Efinity Mortgage Jobs in Usa

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

A Branch & Community Development Manager is responsible for strategic implementation of business development plans to drive branch growth and profitability, identifying and pursuing new business opportunities to acquire and retain customers, and developing ongoing partnerships with internal and external business partners.

The person in this position will lead by example in the areas of community involvement, calling efforts, and customer service, including administering the Bank's strategy for achieving the annual goals and objectives relating to Loan Growth, Deposit Growth, Financial Services, Credit Administration and Business Development. As the manager of the branch, this position will maintain oversight to ensure that the branch is in compliance with operating policies and procedures.

Essential Responsibilities:

• Implement business development strategies, including calling efforts to promote the Bank's product & service solutions with emphasis on deposit growth
• Actively participate in the community in a manner that reflects favorably on the Bank; keep the Bank's profile highly visible and professional
• Build and maintain strong relationships with customers, local businesses, and community organizations
• May approve or reject loan applications within individual lending authority
• May oversee a loan portfolio consisting of consumer and/or business customers
• Maintain a strong knowledge base of bank policies, procedures, loan products, pricing and use this knowledge to educate prospects on the advantages of Community Bank
• Refer applicable loan opportunities to Bank business partners
• Collaborate with other business partners & Bank affiliates to identify referral opportunities
• Lead in the selection of new branch personnel and support scheduling to ensure branch coverage
• Ensure staff is trained to meet customer sales and service needs as well as branch objectives
• Discuss individual sales and customer service performance versus objectives with the appropriate supervisor on a frequent basis
• Monitor progress and results throughout the year with the District and Regional Managers ensuring that the branch is performing at a level consistent to achieve established growth, sales and profit objectives
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all training requirements in a timelymanner.
• Perform other duties as assigned or directed

Education, Training and Requirements:

• Bachelor's Degree in Finance or Business or equivalent training preferred
• Specialized financial services experience preferred Valid driver license, reliable transportation
• All applicants must be 18 years of age or older

Skills:

• Proficient reading, writing, grammar and mathematics skills
• Proficient interpersonal communication, negotiation, and sales skills
• Sound judgment and reasoning
• Ability to prioritize
• Proficient PC knowledge
• Must be able to consistently demonstrate the Company's core values: Integrity, Excellence, Teamwork, and Humility

Experience:

• Six (6) years of sales/business development experience normally required including three (3) years of experience in related banking and/or lending positions preferred
• Minimum two (2) years supervisory experience required

Other:

This position requires National Mortgage Licensing System ("NMLS") registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).

Hours: 40 hours per week

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

This position supports senior bank and department management to be compliant with bank investor guidelines with portfolio and investor mortgage loans, by conducting loss mitigation functions.

Essential Responsibilities:

Supports CRES management in conducting loss mitigation functions, in order to effectively assist borrows to maximize home retention, and protect bank and investor collateral and interests by, but not limited to:

• Working directly with distressed borrowers to assess their situations and discuss potential loss mitigations options
• Processing and administering loss mitigation plans once appropriate reviews and approvals are provided, which includes but not limited to: reinstatements, forbearances, repayment plans and modifications

Develops, maintains and administers policies and procedures established and guided by the bank, investor, and/or regulatory agencies, to remain in compliance

Collaborates with:

• All CRES staff to ensure borrowers are properly addressed regarding loss mitigation options, inquires, and assistance
• Other departments and branches to improve or develop effective practices, address needs, and expand on opportunities
• Investors as applicable for secondary market accounts

Supports CRES management in determining the best financial and integral course of action for default accounts or miscellaneous mortgage servicing requests

Performs all collection and servicing staff duties as needed

Other duties as assigned or directed

Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner

Ancillary Duties:

As an integral member of the CRES Department, this position is also responsible to provide assistance wherever necessary to help the Consumer Real Estate Servicing Department and the Bank in achieving their annual goals.

