Engineering Structures Jobs in Lake Mary, FL

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together. 

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Global Investing Services (GIS) is a specialized group that serves the trading, customer service and operational needs of both domestic and international clients interested in trading stocks that trade on exchanges outside the U.S. as well as foreign currencies. GIS has daily interactions from virtually every customer contact area of Schwab (Branches, Retail, Advisor Services, Schwab Wealth Advisory, etc.) and works to promote outstanding client experience as it relates to all facets of their international equity investments.  GIS also has direct-line telephone contact with external market makers as well as the various major market centers in foreign securities. In addition to assisting US clients, GIS regularly serves clients living outside the U.S. that have international accounts with us to provide investment, trading and operational inquiries.

What you are good at:

This role is responsible for helping clients develop their trading expertise and grow their portfolios by imparting the knowledge and supporting the tools trader clients use to make them a more sophisticated, successful, and self-directed investor. This position is the subject matter expert in trading equities, derivatives (options, futures), and foreign exchange for not only our clients, but the goal is also to help clients develop their trading expertise and grow their portfolios by imparting the knowledge and supporting the tools these actively engaged clients use to make them a more sophisticated, successful self-directed investor. Representatives in this position will possess an advanced level of knowledge of trading equities, derivatives (options/futures), and foreign exchange. We grow business through asset gathering and product cross-sell while retaining assets through client confidence and loyalty. Together, we leverage industry knowledge and platform expertise to send well-positioned business leads to our partners in Retail Sales, Education and Trader Business Development. Additionaly, you'll influence and close business for Retails Sales associates by presenting self-directed active trader clients and prospects with industry standard for market understanding while attracting additional assets and business from our fully engaged clients, by meeting their service, education and trading resource needs.

To ensure that we fulfill our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

REQUIRED QUALIFICATIONS:

• Active Series 7, 63 licenses required.
• Excellent communicative skills, both oral and written, and can succinctly explain complex topics with proper positioning, context, and accuracy.
• 3+ years of experience servicing clients and an equivalent level of knowledge of securities industry.
• Ability to educate clients and colleagues on complex concepts and to varying levels of expertise while displaying confidence, skill, and professionalism to resolve time-sensitive and possibly costly issues in a manner that strengthens the client relationship and mitigates risk for the firm.
• Must have necessary sense of urgency and the ability to multi-task utilizing strong business judgment and prioritization skills.

PREFERRED QUALIFICATIONS: 

• Prior professional trader level of expertise in equities, futures, market structure and a detailed knowledge of the securities industry and capital markets is preferred.Bachelor’s Degree or equivalent experience
• Minimum two years of equity trading experience, derivatives trading, or other equivalent experience is preferred.
• Bachelor’s Degree or equivalent experience preferred.
• Strong knowledge of industry, product availability, policies and procedures involving international client relationships. 
• 9/10 License also preferred.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance

Customer Service Representative (Travel)

Base: $45,000 + Performance Bonus | Strong Benefits

Alternative titles: Customer Service Advisor, Customer Support Advisor, Travel Support Advisor, Customer Care Representative

About the Opportunity:

Little Bridge Search is the recruitment partner for a globally successful international travel operator launching its first US office in the Orlando area.

We’re hiringsixexperiencedCustomer Service Representatives for the opening team.

This is a great opportunity to join at the start of a new operation, work with premium travel products, and grow as the team scales.

This is a true customer service role supporting customers across phone, email, and web enquiries, not a commission sales position.

What we’re looking for:

• Customer service experience in a call centre, hospitality, travel, resort, or other fast-paced service environment
• Strong communication skills and confidence in handling customer issues
• Calm, organised, and able to work in a structured, KPI-led environment
• Good systems/admin skills (CRM, Outlook, Excel, etc.)
• Travel or hospitality experience is helpful but not essential

What’s on offer:

• $45,000 base salary
• Performance bonus
• Strong benefits package, PTO, 401k and Healthcare
• On-site role in Altamonte Springs
• Promote from within policy = Genuine career progression as the team grows

Interested?

Apply now for immediate and confidential consideration. Full client details and confirmed benefits will be shared with shortlisted candidates.

