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We are looking for people who are interested in personal finance and budgeting. In this role you will review practical money-saving strategies and provide feedback on budgeting ideas for everyday households.
You will look at different financial habits, common spending patterns, and simple ways people manage money when budgets are tight. The work is simple and can be done online.
Responsibilities include reviewing budgeting advice, identifying useful money-saving ideas, and sharing your opinion on which strategies are most helpful.
No professional experience is required, but an interest in personal finance, saving money, or budgeting is helpful.
This is a remote opportunity and can be completed from home.
Remote working/work at home options are available for this role.
This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio by monitoring relationship trends, clearing of exceptions, properly assessing and evaluating credit risk and other key factors, and providing recommendations and credit solutions which are appropriate to the relationship risk profile.
Responsibilities: Provide transactional support with the creation of credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence.
Reports to supervisor all deviation from credit programs and policy.
Conduct analysis/underwriting functions, as needed.
Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank.
Prepare documentation, memos, and/or presentation as needed.
Perform the annual review of existing credit relationships; Identify necessary risk rating changes, errors or inconsistencies and recommend modifications to risk rating as deemed appropriate.
This includes calculating and verifying covenant testing requirements and monitoring loan policy exceptions, as needed.
Support the accurate review and evaluation of the financial condition and operating performance of C&I Borrowers for new and existing loan exposures, increases, and modifications of terms/conditions.
Support the large & complex financial analysis with a high degree of accuracy in terms of figures and credit risk assessment.
Responsibility will also include the proper identification of loan policy exceptions and identification of industry/loan structure specific risks/issues with appropriate mitigating factors.
Ability to identify, evaluate, monitor and make any recommendation deemed necessary to the supervisor to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards.
Assist in the review and measurement of Bank Borrower’s conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk.
Assist in the training process of new underwriters.
Specifically, assist the trainees in the following: adopting the operating procedures of the department, mastering the various formats used and the credit criteria applied to the various forms of analysis.
Complete or review and provide feedback on spread financial statements, comprehensive analysis, and credit approval packages according to Bank credit programs and policy.
Work within the software systems for loan originations, modifications, annual reviews, and other presentations to senior management.
Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio.
Reports to supervisor all portfolio issues and irregularities found in these reports.
Conduct project site visits/inspections and report findings.
Provide assistance in other areas within the department, as required, covering during vacation or absenteeism.
Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.
Assist management with ongoing projects.
Any other duties as assigned by the Chief Credit Officer or supervisor.
Minimum Education and/or Certifications Requirements: Bachelor’s degree in business, accounting or finance required.
Master’s degree preferred OR 5+ years of credit underwriting/credit analysis experience in lieu of education.
Formal credit training preferred.
Minimum Work Experience Requirements: 10+ years of professional experience credit underwriting/credit analysis.
Knowledgeable of banking products and documentation.
Technical and/or Other Essential Knowledge: Thorough understanding of the Bank’s credit procedures, programs and policy.
Accounting and credit principles.
Proficiency in Microsoft Suite is required; experience in SQL is a plus.
Salesforce, nCino, FIS IBS experience is a plus.
Sound time management and organizational skills required.
Well organized and systematic.
Must possess strong communication skills.
This position is hybrid/remote work eligible.
This resource identifies gaps in the loan data and supports in the design of the quality control framework to conduct data input quality reviews related to the loan portfolio.
Will also be responsible for communicating gaps noted in order to mitigate the recurrence of issues in the future.
Duties and responsibilities include: Responsible for the post-booking review of all new, renewed, and modified loans, monitoring the overall quality of key loan fields that have a direct impact in regulatory and financial reporting.
Perform quality assurance spot audits of loan key fields to assure compliance with loan data integrity requirements.
Responsible for identifying any data error being caused by potential issues in the different loan system applications/interfaces and ensure same are reported and monitor corrections as needed.
Assists Management in audits (internal and external) related to the “Loan Data Integrity” control.
May assist in the development and provide training, including bank wide seminars and daily guidance, to all applicable areas on data input errors impacting the loan quality integrity.
Analyze and recommend stronger and/or more efficient internal controls and practices to achieve compliance goals dealing with loan data integrity.
Develop and write operations procedures, in conjunction with Operations Management, to assure compliance with loan data integrity.
May perform the review of new, renewed, and modified loans to ensure they are in compliance with certain applicable loan regulations such as (under the scope of responsibility described in the Departmental procedures): all aspects of Flood program requirements, Reg.
O (ensure loan is properly coded when identified as a Reg O Loan), Reg.
Z (ensure no violations exist related to Rescission period when applicable).