Education, Training and Requirements:

• A.A. or A.S. degree required
• B.S. degree strongly preferred
• Business field of study strongly preferred
• Work evenings, holidays and weekends as needed
• All applicants must be 18 years of age or older

Skills:

• Proficient reading, writing and grammar skills
• Excellent mathematical skills
• Thorough knowledge of Excel
• Proficient communicative skills
• Ability to create, implement and maintain workflows based on regulatory guidelines
• Highly organized; results driven with competency to meet demands of proficiency, effectiveness and efficiency
• Demonstrated ability to analyze data from reports/workbooks
• Must be collaborative, have the ability to adapt and reprioritize, and have an independently objective mindset

Experience:

• Minimum of two (2) years with collections, foreclosure, bankruptcy, finance, accounting, legal or real estate fields strongly preferred

Hours: 40 hours/week (some OT incuding night, weekends & holidays)

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.

The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

Potomac Point Group is a boutique management consulting firm. Since 2011, we have worked along-side our clients to help them innovate, tackle change, and make lasting enhancements to their businesses. Our clients are large and small banks, hedge funds, and government-sponsored enterprises in the single-family and multifamily mortgage industry.

As a Senior Consultant, you will work alongside our clients, integrating tightly with their teams, to solve their most complex challenges. Outside of your project work, you will take on roles to help us grow the team, train new teammates, and expand the business.

In return, we work hard to provide the best possible work environment for our people. We foster an inclusive, supportive environment that values diverse ideas and perspectives. Our culture is fun, challenging, collaborative, and one where you will have a seat at the table – both at the client and internally. You will enjoy a comprehensive benefits program that goes beyond traditional pay and benefits and supports you across all areas of your well-being and personal development.

If you possess a genuine curiosity and desire to learn, a drive for exceptional results, and a track record of high-quality client delivery, then PPG may be the right fit for you.

What You’ll Do

• Build solid relationships and work closely with our clients as a team
• Interview clients to conduct current and future state assessments
• Build and adapt frameworks to help clients make sense of their challenges and articulate their goals
• Develop recommendations based on a client’s objectives, resources, and starting point
• Present recommendations and support clients in decision making, prioritization and execution planning
• Implement and measure effectiveness of changes

What You’ll Need

• Preferably 4 years of transferable work experience, with an understanding of consulting or project delivery mindset and fundamentals
• Candidates must have direct experience working with or for a Government-Sponsored Enterprise (GSE), such as Fannie Mae, Freddie Mac, Ginnie Mae, or a similar housing finance institution (experience may include working as an employee, contractor, or consultant supporting core functions such as mortgage operations, securitization, credit risk, compliance, capital markets, or regulatory reporting)
• Demonstrated experience with analytical and quantitative problem-solving skills, with the ability to independently frame analysis
• Exceptional communication skills (verbal, non-verbal, written, and listening)
• High level of emotional intelligence with demonstrated experience building and managing professional relationships across functions, departments, and levels
• Extremely organized, detail oriented, with strong time-management skills
• Possesses an entrepreneurial mindset with a desire to help build and shape the firm

About the Company

Our client is a national mortgage lender serving more than 4 million homeowners based in Dallas Texas

About the Role

We are on the hunt for an IAM-Engineer to join their team in Coppell TX for a contract to hire, Hybrid role , this person will plays a pivotal role as an IT professional tasked with the design, implementation, and management of systems.