Candidate Referrals (Little Bridge Search – 2026):

If this isn’t right for you, but you know someone who would thrive in it, referrals are appreciated. If we place your referral, our thank-you includes either x2 tickets for experiences (MLS/NBA/MLB/NFL/VIP park tickets / F1 / major concerts) OR Amazon up to $1,000.

(Referral rewards are issued for successfully placed candidates, subject to basic terms.)basic terms.)

Date Posted:

Country:

Location:

Position Role Type:

U.S. Citizen, U.S. Person, or Immigration Status Requirements:

Security Clearance Type:

Security Clearance Status:

At Raytheon, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression.  We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat.  Our team solves tough, meaningful problems that create a safer, more secure world.

The Software organization develops software applications, including integration and test on missiles, launchers, radars, naval systems, fire control and other complex systems.  Our precision software and firmware integrate operating systems, device drivers, networking, and control software to bring together sensor, guidance, and flight control processing features to complete the mission.  The Software org is made up of several Centers located across the country, responsible for all aspects of the software development lifecycle.  Our 4000+ software engineers design, develop, and build innovative solutions for our customers.  Join our fast-paced agile teams on the leading edge of technology. 

As part of the Software Engineering Directorate’s (SWE) Effectors Center (EC) team, you will be an integral part of helping Raytheon further our vision to be the global leader in core and next-generation weapon and security solutions.  By any measure, Raytheon is an exciting and rewarding place to work.  We pride ourselves on developing mission-driven, world-class talent.  The result is a workforce that takes pride in the company and consistently delivers superior solutions.

Our engineers design, develop, and build innovative solutions for the U.S. Government.  Experience all aspects of a software development life cycle as a member of a fast-paced agile team on the leading edge of: 

Real-time systems design

Digital signal processing

Machine Learning and Autonomous Systems

Cyber Security

DevOps technologies and methods

We encourage curious, creative problem solvers to join our team of bright, dedicated software craftspeople in designing and implementing highly innovative systems.  You will learn advanced software engineering practices and apply new technologies to develop next generation capabilities and help keep our country safe. 

This position is within the Effectors Center of the Software organization, and is an onsite role located in Tucson, AZ. 

What You Will Do 

• Assist and participate in the requirements, design, development and testing of real-time embedded software, application software, and tools, to include development of new work products or enhancement of existing applications and systems.

• Design, code, test, integrate, and document software solutions.

• Participate in internal review of software components and systems.

• Collaborate with project managers and other professionals within Engineering.

• Work on problems with defined scope, schedule, and expectations.

• Follow established development practices and processes to maintain the configuration management of software products.

• Ability to obtain program access required. 

What You Will Learn

• Use new tools that will keep you state-of-the-art.

• Stay updated with the latest advancements in software development and missile technology to drive innovation.

Qualifications You Must Have 

• Typically requires a Bachelor’s degree in Science, Technology, Engineering, or Mathematics (STEM) and a minimum of two years prior relevant experience.

• Experience with C, C++, or Java.

• Experience with the integration of real-time software, firmware, and hardware.

• Active and transferable Secret U.S. government issued security clearance is required prior to start date with the ability to obtain special program access after start. 

Qualifications We Prefer  

• Knowledge of data structures and algorithms, systems software design, operating systems and architectures.

• Knowledge of assembly, C/C++ programming, structured programming concepts.

• Knowledge of object-oriented design and Unified Model Language.

• Knowledge of statistical and numerical methods.

• Interpersonal and communication skills, both verbal and written.

• Demonstrated ability to work effectively with colleagues and leaders in a team environment.

 What We Offer

• Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. At RTX we value: Safety, Trust, Respect, Accountability, Collaboration, and Innovation.

• Relocation Offered Based On Eligibility

Learn More & Apply Now!

Please consider the following role type definition as you apply for this role:

• Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products.

Clearance Information: This position requires a security clearance. DCSA Consolidated Adjudication Services (DCSA CAS), an agency of the Department of Defense, handles and adjudicates the security clearance process. More information about Security Clearances can be found on the US Department of State government website here:  

Location Information: This position is onsite at our campus in beautiful Tucson, AZ. Tucson has a friendly, caring, and laid-back atmosphere, combined with the innovation and energy of a metropolitan region, and recognized as one of America’s 10 Best Small Cities. Surrounded by beautiful mountains, colorful Sonoran Desert landscape and majestic saguaro cacti, Tucson is blessed with some of nature’s best work. Tucson is known for its bright blue skies, and with more than 310 sunny days per year, Tucson’s fantastic weather lets residents enjoy the outdoors year-round.

