+ years of experience as a Mortgage Broker Loan Processor
• Experience working with multiple wholesale lenders
• Strong knowledge of Conventional, FHA, and VA guidelines
• Ability to properly structure and stack clean files prior to underwriting
• Strong organizational and communication skills
• Ability to manage multiple files in a fast-paced environment

• Competitive base salary
• Performance-based bonus structure
• Long-term growth opportunity within an established brokerage

I’m currently hiring Field Engineers for HVAC, Coolers & Chillers projects across multiple U.S. locations. If you meet the requirements below, please send your resume to

• Strong field experience supporting large-scale projects, including construction support, system startup, repair, and ongoing maintenance activities
• Hands-on experience with variable frequency drive (VFD) startup, commissioning, and troubleshooting
• Technical experience working with centrifugal chillers, cooling tower systems, and associated VFD-driven equipment
• Familiarity with verifying system installation and operation against applicable industry standards, codes, and best practices
• Must be a U.S. Citizen, Permanent Resident, or Green Card holder

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our Loan Operations team as a Loan Operations Specialist and take your career to a level unattainable in a traditional bank environment! The Loan Operations Specialist prepares loan documents and will be responsible for addressing appropriate title insurance coverage to protect Climate First Bank's interests. Please note that this general outline will be further specialized based upon skillset and fit within the Loan Operations department.

This position is remote within the State of Florida. Additional States may be considered on a case by case basis. Please send a resume to apply.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Primary Responsibilities:

• Loan Documentation- Prepare loan documents utilizing LaserPro and review attorney prepared loan documents. Order title work and flood determinations.
• Closing Process- Coordinate closings. Process loan fundings. Review loan documentation post-closing for accuracy and compliance within loan policy.
• Reporting- Prepare and maintain loan policy exception report. Prepare monthly documentary stamp tax report
• Operations- Assist in developing policies and procedures. Book new loans and renewals on core
• Payment and Loan Processing- Process payments/draw requests. Process property tax payments. Process loan maintenance. Paid Loan Processing, including preparing and filing releases. Daily/Monthly reconciliations.
• Monitoring- Track real estate taxes and insurance on collateral. Monitor UCC-1 expiration dates and file continuation. Verify rate changes. Verify escrow analyses.

Requirements:

• Ability and desire to thrive in a fast-paced, performance driven environment with frequent routine changes.
• Detail-oriented, resourceful, creative and organized self-starter.
• Ability to complete assignments with little oversight and supervision. Sound judgement on when to ask questions and escalate to a team member or manager.
• Must
  have excellent computer skills including extensive use of Windows,
  Microsoft Office Programs.

Physical Demands:

• Sustained standing and sitting.
• Frequent use of PC, including typing or sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

Company

BD Capital is a premier lender to developers and builders across the country. We pride ourselves on a consultative approach to fulfilling our customer’s needs. This customer focus creates a positive, entrepreneurial atmosphere where people are empowered to learn, grow, and contribute as individuals in a respectful and non-judgmental culture. The company is experiencing rapid growth and looking to build out the operations team with an exceptional Loan Processor for our top producing sales team.

Position Summary

We are looking for a Loan Processor who thrives in a fast-paced, entrepreneurial growth environment. This person will manage a pipeline of loan files, ensuring a smooth and timely loan transaction experience for our borrowers through the collection and analysis of documents and data. As a customer facing person, this individual is also responsible for providing our borrowers with exceptional customer service and transparency into the process. 

Responsibilities

·        Review loan file submissions, organize files, and input loan information into the company’s loan origination system

·        Order and verify third party services (e.g., credit, flood, appraisals, environmental reports, zoning reports)

·        Collect and verify documentation related to borrower, asset, entity, and construction

·        Ensure loan files are in compliance with program guidelines, investor requirements, and federal and state laws/regulations (e.g., disclosures, notifications)

·        Inform loan officer, agent, and borrower about discrepancies in title, appraisals, credit, employment, income, and other file related items

·        Obtain documentation to clear conditions prior to funding as required by underwriting

·        Submit completed file to underwriting department for approval

·        Proactively monitor pipeline to set realistic closing dates, ensure timely funding of loans, and meet expected service levels

·        Communicate with external parties to the loan including but not limited to borrower, realtor, title, closing agent, and appraisal management company

·        Evaluate processes and procedures for efficiency opportunities and implement process improvements

·        Maintain thorough knowledge of the loan origination system and proactively identify and implement work flow improvements within the system

·        Organize and maintain daily pipeline huddles with sales, construction, and other stakeholders, as needed