Responsibilities

• Design, architect, and implement secure authentication and authorization solutions using Identity and Access Management (IAM) principles to enable Single Sign-On (SSO) and secure access for internal and external applications, platforms, and APIs.
• Lead the implementation of modern identity standards, including OpenID Connect (OIDC) and OAuth 2.0, supporting a variety of use cases such as web applications, mobile applications, B2B integrations, and service-to-service communication.
• Build and maintain enterprise-grade integrations with Okta, enabling application onboarding, federation, and secure access to protected resources in alignment with organizational identity standards.
• Partner closely with architecture, platform, security, and product teams to define and evolve standard authentication and authorization patterns, ensuring consistency, scalability, and security across the enterprise.
• Document identity architectures, integration patterns, and operational guidance, enabling development teams and platform teams to efficiently onboard applications and troubleshoot authentication and authorization issues.
• Responsible for one or more applications, working with Business Systems Manager and Business Analyst counterparts on planning and delivering code changes to production, ensuring teams work on schedule.
• Provide business and project expertise when collaborating with clients, IT resources, vendors, consultants and other stakeholders to identify the user requirements, assess technologies, recommend and implement technical solutions.
• Participate in estimation process.
• Responsible for source code development; create technical documentation; utilize software configuration, version and quality management processes.
• Responsible for unit testing, performance tuning, defect remediation during testing, and deployment planning.
• Participate in Production Support Escalation if necessary for high-severity issues within their application domain.
• Can analyze, design and develop complex programming systems independently.
• Chair Agile Team meetings.
• Performs related duties as assigned by management.

Qualifications

• Master’s degree in a technical field + 3 years of work experience or bachelor’s degree in a technical field + 5 years related experience.

Required Skills

• Experience designing, architecting, and implementing secure authentication and authorization solutions using IAM, SSO, OIDC, SAML, Oauth2.
• Experience developing software for the US mortgage industry.

Preferred Skills

• Adaptive leadership style, capable of leading multi-disciplinary teams with diverse skill sets and experience levels.
• Excellent interpersonal, oral, and written communication skills.
• Ability to respond quickly to sensitive issues, complex inquiries, or complaints from clients, co-workers and or management.
• Strong analytical skills.
• Proficiency with: Okta integration and configuration, ASP.Net / MVC / WebApi / C# / .Net 4.0+, Developing solutions around IAM / OIDC / OAuth2, Design Patterns, OOPS, Web Services, XML, Sql Server 2012 and above, Experience with Windows Services, Experience in third party integrations.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

This job is responsible for providing comprehensive advice and customized solutions to clients to help them achieve their financial goals. Key responsibilities include triaging client leads, making referrals to business partners based on client needs and asset thresholds, meeting with clients to review financial and investment goals, building a financial plan, and recommending brokerage products. Job expectations include applying and expanding knowledge by completing required licenses and trainings. This position may be responsible for the provision of residential mortgage loans, and as such, is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential mortgage loan originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.

• Works with clients to plan their short and long-term financial goals by building a financial plan with brokerage products, including stocks, bonds, mutual funds, annuities, and banking and money managed solutions
• Recommends banking and investments strategies that align with client financial goals and needs
• Triages client requests and makes referrals to appropriate internal service providers based on client needs and asset thresholds
• Mitigates and controls risk as part of daily activities
• Identifies and engages potential new clients through referrals or financial center clientele
• Provides coaching and feedback to referral partners based on knowledge of client needs and potential product services recommended

• Currently holds Series 7 and 66 (63 and 65 in lieu of 66) licenses; if you do not currently hold the 66 but have either a 63 or 65, an offer can be extended with the condition that a passing score is received for the missing series within 60 days
• Minimum of one year of experience in the investments industry, including investment training and in-depth knowledge of investment products and services
• Minimum of one year of experience working in the financial service industry and/or a sales environment where goals were met or exceeded
• Sets and accomplishes goals, achieving whatever one sets their mind to
• Builds and nurtures strong relationships
• Collaborates effectively with others to get things done
• Communicates effectively and confidently and is comfortable engaging all clients
• Manages goals, navigates complexity, prioritizes tasks and executes in a fast-paced environment
• Likes to learn, adapts to new information and seeks the right solutions for clients
• Efficiently manages time and capacity
• Thorough and thoughtful in incorporating relevant regulatory due diligence into daily activities and long-term strategies for clients

• Strong computer skills with an ability to multitask in a demanding environment
• Minimum of three years of experience working in the financial service industry and/or a sales environment where goals were met or exceeded
• Achieved additional professional designations such as Certified Financial Planner (CFP) and/or Chartered Retirement Planning Counselor (CRPC)
• Obtained insurance licenses