Virtual Fly Over City of Tucson & Community, YouTube Video Links

• “Raytheon In Tucson”: ,-az-location

• “Tucson is Awesome”: “Winter in Tucson”: part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.

  The salary range for this role is 68,900 USD - 131,100 USD. The salary range provided is a good faith estimate representative of all experience levels. RTX considers several factors when extending an offer, including but not limited to, the role, function and associated responsibilities, a candidate’s work experience, location, education/training, and key skills.Hired applicants may be eligible for benefits, including but not limited to, medical, dental, vision, life insurance, short-term disability, long-term disability, 401(k) match, flexible spending accounts, flexible work schedules, employee assistance program, Employee Scholar Program, parental leave, paid time off, and holidays. Specific benefits are dependent upon the specific business unit as well as whether or not the position is covered by a collective-bargaining agreement.Hired applicants may be eligible for annual short-term and/or long-term incentive compensation programs depending on the level of the position and whether or not it is covered by a collective-bargaining agreement. Payments under these annual programs are not guaranteed and are dependent upon a variety of factors including, but not limited to, individual performance, business unit performance, and/or the company’s performance.This role is a U.S.-based role. If the successful candidate resides in a U.S. territory, the appropriate pay structure and benefits will apply.RTX anticipates the application window closing approximately 40 days from the date the notice was posted. However, factors such as candidate flow and business necessity may require RTX to shorten or extend the application window.

  RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.

  Privacy Policy and Terms:

  Click on this link to read the Policy and Terms

Date Posted:

Country:

Location:

Position Role Type:

U.S. Citizen, U.S. Person, or Immigration Status Requirements:

Security Clearance Type:

Security Clearance Status:

At Raytheon, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat. Our team solves tough, meaningful problems that create a safer, more secure world.

Do you have a passion for LO technology?

Do you have a passion for Stealth Materials Engineering?

If you answered "yes" to these questions, our mechanical design team at our Tucson, AZ, facility wants to hear from you!

Raytheon is an industry leader in Stealth Technology. We are involved in all phases of development, production, and maintenance of Low Observable (LO) weapon systems. We are currently looking for Stealth / Low Observable / Radar Cross Section (RCS) / Signature Management / Survivability Engineers to work on challenging, state of the art technical projects.

We are seeking Signature Management (Low Observable) Materials Subject Matter Expert to join the Airframes, Radar Structures, & Advanced Materials team. This design team is committed to excellence supporting our customers and allies worldwide. 

This will be onsite at our Tucson location.

What You Will Do

• You will be responsible for material and process development, characterization and system level integration in support of all Raytheon product lines and new business.

• Material performance predictions and measurement tests of developmental and production systems. 

• You will be expected to perform material measurements of constitutive and RF attenuation properties and generate predicted material performance using Computational Electromagnetic Codes (CEM) tools. 

• You will work in integrated product teams to incorporate advanced signature control techniques into deliverable products and aid in the assessment of system performance. 

• Material formulation and development

• Fabrication process development

• Composites operations support

• Material testing and characterization (RF, mechanical, physical)

• Preparation of engineering documentation

• Customer and supplier interface

• Participation/leadership of and program reviews

• Project management

• Mentor early career engineers.

• Strong ownership of tasks; ability to function as Materials Lead on Integrated Product Teams

Qualifications You Must Have

• Typically requires a degree in Science, Technology, Engineering or Mathematics (STEM) and a minimum of 8 years of prior relevant experience

• Eight (8) years of Low Observables or Radar materials engineering experience OR Five (5) years with related experience and advance degree.

• Experience in any of the following: Material characterization, or performance testing and/or prediction, and/or design experience, material down-select and/or integration on to air vehicle.