Mainly in the review of Retail Loans (Retail Commercial, Consumer and Residential Loans).
May assists in the sample audits perform to ensure compliance with loan servicing regulation within the Loan Operations Department (under the scope of responsibilities described in the Loan Operations Procedures)such as: Reg.
“O” (loan codification), Reg.
Z (Heloc Statements), Fair Credit Reporting Act (Credit Bureau reporting and disputes.
Stay abreast of changes to federal regulations that might directly affect the loan operations area.
Recommend to immediate supervisor, policies and procedures changes needed to maintain a streamlined and secured process.
To identify, evaluate, monitor and make any recommendation deemed necessary to their respective Risk Management Committee in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules regulations, prescribed practices, internal policies and procedures or ethical standards.
Assist Department staff when needed.
Perform other duties and work on special projects as assigned.
Functional Skills & Knowledge Requirements: Superior customer service skills required.
Strong knowledge in the Loan Operations processing and servicing area.
Good level of knowledge in loan regulations.
Ability to work within a team, ability to work well under pressure and meet tight deadlines.
Supervisory and audit skills required.
Minimum Education and/or Certifications Requirements: Associates Degree as well as vocational training in loan regulatory aspects required.
Bachelor’s degree preferred.
OR comparable experience in lieu of education.
Minimum Work Experience Requirements: Minimum three years’ experience in the Loan Operations processing and servicing area, with good level of knowledge in all aspects of the federal regulations impacting lending and loan operations.
Loan accounting experience preferred.
Technical and/or Other Essential Knowledge: Previous experience with Internet and MS Office Skills, including Outlook, MS Word Level II, MS Excel Level II and MS PowerPoint Level I and IBS required.
Working Conditions: Physical Demands: Air conditioned office environment with 95% of time spent at desk completing assigned tasks and 5% walking around to gather information.
Stressors: Ensure data integrity and compliance with Bank’s policies and government regulations while handling heavy volume of work (especially at end of month.).
Shifting priorities.
Telephone interruptions from different areas of the organization and ongoing changes requested by Loan Officers Privacy|Legal|Requirements Powered by
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
- Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
- Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
- Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
- Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
- Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
- Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
- Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
- High School Diploma or GED
Preferred:
- Sales, Collections or Customer Service experience
- Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
- Paid sick leave as determined by state or local ordinance, prorated based on start date
- Paid holidays (7 days per year, based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
- Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
- Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
- Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
- Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
- Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
- Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
- Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
- High School Diploma or GED
Preferred:
- Sales, Collections or Customer Service experience
- Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
- Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
- Paid sick leave as determined by state or local ordinance, prorated based on start date
- Paid holidays (7 days per year, based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
Restaurant Staff responsibilities include:
-Effectively communicate with management in a timely manner regarding scheduling issues, customer service problems, and equipment malfunctions.
-Follow all safety procedures and guidelines including personal safety, equipment use, and food handling and storage.
-Ensure all products are stocked, maintained, and prepared according to company quality standards.
-Maintain a clean, safe working environment.
-Clean the customer service areas by following the proper procedures as directed by the manager on duty, including outside landscaping, building entrances, dining room tables and condiment stations, restrooms, and food production and storage units.
-Demonstrate fiscal responsibility with all company assets by following company cash handling policies.
-Demonstrate ability to be a “team player” by contributing to the team’s success and communicating effectively with other Customer Service Representatives.
-Assume additional responsibilities as assigned.
-Maintain or exceed standards of appearance, cleanliness, hygiene, and health standards.
-Frequent washing of hands.
A qualified candidate will have:
-A high school diploma or equivalent or higher preferred but not required
-Strong work ethic and willingness to learn
-Demonstrated ability to work in a team environment.
We look forward to seeing you for an interview for our full time or part time Restaurant Staff role at Arby's - Eureka soon!
Remote working/work at home options are available for this role.
We are one of seven premier brands of Flynn Group, which was founded in 1999 by Greg Flynn. It has grown since then to the largest franchise operator in the world. Flynn owns and operates a diversified portfolio of restaurants in iconic, world class brands across diverse segments, including Applebee’s, Arby’s, Panera Bread, Pizza Hut, Taco Bell, Wendy’s and Planet Fitness. Our primary mission is to be the premier operator within each of these brands. We will achieve this by focusing on our core values; Care Genuinely for People, Play like a Champion, and Win as One.
At Flynn Arby's, we are seeking exceptional individuals to join our world-class team as Team Members. This is a fantastic opportunity to be part of a company that is committed to delivering flawless service and creating unforgettable dining experiences. As a Team Member, you will play a crucial role in our success by providing outstanding customer service and ensuring a clean and inviting environment for our valued guests.