• Account Management
• Advisory
• Client Experience Branding
• Customer and Client Focus
• Oral Communications
• Active Listening
• Attention to Detail
• Client Solutions Advisory
• Issue Management
• Pipeline Management
• Causation Analysis
• Client Management
• Policies, Procedures, and Guidelines
• Risk Management
• Written Communications

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent

Shift: 1st shift (United States of America)

Hours Per Week: 40

Pay and benefits information

Pay range $70,000.00 - $80,000.00 annualized salary, offers to be determined based on experience, education and skill set. Formulaic incentive eligible. This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics.

Benefits: This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

The Security Officer is responsible for the protection, safeguarding, safety, and security of assets, property, team members, clients, and all visitors at all United Wholesale Mortgage locations.

This Security Officer will use various telecommunications devices to call for assistance from fire fighters, police forces, and emergency medical services. They will provide general emergency care for team members and respond to medical emergencies.

The Security Officer will also interview witnesses or victims to prepare case reports and testify in court if necessary.

• Provide any needed assistance to customers, team members, and visitors
• Perform security patrols by foot and/or by company vehicle
• The protection of individuals and their property while controlling access to the premises
• Neutralize situations calmly with tact and common sense
• Watch for safety and protect property from fire hazards, trespassing, and other security-related situations
• Investigate and take the appropriate lawfully action as authorized by the Corporate Security Leader on accidents, incidents, trespassing, suspicious activities, safety, and fire

Must Have Qualifications:

• High School Diploma
• Meet physical needs of the job
• Meet all legal requirements to be able to work in the United States
• Must demonstrate good moral fitness and ethical standards
• Effective verbal and nonverbal communication
• Make independent and good judgment decisions within proper policy and procedures
• Must be detailed oriented and have satisfactory literacy and writing, documentation, communications, and interpersonal abilities
• Have no disqualifying criminal history or convictions
• Be able to work alone responsibly and without supervision
• Must have working knowledge of Excel, Word, and Outlook
• May be standing for long periods of time
• Meet minimum requirements set by insurer to drive a company vehicle:
  • No moving traffic violations in the past 3 years
  • No at fault accidents in the past 5 years
  • Have not had driver's license denied, suspended or revoked in the last 3 years
  • No driving under the influence of intoxicants (DUI) convictions in the past 5 years
• Ability to work a 1pm-10pm shift
• Monday through Friday hours, however, may be required to work nights, days, holidays, and weekends

PREFERRED QUALIFICATIONS:

• CPR certified
• Prior security experience
• Completed the training requirements for an unarmed security officer in Michigan or have previous military or law enforcement experience

Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It's all happening on UWM's campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.

It's no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It's at the very heart of how we treat each other, our clients, and our community. Whether it's providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.

From the team member that holds a door open to the one that helps guide your career, you'll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation, and ethnicity, you'll be welcomed here. Accepted here. And empowered to be you here.

More reasons you'll love working here include:

• Paid Time Off (PTO) after just 30 days
• Additional parental and maternity leave benefits after 12 months
• Adoption reimbursement program
• Paid volunteer hours
• Paid training and career development
• Medical, dental, vision, and life insurance
• 401k with employer match
• Mortgage discount and area business discounts
• Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues, and a full-size basketball court
• Wellness area, including an in-house primary-care physician's office, full-time massage therapist, and hair salon
• Gourmet cafeteria featuring homemade breakfast and lunch
• Convenience store featuring healthy grab-and-go snacks
• In-house Starbucks and Dunkin
• Indoor/outdoor caf with Wi-Fi

All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills, and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is \"at-will.\" UWM is an Equal Opportunity Employer. By selecting \"Apply for this job online\" you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.

D.R. Horton, Inc., the largest homebuilder in the U.S., is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. D.R. Horton, Inc. is currently looking for a Junior Sales Representative. The right candidate will be in training to manage the entire sales process and communicating with the customer from the first interaction through the close of escrow.