·        Prepare reports giving executives visibility into the loan pipeline, daily production activity, cycle times, and loan quality

·        Manage and train junior processors and other employees, as required

·        Maintain and update the Processing Policy and Procedure Manual

·        Ad hoc projects, as assigned

Qualifications

·        Deep knowledge of mortgage processing concepts, practices and procedures

·        Knowledge of federal and state regulatory guidelines

·        Pipeline management experience required

·        Knowledge of Encompass preferred

·        Strong working knowledge of MS office and Sharepoint

·        Knowledge of underwriting and/or loan structuring a plus

·        Process improvement experience (e.g., six sigma) a plus

·        Strong attention to detail

·        Well-developed communication and interpersonal skills with an emphasis on customer service, conflict management, teamwork and coaching

·        Ability to work on multiple projects simultaneously, managing time and resources to ensure work is completed efficiently within established timeframes

·        Naturally inquisitive with strong analytical and problem-solving skills

·        Demonstrated ability to maintain confidentiality and use discretion in daily activities

·        Ability to work in a fast paced environment under pressure with tight deadlines and constant interruptions; Ability to flexibly adjust priorities in a changing environment

·        Self-motivated team player with a strong work ethic and high level of personal accountability

·        Positive personality with a high level of integrity

·        Valid driver’s license

Education & Experience

·        Bachelor’s degree from an accredited college/university

·        2+ years of commercial and/or residential loan processing experience

Location

Warren, NJ

Employment Type

Full Time

BD Capital, LLC provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law.

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.

Essential functions include:

• Obtain an accurate and thorough 1003.
• Collect supporting documentation from borrower:
  • 30-day paystubs
  • 2 years tax returns
  • Last 2 years W2's
  • Award letters, disability, trust income, etc.
  • LOE for Gaps in jobs
  • At initial contact with borrower provide needs list and complete application
  • 2 months bank statements
• Obtain executed disclosures within regulations time frame.
• Obtain accurate AUS findings.
• Analyze credit report and financial scenario, determining appropriate loan product(s).
• Determine (price) a profitable loan and communicate fees to ops team.
• Submit a complete loan package to processing.
• Lock in rate.
• Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
  • Issue Lender Credit if needed
  • If loan out of balance, work with processor & branch manager to request subsidy
• Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
• Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
• Coordinate, create, track and distribute marketing materials.
• Manage client and referral partner databases.
• Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
• Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.

Qualifications include:

• High school diploma or equivalent required.
• At least two years of experience in Mortgage lending or related field.
• Active NMLS License.
• Ability to manage multiple priorities, strong detail orientation and highly organized.
• Works with a strong sense of urgency and responsiveness.
• Passionate about delivering excellence in customer service.
• Demonstrated patience and professionalism when interacting with both internal and external customers.
• Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
• Strong verbal and written communication skills.

Supervision includes:

• Intermittent to low supervision required, depending on experience
• Apply sound judgment in execution of core job responsibilities
• Travel: 0%

Requirements include:

• Physical: Work is primarily sedentary; mobility in an office setting.
• Manual Dexterity: Frequent use of computer keyboard and mouse.
• Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
• Environmental: Office environment no substantial exposure to adverse environmental conditions.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

This position offers eligibility for incentive compensation.

Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Senior Loan Officer

Thrive Lending | Non-Del Mortgage Brokerage | Multi-State Platform

About Thrive Lending

Thrive Lending is a modern mortgage brokerage built for high-performing Loan Officers who want elite compensation, operational support, and real growth leverage.

We are a Non-Delegated brokerage with the ability to fund loans in-house, giving our Loan Officers the flexibility of a broker model with the speed and control of direct funding.

Currently licensed in:

CA, WA, ID, CO, TX, GA, TN, AL, FL, OH, VA, OK, KY, NC, MS

Our vision: Scale from $125M+ in funded volume to $1B+ by attracting and supporting top-tier sales talent.

Why Senior Loan Officers Join Thrive

1⃣ Elite Compensation Structure

• 200 bps Loan Officer comp
• 50 bps company margin
• $500 revenue share per closed loan from referred LOs ($200 for loans under $200K)

You keep control of your production while building long-term residual income.

2⃣ In-House Processing

• Dedicated processing support
• Faster turn times
• Cleaner files
• Better communication
• Allows you to focus on sales, not babysitting files

3⃣ Non-Del Broker Model (With In-House Funding)

• Competitive rates
• Multiple lender flexibility
• Control over loan structure
• Speed and pricing power to win more deals

4⃣ Modern Sales Platform

• CRM systems and AI tools
• Proven daily lead generation structure
• Sales coaching & weekly training
• Structured production framework
• Recruiting support if you want to build a team

This is not a “sink or swim” brokerage. We help Loan Officers grow.

