Engineering Journal Jobs in Mount Holly, NC

We are currently seeking an Associate Director to drive our credit line increase credit strategy for our Card business. This is a high-impact role with significant senior-level exposure, requiring a strategic thinker who can combine deep credit expertise with innovative approaches that balance risk and growth.

The selected individual will shape and advance our CLI strategy through data-driven analysis and cross-functional leadership. This includes evaluating new data sources to strengthen decision-making, acting as customer for data science teams building new models, and partnering with product and acquisition teams to design and market a comprehensive end-to-end customer line strategy.

Key Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• · Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
• · Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• · Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• · Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• · Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Qualifications

• Bachelor's Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in experience in consumer lending, driving informative risk decisions through analyses; Master's or PHD degrees may offset experience
• Advanced analytical skillset using tools such as SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Location: Charlotte, NC // HYBRID (Tues. - Thurs.)

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days' vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)

Position Summary

The Production Scheduler is responsible for creating, maintaining, and optimizing the production schedule for all metal fabrication operations. This role uses IFAB’s internal “iFabrication” web portal and our ERP system to plan work centers, sequence jobs, and ensure on‑time delivery of fabricated components. The Production Scheduler works closely with Production, Purchasing, Engineering, and Customer Service to balance customer demand, capacity, and material availability.

Essential Duties and Responsibilities

• Build and maintain daily, weekly, and long‑range production schedules for cutting, forming, welding, machining, and assembly operations.
• Use the scheduling portal and ERP to convert customer orders and forecasts into work orders, dispatch lists, and prioritized queues by work center.
• Sequence jobs by due date, material, setup requirements, and batch size to minimize changeovers and maximize machine and labor utilization.
• Monitor real‑time production status in IFAB and identify variances from plan, and adjust schedules for rush orders, machine downtime, staffing changes, or quality issues.
• Confirm raw material and component availability (plate, sheet, tube, hardware, purchased parts) and coordinate with Purchasing and Inventory to prevent shortages.
• Communicate schedule priorities, constraints, and changes to production supervisors, team leads, and Customer Service on a daily basis.
• Prepare and distribute daily and weekly schedule reports, including work center loading, WIP status, and upcoming capacity constraints.
• Track schedule adherence and key metrics (on‑time delivery, WIP, queue times, utilization) and recommend actions to eliminate bottlenecks.
• Participate in cross‑functional meetings (production, planning, S&OP) to align capacity, staffing, and material plans with demand.
• Support continuous improvement by suggesting changes to routings, lot sizes, and scheduling rules within the ERP.

Qualifications

• Previous experience in a metal fabrication, machining, or similar manufacturing environment.
• Experience in production scheduling, production planning, or coordinating shop‑floor activities.
• Proficiency with web‑based scheduling tools and ERP/MRP systems; strong Microsoft Excel skills.
• Ability to read and understand production drawings, work orders, routings, and bills of material.
• Strong organizational and analytical skills with the ability to manage multiple priorities in a fast‑paced environment.
• Effective verbal and written communication skills, with the ability to work collaboratively across departments.

Physical and Work Environment

• Office environment located within a manufacturing facility.
• Frequent interaction on the shop floor around fabrication equipment; must be able to walk, stand, and wear required PPE.

We are looking for a Lead Strategy Analyst to join the Card Analytics team in Charlotte, NC. This is an exciting opportunity to learn and drive significant business results through optimization of our credit risk underwriting, pricing strategies, acquisition strategy and provide analytics insights for business partners and executive members.

These strategies include, but not limited to, approval/decline, line assignment, term, pricing, and risk appetite framework optimization to drive healthy revenue growth, loss mitigation, and streamlining of processes in support of better profitability and healthy lending portfolio.

This role will have chance to pull the data, conduct deep analysis and investigation, apply critical thinking skills, draw insights from their work and leverage general business acumen to understand the customer behavior and develop profitable business strategies in a timely and accurate manner. The successful candidate will be able to summarizes their work and communicates effectively to management.

Working with various partners, the role will also have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, sensitivity analysis and modeling, and performance read.

A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

Key Responsibilities

• Under your manager's limited guidance, you will design, recommend, document and execute consumer credit underwriting and pricing strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems.
• Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and decision tree analytical software to develop, test and execute new strategies.
• Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment
• Drive profitable business growth via developing strategy optimization framework with full credit-cycle view
• Implement Quality Control processes to ensure data accuracy
• Continually enhance existing processes and reporting through automation, quality control, presentation and insights
• Effectively summarize and present results and insights to management

Qualifications

• Bachelor's Degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management or Computer Science is preferred
• 3-5 years of experience in complex, data-driven problem solving
• Strong SQL, SAS and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus
• Innovative and capable of developing a highly analytical approach to solving problems
• Lending or consumer finance industry experience preferred

Who we Are:

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-time employees with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)
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