Responsibilities:
- Prepare and serve quality food products in a fast-paced environment
- Provide friendly and efficient customer service, ensuring a positive dining experience
- Maintain cleanliness and organization of the dining area, restrooms, and kitchen
- Follow all food safety and sanitation guidelines to ensure the health and safety of our guests
- Assist with inventory management and restocking supplies as needed
- Collaborate with team members to ensure smooth operations and efficient service
- Handle cash and credit transactions accurately and efficiently
Requirements:
- Previous experience in the food/hospitality industry is preferred but not required
- Strong communication and interpersonal skills
- Ability to work in a fast-paced environment and handle multiple tasks simultaneously
- Flexibility to work various shifts, including weekends and holidays
- Must be able to stand for long periods and lift up to 25 pounds
If you are ambitious, have a proven track record of success in delivering exceptional service, and are ready to compete in a dynamic industry, we would love to hear from you. Join our team at Flynn Arby's and be part of a company that will support your growth and help you reach your full potential.
This position offers competitive pay, meal discounts, health insurance, daily pay program, and Flexible scheduling.
Flynn Group is an equal opportunity employer. We are committed to creating a diverse and inclusive workforce and providing reasonable accommodations/adjustments for individuals with disabilities. If you require any accommodation or adjustments throughout the application process, please let us know. We look forward to reviewing your application and potentially welcoming you to our premier team!
Remote working/work at home options are available for this role.
Restaurant Supervisor responsibilities
-Monitor team members to follow all service standards.
-Supervise service of guests, being watchful of signals from guests in need of service.
-Assist manager to establish and monitor sidework duty completion.
-Read daily communication sheets from previous shift and prepare one for the following shift.
-Check restaurant for cleanliness and set up. Check tables for cleanliness and proper set up.
-Communicate both verbally and in writing to provide clear direction to staff.
-Comply with attendance rules and be available to work on a regular basis.
-Perform any other job related duties as assigned.
Thanks for your interest in this role. We hope to meet you soon. Arby's - Shackleford Crossing is hiring immediately, so please apply today!
Remote working/work at home options are available for this role.
The Impact You Can Make
Calling all Medical Imaging Professionals and New Graduates!
Are you looking for a change of pace in your career within an organization that values professional growth and development? Do you have a passion or interesting in using Cat Scan in your medical imaging career? If so, Glens Falls Hospital is looking to help you start you next great career as a CT Technologist with our Cat Scan medical imaging team! Come work where you matter and advance your skills by using state of the art technology to provide exceptional patient-centered care for our community. If you are a radiologic technologist or new graduate who is CT certified or ARRT registry eligible, we want to hear from you today!
Team Impact
Glens Falls Hospital provides comprehensive advanced medical imaging services on our main hospital campus, Moreau Imaging, and at Greenwich Medical Center. We also offer medical imaging at a variety of our primary care medical centers. By joining our team of highly skilled and qualified medical imaging professionals, you will be helping our community in the city of Glens Falls, as well as a multitude of surrounding areas. By starting your career with Glens Falls Hospital, we are confident that we can help you to showcase your skills and see the impact of your work.
In this role, you will have the opportunity to work directly with the radiologist to perform a wide scope of diagnostic CT procedures that require sound judgment, ingenuity, and radiation protection practices. In this role, you will also be helping to improve the patient experience/quality of care by responding to any of the patient's special, physical, emotional, spiritual and/or age-specific related needs. Glens Falls Hospital works with state-of-the-art technology and collaborates with exceptional physicians and nurses to deliver outstanding patient care. Further position highlights include:
- The full-time role hours between 10:30a-11:00p (rotating days with a weekend rotation) and 6:30p-7:00a (Wednesday, Thursday, and Friday).
- This role is eligible for a wide variety of shift differentials depending on your work schedule (up to 22% added to base-pay!)
- For new grads, we will provide an intensive and competent program for on-the-job training with a paid orientation phase to help ensure your success
- For more experienced candidates, there are potential opportunities for professional growth through cross training, education, quality initiatives programs, and further certification.
- A generous sign-on bonus is available for full time workers
- Other benefits include tuition/licensure reimbursement, a referral bonus program, free access to our Employee Assistance Program, and much more!
