Jobs in Temple Terrace, FL

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our team as an SBA Underwriter to support our SBA operations. This remote position will act as the primary liaison between the SBA Lending Division's business development officers, the borrower, and the US Small Business Administration (SBA) with respect to accessing and documenting credit risk of term loans. Incumbents will be accountable for managing risks to the bank by obtaining, analyzing, researching, reviewing, and evaluating various documents supplied by the applicant, from internal information as well as third party reports.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Please send a resume to apply.

Job Responsibilities

* Underwrite and recommend action on loan applications to small and mid-size commercial businesses and professional practices based on current SBA guidelines. Loans range in size from $200,000 to $5,000,000 and include loans to purchase owner-occupied commercial real estate, equipment, business and professional practice acquisitions, business expansions and debt refinancing.

* Apply conventional judgmental analysis as the primary underwriting method.

* Provide detailed requests for credit approval including financial statement analysis, business history, collateral adequacy, credit background & management's ability in order to determine credit worthiness.

* Identify and properly mitigate credit weaknesses and policy exceptions.

* Act as a liaison between credit administration and the sales team with frequent direct client contact, as necessary.

* Determine and assign credit risk ratings.

* Review and evaluate third party reports.

* As directed, provide ongoing portfolio management of the loan portfolio through annual reviews, renewal of existing credit facilities, monitoring financial and covenant compliance, and servicing modification requests.

Requirements:

* Solid analytical skills and a proven ability to properly structure SBA loans.

* Proven understanding of real estate loans and processes, including appraisals, title, land surveys, etc.

* Knowledge of SBA loan products and Standard Operating Procedures (SOP).

* Ability and desire to work in a team environment.

* Proven ability to work under pressure, prioritize workloads and work independently in a highly organized and efficient manner.

* Ability to effectively communicate with customers and other key stakeholders.

* Ability to efficiently identify and resolve problems and process slowdowns.

* Proven ability to learn new technological systems and applications quickly. Ability to navigate MS Office environment with ease.

Desired Qualifications and Skills:

* Ideal candidates will have a college degree, or equivalent training and experience, with a specialization in accounting, finance or other business-related fields.

* Formal Credit training is preferred.

Physical Demands:

Sustained standing and sitting;

Frequent use of PC, including typing or sustained attention to monitor;

Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our Digital Branch as a Digital Banking Intern and take your career to a level unattainable in a traditional bank environment!

This position is primarily remote within the State of Florida. Please send a resume to apply.

Position Summary: All Climate First Bank employees must be willing to embrace the vision of an inclusive, equitable, and regenerative economic system. The Digital Banker Intern is responsible for assisting the Bank's consumer and commercial solar lending program. This role will represent the true voice of the client and be at the forefront of delivering a superior experience to our clients and partners. You will learn and assist management with sales campaigns and new digital banking technology roll outs, internal training, support, and adoption.

Benefits:

• Paid internship!
• Mission-led Bank with a strong focus on sustainability and social justice.
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Primary Responsibilities:

* Provide high touch personalized customer service through daily virtual interactions with the client base.

* Assist with sales outreach and support.

* Support client and partner onboarding.

* Support the digital team with writing user stories and help minimize the backlog on .

* Assist with documentation and capturing project approvals.

* Partner with internal resources to ensure adherence to and promotion of our commitment to sustainability practices and continued carbon neutrality.

* Learn how to promote banking opportunities and a favorable image of the Bank in all business activities within the community and social media.

* Assists with all aspects of the solar lending process and other values-aligned products delivered via the Digital Channel.

Secondary Responsibilities:

* Exceed clients' expectations by creatively leveraging the bank's existing portfolio of products and service

* Ensure compliance with all banking laws, rules, regulations, and prescribed policies/practices/procedures necessary to reduce risk and uphold ethical standards related to and required by one's duties.

* Demonstrate and expand understanding of and commitment to established Bank policies, procedures, and regulations, remain vigilant regarding online threats, phishing and other cyber- security risks, particularly as they relate to areas of oversight, identify inquiries that appear suspicious, obtaining reasonable and verifiable explanations, notifying the Compliance Officer when necessary; completion of all web-based compliance training; resolution of all issues concerning BSA report reviews of suspicious activity and or cash transactions.