5⃣ Leadership That Produces

Thrive is led by active top-producing leadership who understand:

• Market cycles
• Recruiting
• Sales psychology
• Lead generation
• Scaling a pipeline

You are not reporting to executives who have never originated loans.

Who This Is For

We are looking for experienced Loan Officers who:

Close $10M+ annually (preferred)

Have an established referral network

Want higher compensation

Want to scale beyond personal production

Value culture, accountability, and growth

Are licensed in one of our current states

What You’ll Gain

• Higher net income
• Strong operational backing
• Ability to build a team under you
• Revenue share income
• A growth-minded culture
• Clear path to leadership opportunities

What This Is Not

Not for brand new LOs

Not for hobby producers

Not for those looking for a salary

This is a performance-driven platform built for professionals.

How to Apply

If you are a producing Loan Officer ready to increase your income and scale your business:

Send a direct message or apply through LinkedIn.

All conversations are confidential.

Position: Commercial Loan Assistant

Compensation: $55,000 - $60,000 annually, depending on experience

Location: Tulsa, Oklahoma

Inceed has partnered with a great company to help find a skilled Commercial Loan Assistant to join their team!

Join a dynamic team as a Commercial Loan Assistant, where you'll play a key role in supporting commercial lending operations. This position offers the chance to engage in a variety of responsibilities across loan servicing, customer interactions, and internal process coordination. With an upcoming retirement in the team, there's an opportunity to train alongside experienced professionals and make a significant impact.

Key Responsibilities & Duties:

• Gather business entity documentation and coordinate loan paperwork
• Review loan packages and assist with finalizing closings
• Track documentation pipeline and communicate loan status updates
• Collaborate with legal teams and third-party vendors for closing documents
• Conduct post-closing reviews for accuracy and completeness
• Assist with disbursing funds and maintaining accurate records
• Monitor and resolve technical exceptions for compliance
• Communicate with loan processing and appraisal teams
• Analyze financial statements and insurance documentation
• Provide guidance to junior loan assistants

Required Qualifications & Experience:

• High school diploma or GED
• Minimum 5 years of banking or equivalent experience
• At least 2 years in a loan support capacity
• Familiarity with key banking regulations
• Active or obtainable NMLS SAFE Act registration within 30 days
• Completion of a commercial lending fundamentals course within 90 days

Nice to Have Skills & Experience:

• Associate degree (AA/AS)
• Prior experience supporting commercial lenders
• Familiarity with internal loan processing systems

Perks & Benefits:

• This opportunity includes a comprehensive and competitive benefits package—details will be shared during later stages of the hiring process.

If you are interested in learning more about the Commercial Loan Assistant opportunity, please submit your resume for consideration. Our client is unable to provide sponsorship at this time.

We are Inceed, a staffing direct placement firm who believes in the possibility of something better. Our mission is simple: We’re here to help every person, whether client, candidate, or employee, find and secure what’s better for them.

Inceed is an equal opportunity employer. Inceed prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

#INDTUL

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• Collect all documentation from lenders to prepare credit file for underwriting (credit report, income & property documentation, etc.).
  
• Prepare all Loan Estimates within 3 days of application and disclose to borrower in acceptable, compliant manner.
  
• Order all flood determinations, letter reports/title commitment, and appraisal/evaluations.
  
• Review reports for accuracy and address any issues that show up in reports.
  
• Know and understand what is needed to have files compliant.
  
• Update credit application to get it prepared for underwriting.
  
• Maintain open communication with all lenders to make sure each credit file is complete and move the file to underwriting in a timely manner.
  
• Observe closing deadlines and communicate with underwriters & closers to make sure loan closes on time.
  
• Multitask files that need to be disclosed, while getting back appraisals/title on other files and corresponding to incoming emails.
  
• Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  
• Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status, or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  
• Performs all other duties as assigned.
  

• 
  
• High School Diploma required.
  
• Associate degree in business or equivalent financial services industry training preferred.
  
• 1-3 years retail loan processing and/or documentation experience preferred.
  
• 1-3 years banking experience required.
  
• Ability to maintain strict confidentiality.
  
• Working knowledge of consumer loan products and services.
  
• Self-motivated and resourceful with strong research skills.
  
• Ability to multitask between files, emails, phone calls while disclosing loans.
  

• 
  
• Medical, Dental, Vision, & Life Insurance
  
• 401(k) with a company match
  
• PT0 & 11 1/2 Paid Holidays