How You Will Fulfill Your Potential
Responsibilities
- Perform quality CT exams with using the appropriate technical skills and according to the established procedure and protocols
- Participate in all aspects of care of the CT patient to include pre and post care by support the patient care area
- Provide exceptional patient care, safety, education, radiation protection, and excellent customer service experience during procedures
- Maintain appropriate documentation of patient records especially in the Radiology Information System
- Generate appropriate imaging from CT workstation and presents appropriate filming of CT scans to the radiologist
- Perform the duties of a staff technologist while providing direct and indirect clinical supervision and education of students in the clinical setting
- Collaborate and participate in department related projects and/or teams focused on improvement opportunities
- Assist with supportive duties such as transporting patients, office/clerical functions, equipment troubleshooting, maintaining supplies in rooms, and cleaning radiographic equipment
- Occasionally participate direct and indirect supervision of radiology students as well as indirect supervision of orderlies to coordinate patient flow
Qualifications
Education/Accredited Programs
- Successful completion of an accredited Radiologic Technology Program
- Minimum of one year of radiologic technologist experience with CT responsibilities preferred
Licenses/Certificates/Registrations
- Current BLS Certification
- Current New York State Radiologic Technologist License
- Registered Radiologic Technologist with the American Registry of Radiologic Technology (ARRT)
- CT certified or ARRT registry eligible. Eligible candidates must obtain certification within one year of hire
Experience/Abilities
- Demonstrated ability to hold a high level of clinical and professional accountability
- Ability to effectively communicate with patients, students, staff, and physicians
- Ability to provide excellent customer service to our patients and stakeholders
- Ability to coach and teach less experienced team members
- Ability to promote and work in a team setting
- Demonstrated ability to work effectively with a patient population of diverse educational, cultural, spiritual and socioeconomic background
- Computer literacy problem solving skills required
Salary Range
The expected base rate for this Glens Falls, New York, United States-based position is $33.08 to $49.62 per hour. Exact rate is determined on a case-by-case basis commensurate with experience level, as well as education and certifications pertaining to each position which may be above the listed job requirements.
About Us
Mission
Our mission is to improve the health of people in our region by providing access to exceptional, affordable, and patient-centered care every day and in every setting.
Communities We Serve
Located in the foothills of the beautiful Adirondack mountains, Glens Falls is conveniently located a short drive away from the capital region and Lake George. Work at the top of your profession and jumpstart your next career here at Glens Falls Hospital!
All qualified applicants will receive consideration for employment without regard to race, color, religious creed, national origin, sex, age, gender identity, disability, sexual orientation, military service, genetic information, and/or other status protected under law.
Benefits
Glens Falls Hospital is committed to providing our people with valuable and competitive benefits offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are available to active, full-time and part-time employees who work at least 30 hours per week, can be found on the career page here.
Remote working/work at home options are available for this role.
The Impact You Can Make
Team Impact
The ultrasound technologist will work directly with radiologists/cardiologists to perform a variety of ultrasound procedures that require judgment and ingenuity while responding to any of the patient's special, physical, emotional, spiritual and/or age-specific related needs.
The Glens Falls Hospital Impact
Mission
Our Mission is to improve the health of people in our region by providing access to exceptional, affordable, and patient-centered care every day and in every setting.
How You Will Fulfill Your Potential
Responsibilities
- Performs quality ultrasound exams with the appropriate technical skills and according to the established procedure protocols.
- Provides for appropriate patient care, safety, education, and an exceptional customer service experience during procedures.
- Maintains appropriate documentation of patient records
- Presents appropriate filming and technical findings of ultrasound scans to the radiologist/cardiologist.
Education/Accredited Programs
- Successful completion of an accredited Ultrasound Program
Licenses/Certifications/Registrations
- ARDMS or ARRT registered or registry eligible in an Ultrasound discipline (i.e.OB/GYN, ABD, Breast or Cardiac Echo). Eligible candidates must obtain certification within two years of hire date.
- CPR Certified
Skills/Abilities
- Ability to effectively communicate with patients, students, staff, and physicians.
- Ability to provide excellent customer service to a variety of people.
- Ability to coach and teach at the adult level.
- Ability to promote and work in a team setting.
- Possess strong skills in:
- computers
- problem solving
Communities We Serve
Located in the foothills of the beautiful Adirondack mountains, Glens Falls is conveniently located a short drive away from the capital region and Lake George. Work at the top of your profession and jumpstart your next career here at Glens Falls Hospital!
All qualified applicants will receive consideration for employment without regard to race, color, religious creed, national origin, sex, age, gender identity, disability, sexual orientation, military service, genetic information, and/or other status protected under law.
Salary Range
The expected base rate for this Glens Falls, New York, United States-based position is $37.07 - $55.61per hour. Exact rate is determined on a case-by-case basis commensurate with experience level, as well as education and certifications pertaining to each position which may be above the listed job requirements.
Benefits
Glens Falls Hospital is committed to providing our people with valuable and competitive benefits offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are available to active, full-time and part-time employees who work at least 30 hours per week, can be found here.
Remote working/work at home options are available for this role.