Specific Requirements:

• Enrolled in or recent graduate of a related field of study.
• Banking experience and knowledge of bank digital banking systems strongly preferred.
• Customer Service- True servant mindset and dedication to customer satisfaction. Practices genuine care for the support and care of the customer. Tenacious focus on the delivery of an exceptional client experience.
• Sales- Desire and ability to promote all banking products, practice a consultative sales approach with a strong focus on customer needs.
• Communication- Excellent communication skills, both verbal and in writing. Ability to compose concise and professional correspondence. Comfortable interacting with customers on camera, phone, and chat. Possesses effective listening skills.
• Training, Learning and Technology- Ability to quickly learn, adopt, and use new technology.
• Efficiency and Organization- A well organized, resourceful self-starter with superior attention to detail and the ability to prioritize and thrive in high volume situations. Excellent time management and self-sufficient organization of one's tasks and workflow.
• Work Environment- Desire, curiosity and ability to work in a high pace, high growth, high pressure environment with ample opportunity to learn hands on and through live business interactions.
• Team Spirit- Demonstrated ability to support team members and act as a source of inspiration for the collective improvement of the team and the achievement of business objectives.

Physical Demands:

Sustained standing and sitting.

Frequent use of PC, including typing or sustained attention to monitor.

Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

Be part of the Technology Revolution!

OneEthos is a purpose-driven fintech startup founded and built by community bankers
to put best-in-class digital solutions to work for community financial institutions that are
traditionally underserved by technology, helping them strengthen their digital channels
and grow loans and deposits profitably and responsibly while generating positive social,
environmental, and financial returns.

We want YOU to help us on this mission and are looking for exceptionally hardworking, passionate, and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and
continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!
We have an exciting opportunity for a Head of Growth to help us propel our solar financing line of business forward. This role will primarily focus on developing and
implementing comprehensive business development strategies to achieve company growth objectives as well as identifying and targeting new markets and potential
customers to increase revenue and market share.

This position is primarily remote but may require some travel.

Benefits:

* Base compensation plus unlimited incentive potential.
* 100% employer paid medical, vision and dental insurance for the employee.
* 100% employer paid disability and life insurance for the employee.
* Best-in-class 401k match (no vesting period).
* Employee only rates for certain loan products
* Working with an amazing team of dedicated and like-minded individuals!
* Being part of an exciting venture with amazing opportunities for growth and
opportunities!

Primary Responsibilities:

* Growth: Develop and implement comprehensive business development strategies to achieve company growth objectives.

* Market Expansion: Identify and target new markets and potential customers to increase revenue and market share.

* Client Relationship Management: Build and maintain strong relationships with existing and prospective clients, ensuring satisfaction and promoting additional opportunities.

* Installer Network Expansion: Proactively identify, qualify, and sign new prospective OneEthos partners. Source new partnership opportunities through inbound lead follow-up and outbound outreach.

* Product Knowledge and Client Alignment: Develop a comprehensive knowledge of OneEthos products and attributes, understand customer needs and requirements and help the two connect.

* Sales Process Innovation: Develop sales materials. Conduct training. Innovate sales processes, pitches, and approaches. Interact with Executive team members to develop new and enhance existing programs.

Secondary Responsibilities:

* Practice unwavering commitment to OneEthos ethical solar principles and core values as well as social, economic, environmental, and racial justice.
* Adopt and embrace OneEthos mission and sustainability practices and obtain relative education to its mission and values.
* Develop and maintain a deep understanding of OneEthos products and participate in the development of new products based on market demand and forecasting data.
* Proactively seek out referral opportunities for Climate First Bank and actively liaise with the appropriate team members across all subsidiaries of the holding company.

Requirements:

• Bachelor's degree or relevant experience in a related field.
• 5+ years solar sales industry-related experience required.
• Passionate about providing ethical solar financing solutions.
• Strong network in the solar industry and excellent business development skills.
• Superior communication and presentation skills and the ability to effectively communicate with a diverse customer base.
• Servant mindset and outstanding customer service.
• Strong organizational and follow-up skills. Experience with CRM and solar design/proposal software is a plus.
• Experience working in a fast-past and fast-growing start-up environment highly desired.
• Experience with forecasting, market analysis and reporting strongly preferred.
• Strong technical aptitude and desire to work in a highly technical FinTech environment.
• Resourceful self-starter with an ability to think outside of the box.
• Strong understanding of solar systems and components, and practical knowledge in design, installation and trouble shooting.
• Familiarity with solar codes and regulations preferred.
• NABCEP PV Associate certification preferred.
• Flexibility to travel as needed.
• Mission/ values aligned. Possess the initiative to obtain education related to sustainability practices. Adopt and practice a commitment to social, economic, environmental, and racial justice.

