Jobs in Riverview Florida

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our team as a Sr. Credit Analyst to support our Credit Operations team. This remote position will be responsible for supporting lending efforts by underwriting new and renewed loans in accordance with company credit policy and sound credit practices. Works with various loan types to include corporate, commercial, industrial, and commercial real estate transactions. Participates in the underwriting of small business banking transactions with a varying level of complexity. Completes annual reviews, performs financial statement analysis, and completes debt service calculations as directed.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. We are primarily looking for candidates in FL, GA, AL, SC and NC but are open to considering other States on a case by case basis. Please send a resume to apply.

Primary Functions:

• Spread financials for potential and existing loans.
• Analyze existing and potential loans.
• Create comprehensive loan approval packages and identify any policy exceptions.
• Present recommendations to senior management and credit committees.
• Perform required monitoring of existing loan portfolio performance.
• Maintain various loan related databases.
• Utilize Power BI to create loan reports.

Secondary functions:

• Assist in the due diligence process for audits and exams.
• Manage the loan approval templates.
• Monitor the consumer loan automatic approval application.
• Ad Hoc project requests from management.
• Adopt and practice a commitment to social, economic, environmental, and racial justice.
• Demonstrate an understanding of and follow established Bank policies, procedures, and regulations, cognizant of transactions, inquiries that appear suspicious, obtaining reasonable and verifiable explanations, notifying the Compliance Officer when necessary. completion of all web-based compliance training. resolution of all issues concerning BSA report reviews of suspicious activity and or cash transactions.

Specific Requirements:

• Bachelor's Degree required, preferably in Finance.
• Spreading software experience preferred.
• Prior banking experience preferred.
• Ability to complete assignments with little oversight and supervision.
• Strong accounting and math skills.
• Ability to deal with routine changes often.
• Ability to deal effectively and tactfully with customers, employees, and Bank management.
• Good organizational and communications skills.
• Ability to work in a fast-paced environment.
• Must have excellent computer skills including extensive use of Windows and Microsoft Office Programs.

Physical Demands:

• Sustained standing and sitting;
• Frequent use of PC, including typing or sustained attention to monitor;
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our team as the Deposit and Treasury Manager. As the Deposit and Treasury Manager you will oversee all business functions related to Deposit and Treasury Management Operations Services & Support. Responsibilities include the synchronization of daily back-office operations, core system processing, and other related departments as they related to the Treasury Management and Deposit Operations.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Candidates must be local to Central Florida.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Primary Responsibilities:

• Policies and Procedures - Develop and maintain all department policies and procedures. Ensure compliance with department procedures and control standards, adjusting existing and/or implementing additional controls as needed.
• Audit Management - Coordinate department preparation and short/long-term responses to internal and external audits and exams.
• Department Operations - Plan operational improvements, resolve operational problems, and take corrective action to ensure effective operations. Determine staffing requirements; oversight of selection, development, and management of staff; direct training and development of staff to ensure operational depth and maximize use of strengths and abilities. Assist in the development
  of the department budget, monitor expenditures, and explain variances.
• Mergers & Acquisitions - Manage Treasury Management and Deposit Operations responsibilities related to Merger and Acquisition conversions, project plans, product enhancements and implementations, process integration with other departments, and Treasury Management and Deposit Operation's disaster recovery plan(s).
• Products and Services - Coordinate with other departments on the implementation of new products and services. Remain knowledgeable of banking industry trends or issues in order to assist in the assessment of needs and opportunities for service enhancements or new products.
• Customer Service - Assist other department employees with activities related to deposit and treasury management services and related products. Provide assistance to other employees by liaising with them through healthy and positive interactions. Develop and recommend unit quality, productivity, and service level goals as well as provide input for other areas of the Bank.
• Core Conversion & Maintenance - Collaborate with the Core Banking Systems Administrator to update and maintain core banking and ancillary systems

Requirements:

• Bachelor's Degree strongly preferred.
• 5+ years of Core System experience required.
• 10+ Prior banking experience required.
• Experience leading diverse teams from entry level to middle manager.
• Sound education in financial products and services, banking regulations and laws.
• Strong accounting and math skills.
• Ability and desire to thrive in a fast-paced, high-pressure environment with frequent routine changes. Ability to multi-task and prioritize with ease.
• Highly organized self-starter with impeccable attention to detail and the ability to complete assignments with little oversight and supervision.
• Effective communicator with strong active listening skills, excellent writing and speaking skills and the ability to compose professional correspondence. Must be able to communicate tactfully and empathetically with customers, employees, and Bank management.
• Proficient in the Microsoft Office suite of products to include Word, Excel, Outlook as well as other software used in the department.