Essential Duties and Responsibilities include the following. Other duties may be assigned:

• Greet and qualify visitors
• Demonstrate models/homes/home sites
• Overcome sales objections; close for the sale
• Document the transaction
• Track progress of loan, options and construction
• Respond to customer requests for information
• Document any cancellations
• Maintenance of all lot files/sales files
• Monitor models and sales office for appropriate disclosures, supplies, repairs, etc.
• Conduct all business in a professional and ethical manner to serve potential buyers and increase the goodwill and profit of the company
• Develops and maintains good rapport with prospective customers, realtors, and team members
• Execute policies to ensure compliance with quality standards

Required Qualifications:

• Associate's Degree or 2 years related experience
• Must have a vehicle, valid driver's license, and be able to drive in daytime or nighttime
• Ability to utilize DRH Sales applications on a smart phone, tablet, or laptop
• Ability to apply common sense understanding to carry out instructions furnished in written, oral form or via DRH Sales applications
• Proficiency with MS Office and email
• Ability to stand and walk for 4 hours straight or up to a full 8-hour day; sit for extended periods; kneel and bend at the waist; walk up and down stairs; walk on unlevel terrain; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Ability to lift and/or move up to 25 pounds. Specific vision ability required by this job include close vision, distance vision, color vision and peripheral vision
• Regular exposure to outside weather conditions. The noise level is generally moderate

Preferred Qualifications:

• Prior CRM software experience
• Previous sales experience, knowledge of industry preferred
• Excel in intercommunications and interactions
• Strongly motivated

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including: Medical, Vision and Dental, 401(K), Employee Stock Purchase Plan, Flex Spending Accounts, Life Insurance, Vacation, Sick, Personal Time and Company Holidays.

The Branch Banking Client Consultant II - Licensed provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients.

Job Responsibilities:

• Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative.
• Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met.
• Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses.
• Performs more moderately complex special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.
• Demonstrated ability to attain sales and referral goals through preset appointments and quality conversations leading to recommendations that support clients' financial goals and objectives, leveraging phone, and in-person appointments.
• Engage in discovery-based conversations and provide customized financial advice by referring to Financial Consultants.

Job Requirements:

• Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent.
• Minimum experience required: 4 5 years customer service and sales experience, (including in the financial Services industry).
• Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z.
• Ability to train and mentor others, including products and platform procedures.
• Life and Health Insurance Licenses (required within the first 90 days in role. Failure to pass exam/or no attempt to take exam will result in removal from LBE program).
• FINRA Security Industry Essentials (SIE) (required within 90 days of passing the Life and Health Insurance exam. Failure to pass exam/or no attempt to take exam will result in removal from LBE program).
• FINRA License Series 6 (required within 90 days of passing Security Industry Essentials exam. Failure to pass exam/or no attempt to take exam will result in removal from LBE program).
• FINRA License Series 63 or Series 66 (required within 90 days of passing the Series 6 exam).
• Experience in financial services industry, preferred.
• Experience with using and demonstrating digital products and self-service technologies, preferred.

Flagstar is an Equal Opportunity Employer

Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program.

You have a passion for helping customers, building relationships, and delivering extraordinary customer service. You are energetic and enthusiastic as the face of Chase to our retail branch customers. From a personal standpoint, you will take ownership of your career development through a variety of cross-training opportunities.

As a Relationship Banker in Branch Banking, you will take a lead role in delivering an outstanding experience to Chase customers. You will acquire, manage, and retain meaningful relationships with our customers, using your financial knowledge to offer thoughtful solutions to help address their financial needs, contributing to the success of the branch. You will be making the lives of customers easier by sharing and setting up self-service options to access their accounts 24 hours a day/7 days a week.