• Experience with customer and supplier collaboration

Qualifications We Prefer

• Master’s degree in Science, Technology, Engineering, or Mathematics (STEM)

• High temperature LO materials characterization, testing, and integration

• Experience with intrinsic property analytical techniques for the electromagnetic characterization of material.

• Competence in utilizing thermal analysis techniques (DMA, TMA, TGA, DSC) properties.

• Agile communicator, with effective interaction style that fosters collaboration with a multi-disciplined team, suppliers, and customers.

• Skilled at planning, prioritizing, and executing projects/programs to successful completions.

• Proposal Writing and Basis of Estimate (BOE) development experience.

• CAD software proficiency and technical programming experience (Python, C++, MATLAB, etc.)

• Experience with Infrared signature analysis and control.

• A current active U.S. Government in-scope DoD Top Secret security clearance with the ability to obtain and maintain Special Program Access (SAP).

What We Offer

Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. At RTX we value: Trust, Respect, Accountability, Collaboration, and Innovation.

Relocation Eligibility

Learn More & Apply Now!

Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products.

As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.

RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.

Privacy Policy and Terms:

Click on this link to read the Policy and Terms

Date Posted:

Country:

Location:

Position Role Type:

U.S. Citizen, U.S. Person, or Immigration Status Requirements:

Security Clearance Type:

Security Clearance Status:

At Raytheon, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat. Our team solves tough, meaningful problems that create a safer, more secure world.

The Test Equipment Engineering (TEE) organization includes all of the engineering disciplines responsible for systems design & test of all Raytheon products. Our engineers are responsible for all elements of the development lifecycle for test including: test requirements, test system design, advanced engineering prototyping technology, flight operations, environmental testing, and environmental characterization. We are hands-on, designing with the latest technology and tools, and integrate state of the art test solutions with the most advanced engineering systems in the world.   

As a Principal Test Systems Engineer, you are accountable to coordinate across all engineering teams to define, design, and document Test Environment capabilities and requirements.  You must be a systems thinker, able to see the “big picture”, and have the in-depth knowledge of development, production, User Operations, and embedded test process and practices.  As a Test Systems Engineer, you will define and influence how prime hardware will be tested at every level (from component to All-Up-Round) to ensure robustness and efficiency. You need excellent written and verbal communication skills and the ability to work autonomously yet collaboratively in a team environment. You will generate briefings and present material to team members, customers, and Raytheon Management. 

You must demonstrate applied experience and working knowledge of developmental test process, test set-ups and integration, test equipment design with transition to the factory, and verification / validation of product hardware using proven test systems, methodologies, and techniques. Additionally, you must demonstrate the ability to identify and understand technology risks and system design concepts to make critical technical outcomes by understanding impacts to the program. 

We value a wide range of skills and experience, so don’t hold back. Your qualification could add tremendous value to our team. If you’re passionate about what you could accomplish here, we’d love to hear from you. 

This position will be located ONSITE in Tucson, Arizona. 

What You Will Do

• You will apply your knowledge of the subsystem and collaborate with other Engineering disciplines to develop and implement the subsystem model using Model Based System Engineering tools and methods. 
• Detail capabilities and derive requirements. 
• Communicate test equipment needs and requirements to Test Equipment designers. 
• Manage requirements and traceability. 
• Leverage and apply reuse of Test Environment requirements and models to promote efficiency in test design and development. 
• You will develop subsystem requirements, interfaces, behaviors, and architecture. 
• You will interact with Technical SMEs as necessary to fully understand the subsystem including identifying and resolving issues and supporting related subsystem trades or analysis. 

Qualifications You Must Have

• Typically requires a University Degree in Science, Technology, Engineering or Mathematics (STEM) and a minimum of 8 years of prior relevant experience or An Advanced Degree in a related field and minimum 5 years experience
• Experience in Systems Engineering or other Engineering discipline such as but not limited to emphasis in test requirements development, test methodologies, test requirements documents, integration, verification, and/or validation for test. 
• Experience with developing, decomposing, and/ or managing system requirements across a product lifecycle such as design and transition to production. 
• Experience with test related activities throughout the product lifecycle. 