Physical Demands: In the performance of respective tasks and duties, all Climate First Bank employees are expected to successfully perform the essential functions of the position. While performing duties, employees are required to sit, talk, hear, lift up to 20 lbs., and may be required to work evenings and/or weekends, attend remote meetings and/or to travel. Reasonable employee accommodations will be considered on a case-by-case basis.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our lending team as an SBA Lender and take your career to a level unattainable in a traditional bank environment! The SBA Lender is responsible for meeting and exceeding budgeted deposit, fee income, and SBA lending goals. You will originate SBA 7 (a), SBA Express and 504 loan opportunities in your market footprint and own the loan process through the entire lifecycle of the loan.

The SBA Lender position is a hybrid position that, while primarily performed remotely, requires a presence in our markets to effectively perform deposit and cross-selling duties. Candidates must be local to one of our main markets (Orlando, Tampa Bay Area, Jacksonville) to be considered. Please send a resume to apply.

Job Responsibilities

• Develop and structure loan opportunities for Small Business Administration (SBA) eligible small and medium sized businesses.
• Review customer financials and manage according to SBA guidelines.
• Structure SBA loan proposals, complete initial underwriting, and prepare credit package in compliance with all applicable regulations and SBA Standard Operating Procedure guidelines.
• Determine applicant eligibility, gather, and assimilate information, create SBA specific Credit Memo and provide supporting documentation.
• Assist with loan package submissions to Underwriting and SBA, follow up with clients on any additional items requested during processing.
• Assist loan closing with processor, attorney, and client.
• Partner with bank officers to market other banking products and services, as applicable.
• Prepare periodic reports for management as needed.
• Perform all other general support and special projects requests as assigned.

Specific Requirements:

• Bachelor's degree in business finance or related field preferred.
• Documented background in banking/financial institution's government guaranteed lending program.
• 3+ years of SBA lending experience.
• Working knowledge of all government guaranteed lending products including SBA 7(a), SBA Express, SBA Small Loan, SBA 504, and USDA.
• Excellent written, communication, presentation, analytical and organizational skills.
• Effectively partner and communicate with internal departments, and customers.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Physical Demands:

• Sustained standing and sitting.
• Frequent use of PC, including typing or sustained attention to monitor.
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our team as a Chief Financial Analyst to support our finance department. As the Chief Financial Analyst you will be responsible for the overall administration of budgeting/forecasting, Asset Liability Management (ALM) modeling and assumptions, ALM Economic Value and NII forecast, cash flow and liquidity management, and investing recommendations for the Bank. Also responsible for assisting in the preparation of consolidated financial statements and ensuring compliance with generally accepted accounting principles.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Candidates must live in Florida. Please send a resume to apply.

Job Responsibilities:

• Manage ALM and capital stress testing modeling initiatives including interest rate risk, liquidity risk, and balance sheet optimization.
• Direct and organize participation in preparation of the annual operating budget. Maintain budget information in accounting system. Review budget variances and reports results to management.
• Review and analyze "what if" scenarios for strategic planning. Prepare various analytical cost analyses and projections.
• Review cash management position to ensure adequate liquidity in an effort to optimize cash.
• Prioritize the accuracy and integrity of data incorporated into ALM and capital stress testing activities to support a comprehensive internal control environment.
• Oversee regular updates to model assumptions including loan prepayment speeds, deposit decay, and betas.
• Manage and evaluate modeling balance sheet, net interest income (NII), economic value (NEV), and forecast simulations across multiple scenarios.
• Present trends, opportunities, and issues to committees and senior management, making recommendations for action as appropriate.
• Review and assist in the development of finance policies and procedures, recommending changes to improve efficiency or strengthen controls.
• Assist CFO in potential growth opportunities.

Specific Requirements:

• Advanced knowledge of the financial services sector.
• BA/BS in Accounting; CPA credentials are required.
• Ability to work in a dynamic and changing environment.
• Strong time management skills preferred.
• 5 years progressively responsible experience in accounting or financial analysis, preferably with a financial institution.
• Excellent attention to detail, ability to multi-task, and manage time effectively.
• Demonstrated interest in contributing to and working by Climate First Bank's Core Values.
• Possess the initiative to obtain education related to Corporate Social Responsibility and sustainability practices.

