Efinity Mortgage Jobs in Usa

LitFinancial is on a mission to be the most client focused mortgage company in the industry. As of 2025, LitFinancial has earned a perfect 5-star review with the Better Business Bureau and a 4.9 rating with hundreds of reviews from Google by delivering a world class experience. LitFinancial is a dynamic organization built with go-getters who are passionate, hardworking, and honest which fuels an incredible environment.

Position Overview:

As a Senior Loan Processor, you will manage a high-volume loan pipeline from submission through clear to close with minimal supervision. You will act as a subject matter expert and resource to junior processors, ensuring accuracy, compliance, and client satisfaction. This role requires deep knowledge of mortgage guidelines and strong communication with internal and external partners.

Key Responsibilities:

• Independently process and manage a pipeline of complex Conventional, FHA, and VA loans.
• Manage a high-volume, purchase-focused pipeline while consistently closing 20–25 loans per month.
• Analyze and verify all loan documentation for accuracy and compliance.
• Review and satisfy underwriting conditions and communicate requirements clearly to clients.
• Coordinate effectively with loan officers, underwriters, and closers to ensure timely closings.
• Maintain compliance with TRID, RESPA, and company guidelines.
• Mentor and support junior processors, providing guidance and training as needed.
• Identify process improvements and contribute to team efficiency initiatives.

Qualifications

• 3+ years of mortgage loan processing experience (Conventional preferred; FHA/VA a plus).
• Deep understanding of mortgage lending regulations, TRID, DU/LP, and investor requirements.
• Advanced proficiency in LOS systems (LendingPad, Encompass, or equivalent).
• Exceptional organizational and communication skills with the ability to prioritize under pressure.
• Preferably strong purchase-loan experience with tight contract and closing timelines.
• Proven ability to handle complex loan files (self-employed borrowers, appraisal or title challenges).
• High school diploma or equivalent (college degree preferred).

What We Offer

Competitive salary: base + performance-based bonuses

Comprehensive Benefits: Medical, dental, vision, and life insurance

Paid Time Off: PTO + 7 paid holidays

401(k) Plan: Retirement plan through Principal

Career growth opportunities and a collaborative team environment!

Only USC and GC

The Package Closing Analyst is responsible for end-to-end review of executed closing package ensuring accurate and timely completion of Final Closing Package

· Responsible for reviewing closed loan packages for accuracy and verifying information in the Client’s processing system.

· Responsible for obtaining final fee sheet or disbursement ledger by following daily activities necessary to obtain outstanding final fee sheets. Reviewing and reconciling the closing agent fee sheet with the final lender CD. Identifying remediation requirement.

· Enter trailing document suspense conditions into the client’s processing system within a timely manner.

· Identify and obtain missing Custodian documents.

· Request shipment of custodial documents within a timely manner.

· Maintain contact with the closing agent to insure prompt delivery of trailing documents.

· Review trailing documents for accuracy.

· Request shipment of trailing documents upon receipt.

· Maintain a standard of customer service comparable to leading standards of Client’s industry while supporting the team goals.

Knowledge/Experience:

• Minimum 3 to 4 years of US Residential Mortgage experience

Competencies/Skills:

• Working knowledge of mortgage industry regulations

• Strong attention to detail

• Ability to escalate and problem solve with a high sense of urgency

Full job description

United Mortgage Lending LLC is looking for a detail-oriented and motivated Mortgage Loan Processor to join our team. In this role you will process mortgage applications, ensure and analyze all loan documentation, and ensuring that all loan documents are accurate and compliant with applicable regulations.

Key Responsibilities:

• Review loan approvals and gather necessary documentation from borrowers
• Ensure compliance with Federal lending regulations
• Analyze credit and collateral documents; submit files to underwriting
• Clear loan conditions and communicate effectively with the team
• Provide excellent customer service throughout the loan process

Job Requirements:

• Minimum 2 years of experience in Retail Mortgage processing
• Manage a pipeline of 30-50 loans.
• Experience with Salesforce, Lending Pad and sub prime lender portals
• Knowledge of Conventional, Jumbo, FHA, and VA processing
• Strong verbal and written communication skills

Education:

• High school diploma or GED

Languages:

• English required; Spanish a plus

Benefits:

• Health, dental, and vision insurance
• 401(k)

Job Type: Full-time

Pay: $40,000.00 - $100,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Experience:

• Retail Mortgage: 1 year (Preferred)
• Mortgage Processing: 1 year (Preferred)

Work Location: In person

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards, ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.