Physical Demands:
Sustained standing and sitting.
Frequent use of PC, including typing or sustained attention to monitor.
Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:
At OneEthos we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans

As a member of our underwriting support team, you will provide high level support to the underwriting function. In this role, you will assist in the preparation of new business quotes and policy issues, as well as rating both new business and renewal applications, while maintaining accuracy and targeted due dates.

Responsibilities:

• 
  
  
• Complete portfolio process (RPA) prior to renewal date
  
  
• Complete pre-underwriting process of renewals by Underwriter due date and new business submissions
  
  
• Coordinate the pre-underwriting process which includes, but is not limited to:
  
  
• Review of application
  
  
• Request for add'l info from agent or PMA staff
  
  
• Classification of exposures
  
  
• Ordering RMA, D&B, MVR's and synopsis
  
  
• Completion of loss trend and development
  
  
• Analysis of large claims and loss trends
  
  
• Review of prior audits
  
  
• Complete new business, renewal and financial notification forms.
  
  
• Attend and fully participate in all Team and Underwriting Meetings
  
  
• Meet with assigned underwriter weekly to discuss and prioritize work processes and tasks
  
  
• Process work in a timely and accurate manner
  
  
• Rate and issue WC new business and renewal policies. Provide instruction to the Rating Center for completion of PAL lines new business and renewal policies.
  
  
• Issue WC and Auto state filings as required.
  
  
• Review correspondence including: Mid-term endorsement requests, Cancellation requests, WC Bureau letters. Respond to inquiries within UA authority.
  
  
• Maintain Corporate Underwriting Image Standards.
  
  
• Contact producers and insureds to obtain information and expedite service.
  
  
• Visits Agents with an Underwriter for the purpose of establishing contact and acquainting them with work routines.
  
  
• May assume a major role in training new hires, special projects, and learning & presenting new material to other Underwriting Assistants.
  
  
• Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
  
  

#LI-Hybrid

• 
  
  
• High School diploma or equivalent.
  
  
• 3 years commercial underwriting assistant experience working with small and mid-sized accounts.
  
  
• Experience working with internal/external clients
  
  
• Ability to maintain professional, proficient working relationships
  
  
• Strong team skills.
  
  

#LI-Hybrid

As a member of our Claims team, you will proactively manage medical only and limited lost time claims in order to minimize losses, manage permanent total claims in order to minimize losses, and provide superior customer service.

Responsibilities:

• 
  
  
• Contact accounts on First Notices of Loss to obtain missing information pertinent to file set-up
  
  
• Process payments, answer phone calls, authorize treatment associated with Medical Only claims
  
  
• Complete appropriate contacts within 24 hours of assignment, and establish and maintain appropriate diary for follow-up
  
  
• Determine whether treatment is appropriate and causally related to the compensable injury
  
  
• Redirect treatment to network physicians as appropriate
  
  
• Refer subrogation potential claims or potential permanency claims to Supervisor
  
  
• Work to ensure compliance with all appropriate jurisdictional requirements on Medical Only claims, including timely form filing if applicable
  
  
• Maintain a working knowledge of jurisdictional requirements and obtain/maintain state adjusting licenses
  
  
• Administer benefits on Permanent Total or Death cases, which includes monitoring for changes in life or work status, implied interest in resolution or marked increases in costs.
  
  
• Demonstrate commitment to Company's Code of Business Conduct and Ethics, and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work.
  
  

• 
  
  
• High school diploma or equivalent
  
  
• One or more years of Workers Compensation claims handling experience
  
  
• License required or ability to obtain license within 90 days of employment in mandated states
  
  
• Familiarity with medical terminology
  
  
• Ability to work independently, handle multiple tasks simultaneously, make difficult decisions and focus on details
  
  
• Strong organizational skills
  
  
• Excellent verbal and written communication skills
  
  
• Proficiency MS Excel and MS Word.