Physical Demands:

• Sustained standing and sitting;
• Frequent use of PC, including typing or sustained attention to monitor;
• Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.

We are changing FINANCE to finance CHANGE!

Climate First Bank is a Florida Benefit Corporation, state chartered, FDIC insured commercial bank. With now three physical branches in St Petersburg, Winter Park and Mount Dora and one digital branch, we are offering a full suite of banking products including personal and business banking and loan products (solar, residential, commercial, SBA and more). We are passionate about the environment, social issues and overall leaving our communities and the world better than we found it.

We want YOU to help us on this mission and are looking for exceptionally hard-working, passionate and bright new team members.

We are a team of growth focused, goal-oriented and competitive individuals. We collectively work hard to achieve our mission and growth-related milestones and continue to set and exceed new goals almost daily. We love what we do, and we love working with people who are just as excited about our objectives as we are!

Come join our Structured Finance team as the Business Development Officer (BDO). This remote position will be responsible for originating,
structuring, and closing new business opportunities. This role is integral to
the growth and success of the Structured Finance Division, requiring a
proactive approach to business development, client relationship management, and
industry engagement.

Join us in this exciting start-up experience and take your career to a level unattainable in a traditional bank environment. Please send a resume to apply.

Benefits:

• Competitive compensation
• Employer paid medical, vision and dental insurance
• Employer paid disability and life insurance
• 401k match
• Employee Stock Options
• Compelling incentive plans
• Employee only rates for certain loan products
• Working with an amazing team of dedicated and like-minded individuals!
• Being part of an exciting venture with amazing opportunities for growth and opportunities!

Responsibilities

• Business Development - Identify,
  cultivate, and manage relationships with prospective clients. Develop and execute
  a strategy to meet or exceed annual new business funding targets. Leverage
  industry networks, referral sources, and marketing strategies to generate a
  consistent pipeline of high-quality leads.
• Sales and Client Relationship Management - Conduct
  in-depth needs assessments to understand client financial requirements and
  present tailored financing solutions. Build and maintain strong relationships
  with referral partners, including brokers, CPAs, attorneys, and industry associations. Represent the Structured
  Finance Division at industry conferences, trade shows, and networking events to
  promote services and build the division's brand.
• Structuring and Closing Deals - Work
  collaboratively with internal underwriting, operations, and credit teams to
  structure and close deals efficiently. Ensure all deals align with the
  division's credit policies and risk appetite. Negotiate terms and pricing with
  clients while maintaining a focus on achieving profitability and client
  satisfaction.
• Market and Industry Expertise: Stay
  informed about market trends, competitor offerings, and changes in the
  factoring and ABL landscape. Provide feedback to leadership regarding market
  conditions and opportunities for product or service enhancements.
• Pipeline and Portfolio Management - Build
  and maintain a robust pipeline with clearly defined stages and next
  steps. Generate a balanced portfolio of deals across various industries
  and credit profiles.

Secondary Responsibilities:

*
Adopt and practice a commitment to social, economic,
environmental, and racial justice.

*
Demonstrate interest in contributing to and working
by Climate First Bank's Core Values.

*
Possess the initiative to obtain education related
to sustainability practices.

* Demonstrate an understanding of and follow
established Bank policies, procedures, and regulations, cognizant of
transactions, inquiries that appear suspicious, obtaining reasonable and
verifiable explanations, notifying the Compliance Officer when necessary;
completion of all web-based compliance training; resolution of all issues
concerning BSA report reviews of suspicious activity and or cash transactions.

Requirements

• Bachelor's degree in Business, Finance, or a related
  field; MBA or advanced degree is a plus.

*
Proven track record of meeting or exceeding sales
targets in a business development role.

*
Strong knowledge of factoring and ABL products,
including underwriting and credit analysis principles.

*
Exceptional interpersonal, communication, and
negotiation skills.

*
Ability to work independently and as part of a
collaborative team.

*
Proficiency in CRM tools and financial analysis
software.

*
Minimum of 5 years of experience in factoring, ABL,
or commercial finance.

Physical Demands:

Sustained standing and sitting;

Frequent use of PC, including typing or sustained attention to monitor;

Occasional lifting of basic office files or equipment up to 20 lbs.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.