Qualifications We Prefer

• Knowledge of embedded test techniques, design for test, design margin analysis, and/or design for manufacturing. 
• Experience with Agile processes and techniques. 
• Experience with Dynamic Object-Oriented Requirements System (DOORS). 
• Experience problem solving and debugging. 
• Experience recognizing areas of improvement or customer needs and relaying them to senior staff as business development possibilities. 
• Demonstrates a sense of urgency, prudent risk-taking and adaptive response to challenges. 
• Depending on level of experience, you will provide mentoring and guidance to other team members.
• Knowledge of Model Based Engineering processes, techniques, and tools (Rhapsody and IBM Rational Model Manager and/or Cameo Systems Modeler/Enterprise Architect and Teamwork Cloud preferred, with understanding of Systems Modeling Language (SysML), and/or Unified Modeling Language (UML). 

What We Offer 

• Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. At RTX we value: Safety, Trust, Respect, Accountability, Collaboration, and Innovation.

​Learn More & Apply Now!

• Please consider the following role type definition as you apply for this role.
• Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products.

As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.

RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.

Privacy Policy and Terms:

Click on this link to read the Policy and Terms

Date Posted:

Country:

Location:

Position Role Type:

U.S. Citizen, U.S. Person, or Immigration Status Requirements:

Security Clearance Type:

Security Clearance Status:

At RTX, the foundation of everything we do is rooted in our values and a higher calling – to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today’s mission and stay ahead of tomorrow’s threat. Our team solves tough, meaningful problems that create a safer, more secure world. 

 The Test Equipment Engineering (TEE) organization within RTX drives business success by providing a variety of critical engineering services across product lines and functions. 

We have an exciting opportunity for a full-time position of Principal Integrated Product Manager, located onsite in Tucson, Arizona. This position requires leading a team of multi-discipline engineers, providing technical and execution oversight, and managing multiple projects for a program. If you enjoy project management, partnership with other functional organizations, and establish strong relationships with the program office and customer, this is the job for you!  

Qualifications You Must Have:  

• Typically requires a Bachelor's Degree in Science, Technology, Engineering, or Mathematics (STEM) and a minimum of eight (8) years’ prior relevant experience

• Experience with Earned Value Management System (EVMS) and Program management. 

• Experience with Test Systems Engineering or equivalent Engineering experience for both hardware and test software development, integration, verification, validation, and maintenance activities within production, manufacturing, product qualification environments. 

• Experience with program management tools such as EVMS, Integrated Master Plan (IMP), Integrated Master Schedule (IMS), and Risk and Opportunity Management. 

• Experience with budget, schedule, Estimate at Complete (EAC) process, and financial performance report generation with Test Systems Engineering or equivalent Engineering programs. 

• Experience with Budget Change Request (BCR) and Basis of Estimate (BOE) generation for Test Systems Engineering programs. 

Qualifications We Prefer:

• Experience in managing multi-disciplinary teams. 

• EVMS certification, Program Management certification, or equivalent to Raytheon PM Level 6 certification 

• Demonstrate IPTL experience showing the ability to collaborate with program office, cross-functional teams, and internal/external customers. 

• Strong influential communication and interpersonal skills with the ability to present analytic and performance results from program to functional leadership. 

• Experience in small/medium program execution  

• Demonstrate understanding of engineering development, transition to production, production, and maintenance. 

• Experience with proposal capture and contract processes from receipt of RFP, preparing Basis of Estimates, proposal submittal, preparing Statements of Work, contract startup and contract close-out. 

• Experience with all the functionalities of Automation Test Equipment/Unit Under Test (ATE/UUT). 

• Agile Methodologies understanding. 

What We Offer:  

• Our values drive our actions, behaviors and performance with a vision for a safer, more connected world. At RTX we value Safety, Trust, Respect, Accountability, Collaboration and Innovation.  

Learn More & Apply Now!  

• Please consider the following role type definitions as you apply for this role.  

• Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products.   

• This position requires a security clearance. DCSA Consolidated Adjudication Services (DCSA CAS), an agency of the Department of Defense, handles and adjudicates the security clearance process. More information about Security Clearances can be found on the US Department of State government website here:   

Location Information:  

• Tucson, AZ 

As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote.

RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans’ Readjustment Assistance Act.

Privacy Policy and Terms:

Click on this link to read the Policy and Terms