Essential functions include:

• Obtain an accurate and thorough 1003.
• Collect supporting documentation from borrower:
  • 30-day paystubs
  • 2 years tax returns
  • Last 2 years W2's
  • Award letters, disability, trust income, etc.
  • LOE for Gaps in jobs
  • At initial contact with borrower provide needs list and complete application
  • 2 months bank statements
• Obtain executed disclosures within regulations time frame.
• Obtain accurate AUS findings.
• Analyze credit report and financial scenario, determining appropriate loan product(s).
• Determine (price) a profitable loan and communicate fees to ops team.
• Submit a complete loan package to processing.
• Lock in rate.
• Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
  • Issue Lender Credit if needed
  • If loan out of balance, work with processor & branch manager to request subsidy
• Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
• Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
• Coordinate, create, track and distribute marketing materials.
• Manage client and referral partner databases.
• Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
• Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.

Qualifications include:

• High school diploma or equivalent required.
• At least two years of experience in Mortgage lending or related field.
• Active NMLS License.
• Ability to manage multiple priorities, strong detail orientation and highly organized.
• Works with a strong sense of urgency and responsiveness.
• Passionate about delivering excellence in customer service.
• Demonstrated patience and professionalism when interacting with both internal and external customers.
• Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
• Strong verbal and written communication skills.

Supervision includes:

• Intermittent to low supervision required, depending on experience
• Apply sound judgment in execution of core job responsibilities
• Travel: 0%

Requirements include:

• Physical: Work is primarily sedentary; mobility in an office setting.
• Manual Dexterity: Frequent use of computer keyboard and mouse.
• Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
• Environmental: Office environment no substantial exposure to adverse environmental conditions.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

Guild Mortgage Company is an Equal Opportunity Employer.

This position offers eligibility for incentive compensation.

Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.

Responsibilities

As an Account Executive, you will work with pre-screened leads developed by the company. There is no cold-calling or lead generation required. Your job is to manage leads by providing a consultation to help clients meet their retirement goals. You will be trained to present mortgage opportunities over the phone, educating the customer on the product and the process, and will work with the customer throughout the process from start to finish.

• Participate in our extensive training program to learn how to interview applicants and advise customers on product, pricing, and process via phone call. This will refine your communication skills and negotiation tactics so you can excel in this role.
• Manage leads by phone, email, text, and CRM.
• Interview applicants to analyze financial and credit data, determine financing objectives, and advise customer on product, pricing, and process.
• Collect and analyze client's financial information and credit worthiness.
• Communicate with client to provide or request information and required documentation.
• Follow loan from application to closing, ensuring continued communication with the customer throughout the process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Qualifications

We are seeking dedicated, energetic, team-oriented individuals to join our team who are ready to elevate their sales career to uncapped new heights. We are looking for talented people who put customers at the forefront of everything they do.

• Bachelor's degree or equivalent preferred.
• Coachable; Ability to retain and apply skills learned through frequent sales trainings.
• Goal oriented; Motivated and driven by sales and uncapped earning potential.
• Detail oriented and organized with ability to manage multiple priorities.
• Demonstrate patience and professionalism when interacting with customers.
• Strong verbal and written communication skills.
• Ability to work on-site in a goal-oriented and team-oriented environment.

What We Offer

• $50,000 Base + Training/Licensing Pay + Uncapped Commission + Tier-based Incentives & Bonuses (including Rolex incentive).
• Extensive training - participate in ongoing group and individualized trainings with sales leaders.
• Internal Promotions.
• Paid Licensing/Training.
• Medical, Dental, Vision, 401K, Paid Time Off, & Pet Insurance.
• Subsidized Gym Membership.
• Free office snacks & refreshments.

Company Overview

South River Mortgage (SRM) is one of the fastest-growing reverse mortgage originators in the country. Founded in 2019, our mission is focused on helping customers find security in retirement. At SRM we put our customers first by helping them find the best reverse mortgage products that fit their specific needs. Our company is expanding, and we are seeking Account Executives to join our team in-person at our headquarters in Annapolis, MD.

Our Core Values

• Accountability - When we say it, we mean it.
• Community - Meet coworkers and friends.
• Growth - It's more than just a job, it's a career.
• Integrity - We choose to do what's right.
• Purpose - Meaningful work done by passionate people.

Location

• Annapolis, MD is a lively, waterfront city positioned between Baltimore and Washington, D.C.
• Brand new state-of-the-art office with employees in mind - from floor to ceiling windows to a fully-stocked pantry to a putting green and more!