Job Responsibilities

• Delivers an exceptional customer experience by acting with a customer-first attitude
• Manages assigned customers and proactively meets with them, both in person and over the phone, to build lasting relationships, discover financial needs, and tailor product and service recommendations
• Makes personal connections, engages and educates customers, asks open-ended questions, and listens to establish trust and build lasting relationships
• Influences, educates, and connects customers to technology
• Possesses initiative and knowledge to provide financial options for customers using a consultative approach
• Learns products, services, and procedures quickly and accurately and delivers solutions that make our One Chase products work together
• Works in partnership with Specialists (Financial Advisors, Mortgage Bankers, and Business Relationship Managers) to connect customers to experts who can help them with specialized financial needs

Required Qualifications, Capabilities, and Skills

• 1+ year of experience in Retail banking sales, Financial services sales, Consultative relationship sales role in a related industry, with proven success in establishing new clients, deepening customer relationships and delivering results
• High school degree, GED, or foreign equivalent
• Beginning October 1, 2018, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required), and Life licenses are required. All unlicensed applicants must obtain their licenses within 180 days of hire
• Operate within established risk parameters/tolerances and meets internal/external risk and compliance obligations, including completion of required training
• Excellent communication skills, both in person and over the phone, with proven ability to tailor features and benefits of products/services to customers with differing needs
• Ability to work branch hours including weekends and some evenings

Preferred Qualifications, Capabilities, and Skills

• College degree or military equivalent
• Professional, thorough, and organized with strong follow-up skills
• Exude confidence with clients when sharing product knowledge and solutions
• Experience adhering to policies, procedures, and regulatory banking requirements

Dodd Frank/Truth in Lending Act

This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.

In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.

Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at https:///Safe/SitePages/default.aspx.

We are seeking a highly skilled Treasury Analyst 3 to lead and enhance our cash operations, banking infrastructure, and liquidity strategies. This role is pivotal in ensuring optimal cash flow, minimizing risk, and supporting strategic financial initiatives across the organization.

The Analyst is responsible for a variety of day-to-day activities which may include cash positioning, our commercial paper program, equity contributions and dividend analysis, and bank account management & maintenance. In addition, the Treasury Analyst prepares and updates the cash forecast, may prepare Treasury's journal entries for the monthly & quarterly accounting close process and assists with bi-weekly and monthly reporting for our executives and accounting team. Assist implementing the company's risk management functions in foreign currency hedge programs. This position helps with long-term debt and equity issuances, including fundable property activities for our mortgage, and the reporting required by our regulators. This position could help with ad hoc projects and presentations as needed.

Key responsibilities include:

• Oversee daily cash positioning, forecasting, and reconciliation across multiple entities and bank accounts
• Manage and optimize banking relationships, including onboarding and facilitating KYC/legal processes, fee negotiations, and service evaluations
• Lead implementation and enhancement of treasury systems and cash management tools
• Develop and maintain short- and long-term cash flow forecasts to support strategic planning
• Assists in implementing the Company's risk management functions in foreign currency hedge programs
• Ensure compliance with internal controls, SOX requirements, and treasury policies
• Support capital markets activities, including debt issuance, covenant compliance, and interest rate management
• Lead fundable property analysis and record keeping for the mortgage
• Collaborate cross-functionally with accounting, FP&A, tax, and legal teams to align treasury operations
• Provide strategic insights on liquidity, working capital, and investment opportunities
• Supports deliverables for the preparation of company's SEC reporting filings and monthly/quarterly Treasury accounting related activities
• Maintains technical knowledge/skills of established business practices and current trends in cash management

Qualifications:

• Bachelor's degree in Finance, Accounting, or related field (MBA or CTP preferred)
• 7+ years of treasury or corporate finance experience, ideally in a multi-entity environment
• Strong understanding of cash management systems, banking platforms, and treasury technology
• Proven experience with cash forecasting, liquidity planning, and banking operations
• Excellent analytical, communication, and stakeholder management skills
• Proficiency in Excel, treasury workstations (e.g., Kyriba, GTreasury), and ERP systems (e.g., SAP, Oracle) with SAP preferred