Job ID: 408118

Practice area:- Bankruptcy - Creditors Rights,Bankruptcy - Litigation,Litigation - Foreclosure (Lender-side),Litigation - Real Estate - Defense,Real Estate - Foreclosure (Litigation)

Associate Attorney (2–6 Years) – Creditors’ Rights, Foreclosure & Bankruptcy Litigation | Westmont, NJ

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Keywords:- Associate Attorney, Creditors Rights Attorney, Foreclosure Litigation Attorney, Bankruptcy Litigation Attorney, Real Estate Defense Attorney, Westmont legal jobs, Attorney jobs New Jersey, NJ Bar required, Law firm foreclosure associate, Partner-track position, foreclosure lawyer,creditor claim, proof of claim, secured creditor, involuntary bankruptcy, automatic stay relief, preference action, reclamation, UCC Article 9

A top-tier law firm is seeking an Associate Attorney in Westmont, NJ to handle creditors’ rights, foreclosure, bankruptcy, and real estate defense matters. Join a respected lender-side practice with strong training, courtroom exposure, and long-term partner-track position potential.

This law firm was founded over four decades ago to represent banks, mortgage lenders, and financial institutions. Their areas of practice include foreclosure, litigation, REO services, title claim services, evictions, and loss mitigation. Their offices are located in New York, Pennsylvania, Maryland, New Jersey, Virginia, DC, and Delaware.

________________________________________

A respected law firm with a long-standing reputation in creditors’ rights, foreclosure, and mortgage-related litigation is seeking an Associate Attorney to join its Westmont, New Jersey office. This opportunity is ideal for an attorney who wants substantial case responsibility, direct client interaction, and hands-on experience serving mortgage lenders and financial institutions in a fast-paced practice. For candidates pursuing Westmont legal jobs and New Jersey legal jobs, this role offers a strong platform for long-term growth.

This Associate Attorney opportunity stands out for its mix of foreclosure litigation, bankruptcy-related matters, real estate defense work, and lender-side representation. Attorneys in this role will manage an active caseload, appear in court, and work closely with clients on practical legal solutions. This opportunity is actively interviewing and rarely opens at this level for candidates seeking a partner-track position in a specialized financial services litigation practice.

________________________________________

Key Responsibilities

• Manage and prioritize a high-volume caseload involving creditors’ rights, foreclosure, bankruptcy, and related real estate litigation

• Draft, review, and revise pleadings to ensure compliance with applicable laws, court rules, and regulatory requirements

• Attend hearings, status conferences, and other court appearances on behalf of clients

• Represent mortgage lenders and financial institutions in lender-side litigation matters

• Interact directly with clients, opposing counsel, and internal team members regarding case strategy and status

• Provide practical and creative solutions to complex legal and procedural issues

• Support matters involving title, bankruptcy, foreclosure, mortgage banking, and related disputes

• Maintain strong communication and organization across multiple active files and deadlines

________________________________________

Qualifications

• 2–6 years of experience as an Associate Attorney, Litigation Associate Attorney, or similar role preferred

• Juris Doctorate required

• Member in good standing of the New Jersey Bar required

• Admission to the Delaware Bar or Pennsylvania Bar is a plus

• Experience with title, bankruptcy, foreclosure, creditors’ rights, and/or mortgage banking is a plus

• Strong case management and organizational skills

• Excellent written and verbal communication abilities

• Ability to manage a large caseload in a deadline-driven environment

• Strong analytical judgment and ability to provide innovative legal solutions

• Client-service mindset and ability to work collaboratively with attorneys and staff

________________________________________

Culture & Firm Appeal

This opportunity is with a well-established law firm known for representing banks, mortgage lenders, and financial institutions across a broad range of foreclosure, litigation, REO, title claim, eviction, and loss mitigation matters. The practice is especially attractive to attorneys who want focused lender-side experience, courtroom responsibility, and the chance to build deep subject-matter knowledge in a stable and growing niche. Candidates seeking Westmont legal jobs will appreciate the firm’s specialized platform and long-standing market presence.

The firm also offers an appealing professional environment that combines practical training with a collegial office culture. A casual atmosphere, free parking, and the possibility of remote and/or hybrid positions after training help support long-term retention and attorney development. For an attorney seeking a partner-track position, this role offers a strong opportunity to grow within a respected creditors’ rights and foreclosure litigation practice.

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Why This Role Is Unique

• Opportunity to build a specialized practice in creditors’ rights, bankruptcy litigation, lender-side foreclosure, and real estate defense

• Direct representation of mortgage lenders and financial institutions in high-volume, substantive matters

• Strong courtroom exposure through hearings and status conferences

• Excellent fit for attorneys seeking to move from general practice into a focused financial services litigation platform

• Opportunity for remote and/or hybrid positions post-training, as available

• Rare opening for a partner-track position in Westmont legal jobs within an established lender-side practice

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Benefits

• Free parking and casual office atmosphere

• Remote and/or hybrid positions may be offered post-training

• Paid time off including 15 vacation days, 5 personal emergency days, and 6 holidays

• Comprehensive benefits package with medical, vision, dental, 401(k), life insurance, short-term and long-term disability

________________________________________

Call to Action

Apply now for a confidential discussion with a BCG Attorney Search recruiter.

Submit your resume today to learn more about this Associate Attorney opportunity.

Explore this standout opening in Westmont legal jobs and take the next step toward a partner-track position.

________________________________________

BCG Attorney Search is the industry leader for placing candidates in permanent positions in law firms. Since 2000, our recruiters have placed several thousand attorneys and enjoyed extraordinarily high success rates with our candidates. As a BCG Attorney Search candidate, you have access to more opportunities than any legal placement firm in the United States. We are able to offer the most in-depth insight in the legal recruiting market thanks to our dedicated team of over 150 employees who mercilessly research, study and analyze the legal market. The depth and breadth of our research empowers us to place attorneys at rates that are unparalleled at any placement firm in the United States. Many of our recruiters make 30 to 40 placements per year, while recruiters at competitor firms are likely to make four or five. Unlike other placement firms that can only tell you about openings at major AmLaw firms, we place candidates of all backgrounds in firms of all sizes. While other legal recruiters only represent a narrow band of candidates from top law firms and top law schools, our research, firm contacts, and market insight allow us to place hundreds of candidates each year who do not fit this mold. It is rare that we do not get candidates we represent interviews and offers. No one in the world is better at legal recruiting and placement than BCG Attorney Search.

BCG Attorney Search will confidentially review your application and will not forward your materials to the firm without first discussing the opportunity with you.

Senior Mortgage Processor

Senior Residential Mortgage Loan Processor

About Us

We are a boutique mortgage brokerage based in New Jersey, serving clients throughout the NJ / NY / CT tri-state area. Unlike large call-center lenders, we operate with a relationship-first, referral-driven model focused on Realtors, attorneys, and repeat clients.

Our team values precision, communication, and smooth closings — especially in the fast-moving and nuanced tri-state market.

We’re seeking a Senior Residential Mortgage Loan Processor who understands the complexity of New Jersey and New York transactions and thrives in a collaborative, team-oriented environment.

The Opportunity

This is not a high-volume, assembly-line processing role. Instead, you will manage a carefully balanced pipeline of loans, ensuring each file is structured properly, submitted cleanly, and closed on time.

You will work directly with experienced loan officers, local Realtors, title companies, and attorneys to guide files from application through clear-to-close.

Key Responsibilities

• Manage a residential pipeline across NJ, NY, and CT
• Review and analyze income (including self-employed and complex borrowers), assets, credit, and collateral documentation
• Structure loans according to investor and wholesale lender guidelines
• Submit clean, complete files to underwriting
• Clear conditions efficiently and communicate proactively with all parties
• Coordinate with title companies and attorneys (NY/NJ closing processes experience strongly preferred)
• Ensure compliance with TRID and state-specific regulatory requirements
• Maintain accurate updates in the Loan Origination System (Encompass or similar)
• Deliver an exceptional borrower experience from contract to close

Qualifications

• 5+ years of residential mortgage processing experience
• Experience in a mortgage broker or non-delegated lender environment
• Strong knowledge of Conventional, FHA, VA, USDA, and Non-QM products
• Familiarity with NJ and NY closing processes (attorney states)
• Experience working with multiple wholesale lenders
• Strong income calculation skills (self-employed, commission, bonus, multi-property borrowers)
• Highly organized with strong follow-up and communication skills

What Makes This Role Different

• Smaller, tight-knit team with direct access to leadership
• Relationship-driven business model (not call-center volume)
• Balanced pipeline with emphasis on quality over quantity
• High standards for clean submissions and smooth closings
• Opportunity to grow with an expanding boutique brokerage

Compensation

• Competitive base salary (based on experience)
• Performance incentives
• PTO and paid holidays
• Growth opportunities within a growing NJ-based firm

Why Join Us?

If you take pride in clean files, proactive communication, and smooth closings — and prefer working in a collaborative boutique environment rather than a high-volume lender — this is an opportunity to make a meaningful impact within a respected tri-state mortgage team.